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Directory of auto insurance agents in Surfside Beach, South Carolina. Verify credentials with the state department of insurance before hiring.
3 agents listed
Updated May 2026
Surfside Beach, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of South Carolina before hiring.
Showing 3 auto insurance agents in Surfside Beach, SC
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Perry Insurance Group
720-B US-17 BUS, Surfside Beach, SC 29575
(843) 699-2965
perryinsurancegroup.com
Inlet View Insurance
600 Azalea Dr N #105, Surfside Beach, SC 29575
(843) 839-3398
inletviewinsurance.com
Choice Insurance Agency
1565 Glenns Bay Rd, Surfside Beach, SC 29575
(843) 650-6408
choiceins.com
Auto insurance agents in Surfside Beach South Carolina help drivers find coverage that meets state legal requirements. South Carolina law requires all drivers to carry minimum liability insurance of 25/50/25. A local agent can explain how coastal risks like flooding or hurricanes may affect your policy options.
What Does a Auto Insurance Agent in Surfside Beach Cost?
In South Carolina the average annual cost for full coverage auto insurance is around 1600 to 2000 dollars. Minimum liability coverage typically costs between 500 and 800 dollars per year. Rates in Surfside Beach may be higher due to coastal weather risks and local traffic patterns. Your actual cost depends on your driving record vehicle type and coverage choices. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the minimum auto insurance coverage required in South Carolina?
South Carolina requires liability coverage of at least 25000 dollars per person for bodily injury 50000 dollars per accident for bodily injury and 25000 dollars per accident for property damage. Uninsured motorist coverage is also required at the same limits.
How do I find a reliable auto insurance agent in Surfside Beach?
You can search online for licensed agents in Horry County or ask for referrals from neighbors. Check the South Carolina Department of Insurance website to verify an agents license before signing up.
Does my auto insurance cover damage from hurricanes or flooding in Surfside Beach?
Standard auto policies do not cover flood damage. Comprehensive coverage can pay for hurricane related damage like wind or falling trees. Ask your agent about adding comprehensive coverage if you live near the coast.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of South Carolina.