The top-rated auto insurance agent in Smyrna, Tennessee is Tennessee Auto Insurance Agency, rated 5.0 stars across 1,309 reviews. Other highly rated options include Emerson Williams - State Farm Insurance Agent, Fiesta Auto Insurance & Tax Service, Farmers Insurance - Marc Lewis. This directory lists 20 auto insurance agents serving Smyrna.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tennessee Auto Insurance Agency | 244 N Lowry St | (615) 624-8007 |
| 2 | Emerson Williams - State Farm Insurance Agent | 199 Enon Springs Rd W #300 | (615) 459-2683 |
| 3 | Fiesta Auto Insurance & Tax Service | 291 Sam Ridley Pkwy E #145 | (615) 625-0224 |
| 4 | Farmers Insurance - Marc Lewis | 1241 Rock Springs Rd | (615) 625-7070 |
| 5 | Joel Laird - State Farm Insurance Agent | 11 N Lowry St | (615) 696-7170 |
| 6 | Monte King - State Farm Insurance Agent | 721 President Pl STE 200 | (615) 220-2210 |
| 7 | Farm Bureau Insurance | 667 President Pl | (615) 459-0469 |
| 8 | Direct Auto Insurance | 304 S Lowry St | (615) 459-7220 |
| 9 | Acceptance Insurance | 273 N Lowry St Ste L | (615) 434-7138 |
| 10 | The Treece Agency | 1370 Hazelwood Dr Suite 200 | (615) 241-9906 |
Tennessee Auto Insurance Agency serves the Smyrna metro area and surrounding communities in Rutherford County. As a local auto insurance agent, it helps drivers find and compare coverage options tailored to their specific needs and budgets. The agency provides guidance on liability coverage, which is required under Tennessee law, and assists with comprehensive and collision protection for area motorists. Clients can also arrange for rental car reimbursement and uninsured motorist coverage through this Smyrna-based agency.
Emerson Williams - State Farm Insurance Agent in Smyrna, TN, offers a full range of personal coverage options, including auto insurance policies tailored for local drivers. Service plans typically include liability protection, collision and comprehensive coverage, and roadside assistance to help clients manage unexpected events. Regular policy reviews are available to adjust coverage as needs change. This agency serves the insurance needs of single-family homes, apartments, retail shops, and restaurants in the Smyrna area.
Serving Smyrna and the surrounding communities of Rutherford County, Fiesta Auto Insurance & Tax Service handles personal auto insurance policies and related coverage needs for local drivers. It works with clients to understand their vehicle insurance requirements, from basic liability to more comprehensive protection options. To manage a typical job, it reviews a customer’s driving history, vehicle details, and budget to present suitable coverage choices from multiple available plans.
Serving homeowners and drivers in the Smyrna area, Farmers Insurance - Marc Lewis helps clients protect their vehicles with auto insurance policies. The agency works with customers to find coverage that fits their individual needs and budgets. Routine services include policy reviews, claims assistance, and updating coverage when life circumstances change. This agent understands the importance of reliable protection on local roads and highways. Beyond Smyrna, the office also serves clients in the neighboring community of La Vergne.
Situated in Smyrna, TN, this agency assists drivers with the distinction between one-time liability purchases and recurring, all- encompassing coverage packages. Policies are crafted to address local traffic laws and common road hazards in the region. The service model operates on an as-needed basis, allowing clients to request policy reviews, file claims, or update existing coverage whenever their personal circumstances change.
Serving Smyrna, Tennessee, and the surrounding communities, Monte King - State Farm Insurance Agent provides personal auto insurance coverage for local drivers. The agency helps clients protect their vehicles and manage risk on the road. It works with individuals to understand their specific driving needs and policy options. To handle a typical job, the agent begins by reviewing a customer’s current coverage and driving habits before customizing a liability and collision plan that meets state requirements.
Farm Bureau Insurance in Smyrna, Tennessee, specializes in offering tailored auto insurance coverage, including liability, collision, and comprehensive policies. It provides experienced guidance to help local drivers select appropriate protection that meets both financial and regulatory requirements. The agency focuses on explaining coverage options and assisting with the claims process for area residents. For the winter months, it helps customers prepare for seasonal risks such as icy road accidents or deer crossings that are common in the surrounding rural and suburban areas.
Direct Auto Insurance in Smyrna, Tennessee, provides both one-time policy purchases for immediate coverage and recurring service options for ongoing protection, including continuous liability and comprehensive plans. These auto insurance agents help drivers select appropriate levels of coverage to meet state requirements and personal needs, offering guidance on deductibles and policy limits. Their services run on an as-needed basis, allowing clients to request quotes, modify existing policies, or file claims whenever necessary.
When Tennessee summer storms or icy winter roads create daily commuting risks around Smyrna, local drivers seek straightforward coverage from an Auto Insurance Agent. Acceptance Insurance assesses individual driving habits and vehicle types to match area motorists with appropriate liability, collision, or comprehensive policies required by state law. Their Smyrna office provides guidance through liability minimums and deductible choices without overcomplicating the process for residents. The initial consultation typically concludes by inspecting the vehicle to verify its condition before finalizing any new policy agreement.
The Treece Agency specializes in tailoring auto insurance policies to individual driving habits in Smyrna, TN. It provides comprehensive coverage including liability, collision, and comprehensive plans to protect area motorists. Additional services extend to assisting clients with policy reviews and claims support throughout the year. The agency focuses on seasonal concerns, helping drivers navigate increased risks during severe spring storms and hail events common in middle Tennessee.
What Does an a Auto Insurance Agent in Smyrna Cost?
The average cost of auto insurance in Tennessee is around 1,300 dollars per year for full coverage, but rates vary widely based on driving history, vehicle type, and location. In Smyrna, factors like commute distance and local accident rates can affect premiums. For minimum liability coverage, costs may be as low as 400 to 600 dollars annually. This is general information and not insurance advice.
About auto insurance agents in Smyrna
Auto insurance agents in Smyrna Tennessee help drivers find coverage that meets state requirements. Tennessee law mandates minimum liability coverage of 25 thousand dollars per person and 50 thousand dollars per accident for bodily injury. Working with a local agent can simplify the process of choosing the right policy for your needs.
Frequently Asked Questions
What are the minimum auto insurance requirements in Tennessee?
Tennessee requires liability coverage of 25 thousand dollars per person for bodily injury and 50 thousand dollars per accident. Property damage liability coverage of 25 thousand dollars is also required. Uninsured motorist coverage is mandatory unless you reject it in writing.
How can an auto insurance agent in Smyrna help me?
An agent can explain different coverage options and help you compare quotes from multiple insurers. They can also assist with policy changes, claims filing, and ensuring you meet Tennessee legal requirements.
Does Tennessee require proof of insurance when registering a vehicle?
Yes, Tennessee requires proof of insurance when registering a vehicle. You must provide your insurance policy number and the name of your insurance company. Failure to maintain insurance can result in fines and license suspension.
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