The top-rated auto insurance agent in Charleston, South Carolina is Shannon Teolis - State Farm Insurance Agent, rated 5.0 stars across 695 reviews. Other highly rated options include Harrell Insurance Agency, Cassie Ballard - State Farm Insurance Agent, Pilothouse Insurance. This directory lists 26 auto insurance agents serving Charleston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shannon Teolis - State Farm Insurance Agent | 113 Wappoo Creek Dr Ste 1 | (843) 990-7919 |
| 2 | Harrell Insurance Agency | 2000 Sam Rittenberg Blvd #124 | (843) 572-1500 |
| 3 | Cassie Ballard - State Farm Insurance Agent | 2041 Wappoo Dr UNIT D | (843) 501-7555 |
| 4 | Pilothouse Insurance | 1527 Sam Rittenberg Blvd | (843) 766-1318 |
| 5 | Charlie McQueeney - State Farm Insurance Agent | 1104 Savannah Hwy Ste 100 | (843) 556-3600 |
| 6 | C. T. Lowndes & Company | 749 St Andrews Blvd | (843) 763-0120 |
| 7 | Taylor Agency | 147 Wappoo Creek Dr #502 | (843) 762-1805 |
| 8 | A & A Insurance | 1525 Sam Rittenberg Blvd | (864) 326-3212 |
| 9 | Covenant Insurance Group LLC | 1032 Savannah Hwy | (843) 795-0189 |
| 10 | Jason Hughes - State Farm Insurance Agent | 914 Folly Rd Ste C | (843) 410-4507 |
Shannon Teolis - State Farm Insurance Agent serves the Charleston, South Carolina metro area, specializing in auto insurance for local drivers. This agency provides personalized coverage options to help protect vehicles and meet South Carolina’s legal requirements. Clients can discuss policy limits, deductibles, and add-ons like roadside assistance or rental reimbursement. The agent also assists with bundling auto policies with renters or life insurance for additional savings.
Harrell Insurance Agency provides auto insurance policies tailored to individual needs in the Charleston area. Its services include policy reviews and assistance with claims filing to help clients manage their coverage effectively. The agency offers standard coverage options, such as liability and collision, always explaining plan details clearly. It also helps customers compare rates and update policies after life changes like moving or buying a vehicle. Harrell Insurance Agency services a variety of properties, including single-family homes, apartments, retail businesses, and restaurants.
Cassie Ballard – State Farm Insurance Agent serves homeowners, vehicle owners, and small businesses in the Charleston area, helping them secure auto insurance policies tailored to individual needs. Clients can discuss liability, collision, and comprehensive coverage options through personalized consultations. The agency also assists with bundling policies for potential discounts and explains coverage limits during the quoting process. Cassie Ballard – State Farm Insurance Agent also covers the Summerville vicinity for the metro region.
Pilothouse Insurance serves clients in Charleston, South Carolina, and the surrounding Lowcountry communities, handling personal auto insurance coverage for area drivers. The agency works with multiple carriers to match policies with different driving profiles and vehicle protection needs. Typical tasks include reviewing liability limits, deductibles, and available discounts for bundling policies or safe driving records. To manage a typical job, it first gathers information on the driver’s vehicle and coverage goals, then presents clear options and helps complete the necessary paperwork.
Charlie McQueeney - State Farm Insurance Agent offers both one-time policy reviews for major life changes and recurring service for ongoing coverage adjustments. As a local auto insurance agent in Charleston, SC, this office helps drivers evaluate personal liability, collision, and comprehensive options to meet South Carolina’s legal requirements. Policyholders typically rely on semiannual policy check-ins to keep coverage aligned with their vehicle’s age and personal driving needs, and all services are provided on a scheduled or as-needed basis.
C. T. Lowndes & Company provides tailored auto insurance policies, including specialized options for luxury or classic vehicles in the Charleston area. It also handles standard coverage, such as collision and liability insurance, to protect drivers from financial loss. The company assists with local driving concerns, like navigating Charleston’s heavy tourist traffic and historic district regulations. It can further help clients adjust their coverage when preparing for hurricane season, a time when property and vehicle protection often need careful review.
As coastal weather shifts from spring storms to summer heat in Charleston, insured drivers often review their coverage for flooding and hurricane risks. Taylor Agency serves the area by offering auto insurance agent consultations tailored to such seasonal exposures. Do you need help comparing liability limits or comprehensive protection for your daily commute? This agency can analyze your current policy and suggest adjustments based on regional driving conditions. To begin, schedule a relaxed policy review where they inspect your existing coverage documents and discuss potential gaps.
A & A Insurance provides auto insurance coverage to drivers in Charleston, SC, tailored to individual policy needs. Standard protection includes collision and comprehensive options, while additional specialty add-ons such as roadside assistance and rental reimbursement are available. The agency serves a variety of commercial sectors, including offices, warehouses, and food service operations, ensuring appropriate liability limits for their vehicles.
What Does an a Auto Insurance Agent in Charleston Cost?
The average cost of full coverage auto insurance in South Carolina is around 1 500 dollars per year but rates in Charleston can range from 1 200 to 2 000 dollars annually depending on your profile. Minimum liability coverage may cost between 400 and 700 dollars per year. Costs vary by your driving history vehicle type and coverage choices. This is general information and not insurance advice.
About auto insurance agents in Charleston
An auto insurance agent in Charleston South Carolina can help you find the right coverage for your vehicle. South Carolina law requires all drivers to carry liability insurance with minimum limits of 25 000 dollars per person for bodily injury and 50 000 dollars per accident. A local agent understands the unique needs of Charleston drivers including coastal weather risks and traffic patterns.
Frequently Asked Questions
What are the minimum auto insurance requirements in South Carolina?
South Carolina requires liability coverage of at least 25 000 dollars per person for bodily injury 50 000 dollars per accident for bodily injury and 25 000 dollars for property damage. Uninsured motorist coverage is also required at the same limits unless you reject it in writing.
How can a Charleston auto insurance agent help me save money?
An agent can review your driving history vehicle type and available discounts to find lower rates. They may suggest bundling your auto policy with home or renters insurance or adjusting your deductible to fit your budget.
What factors affect auto insurance rates in Charleston South Carolina?
Rates are based on your driving record age credit score vehicle type and where you live in Charleston. Coastal areas may have higher rates due to storm risk and traffic density in the city can also influence premiums.
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