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Find Auto Insurance Agents Near You in Pharr, TX

Directory of auto insurance agents in Pharr, Texas. Verify credentials with the state department of insurance before hiring.

19 agents listed
Updated May 2026
Pharr, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 19 auto insurance agents in Pharr, TX Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Eagle Insurance
212 W Ferguson Ave, Pharr, TX 78577
(956) 620-2028
Amtex Insurance
516 N Cage Blvd, Pharr, TX 78577
(956) 283-1000 amtexinsurance.com
A-MAX Auto Insurance
1501 S Cage Blvd Ste. B, Pharr, TX 78577
(956) 783-3000 amaxinsurance.com
Contigo Insurance Agency
1101 N Cage Blvd #5B, Pharr, TX 78577
(956) 782-2443 contigoagency.com
Pronto Insurance
110 E Ferguson Ave, Pharr, TX 78577
(956) 781-6006 prontoinsurance.com
Fred Loya Insurance
101 N Cage Blvd, Pharr, TX 78577
(956) 782-6262 fredloya.com
Pronto Insurance
1300 S Cage Blvd, Pharr, TX 78577
(956) 283-8601 prontoinsurance.com
RG Insurance Agency
208 W Ferguson Ave STE 4, Pharr, TX 78577
(956) 702-2705 pharrinsuranceservices.com
B & B Insurance Agency LLC
300 E Expressway 83 ste j, Pharr, TX 78577
(956) 782-8686 bbelsegurito.com
Clark Insurance Plus: Allstate Insurance
900 N Sugar Rd Ste A, Pharr, TX 78577
(956) 283-5815 agents.allstate.com
Pronto Insurance
6501 S Cage Blvd, Pharr, TX 78577
(956) 787-0511 prontoinsurance.com
GUZMAN INSURANCE AGENCY
300 I-2 Suite D, Pharr, TX 78577
(956) 354-9645
Amco Auto Insurance
318 N Cage Blvd Suite C, Pharr, TX 78577
(956) 441-2817 go4amco.com
Direct Auto Insurance
1300 S Cage Blvd Ste. C, Pharr, TX 78577
(956) 904-5985 local.directauto.com
Mancha Insurance Agency
2114 N Cage Blvd, Pharr, TX 78577
(956) 781-6581 manchainsurance.com
Statewide Insurance
1101 N Cage Blvd Ste 3A, Pharr, TX 78577
(956) 787-7565 statewideinsurancergv.com
Univista Insurance
1201 S Jackson Rd #3, Pharr, TX 78577
(956) 709-1109 univistainsurance.com
Nicky's Insurance Agency
806 Del Oro Ln, Pharr, TX 78577
(956) 787-4222
United Auto Insurance
310 N Cage Blvd, Pharr, TX 78577
(956) 782-5559

Auto insurance agents in Pharr, Texas help drivers find coverage that meets state requirements and personal needs. Texas law requires all drivers to carry at least 30/60/25 liability insurance, meaning $30,000 per person for injury, $60,000 per accident, and $25,000 for property damage. A local agent can explain these minimums and help you consider additional options like collision or comprehensive coverage for your vehicle.

What Does a Auto Insurance Agent in Pharr Cost?

Auto insurance costs in Pharr, Texas vary based on factors like your driving record, age, vehicle type, and coverage limits. On average, Texas drivers pay around $1,300 to $1,800 per year for minimum liability coverage, though rates can be higher for full coverage. Local agents can provide personalized quotes. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the minimum auto insurance required in Texas?
Texas requires all drivers to have liability insurance with at least $30,000 per injured person, $60,000 per accident, and $25,000 for property damage. This is often called 30/60/25 coverage. You must carry proof of insurance while driving.
How do I choose an auto insurance agent in Pharr?
Look for an agent who is licensed in Texas and has experience with local driving conditions. You can ask about their knowledge of Rio Grande Valley traffic patterns and common claims. It is wise to compare quotes from multiple agents to find a policy that fits your budget.
Can an auto insurance agent help me after an accident in Pharr?
Yes, your agent can guide you on filing a claim and explain your coverage details. They can also help you understand Texas laws regarding fault and the statute of limitations, which is generally two years from the accident date for filing a lawsuit. They do not provide legal advice but can assist with insurance paperwork.