The top-rated auto insurance agent in Roy, Utah is Deni Mooney American Family Insurance, rated 4.5 stars across 78 reviews. Other highly rated options include Mindy Olsen American Family Insurance, Kimberly Stephens - State Farm Insurance Agent, Morse Insurance Agency. This directory lists 11 auto insurance agents serving Roy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Deni Mooney American Family Insurance | 6022 S 1900 W | (801) 399-0523 |
| 2 | Mindy Olsen American Family Insurance | 6022 S 1900 W | (801) 825-1707 |
| 3 | Kimberly Stephens - State Farm Insurance Agent | 4893 S 1900 W | (801) 825-7169 |
| 4 | Morse Insurance Agency | 4695 S 1900 W #8 | (801) 776-1626 |
| 5 | Farmers Insurance - Kendra Nilsen | 1935 5200 S St | (801) 731-5254 |
| 6 | Farmers Insurance - Joshua Cottle | 2050 W 5700 S | (801) 775-0424 |
| 7 | Ponce de Leon Insurance (now Sierra Grande Insurance) | 4655 S 1900 W #3 | (801) 317-4943 |
| 8 | Freedom Insurance Utah | 5533 S 1900 W | (801) 773-1555 |
| 9 | Sierra Grande Insurance | 4655 S 1900 W | (801) 317-4943 |
| 10 | Farmers Insurance Andrew Miller Agency | 3588 W 4800 S B | (801) 406-6293 |
Deni Mooney American Family Insurance in Roy, UT offers a range of auto insurance products designed to protect drivers against accidents, liability, and vehicle damage. The agency provides personalized policy reviews and helps clients adjust their coverage as needs change over time. Service options include assistance with policy changes, claims guidance, and flexible payment plans to maintain continuous coverage. This agency services single-family homes, apartments, retail shops, and restaurants in the local area.
Mindy Olsen American Family Insurance serves the Roy, Utah, area and surrounding communities, providing auto insurance coverage. As a local agent, Mindy Olsen assists drivers with standard liability and comprehensive policies tailored to their individual needs. The agency also helps clients understand policy limits and optional coverage for uninsured motorists. In addition to auto insurance, the agency handles home and renters insurance to help protect local residents' assets and property.
Kimberly Stephens - State Farm Insurance Agent in Roy, Utah, serves homeowners, businesses, and property managers by providing auto insurance policies tailored to their specific needs. The agency assists clients in understanding coverage options and finding suitable protection for their vehicles. Operating from its Roy location, the agency offers support for claims and policy adjustments to help meet driver requirements. Its services also extend to residents of nearby Ogden and the greater Weber County metro area.
Morse Insurance Agency serves Roy, Utah, and the surrounding communities in Weber and Davis counties. The company handles personal auto insurance policies for area drivers. It helps clients find coverage that meets their specific driving needs and financial circumstances. To handle a typical job, the agency first reviews a client’s current coverage and driving history, then compares options from multiple insurers before presenting the most suitable plan.
At Farmers Insurance - Kendra Nilsen in Roy, UT, clients choose between one-time policy purchases for short-term needs and recurring coverage that renews automatically to maintain continuous protection. Tailored auto insurance plans address local driving conditions and liability requirements unique to the area. The agency provides guidance on deductibles and appropriate coverage limits, ensuring each policy matches individual circumstances. Service operates on a strictly as-needed basis, with clients contacting Kendra Nilsen when requiring new quotes, policy adjustments, or claims assistance following an incident.
Farmers Insurance - Joshua Cottle provides auto insurance coverage, including liability, collision, and comprehensive policies tailored to local drivers. This agency serves Roy, UT, residents by helping them evaluate their protection needs against regional risks like sudden hailstorms or highway congestion. Beyond personal vehicle policies, the agency assists with bundling home and auto plans for unified coverage. As winter approaches, it advises clients on adjusting deductibles to manage costs from potential ice-related accidents or snow damage.
As winter weather approaches in Roy, drivers often review their coverage for the unpredictable roads ahead. Ponce de Leon Insurance, now Sierra Grande Insurance, serves local auto insurance agent needs by comparing policies from multiple carriers to find adequate protection. Clients can discuss liability limits, comprehensive plans, and roadside assistance during a personalized appointment. The process begins with an initial assessment of driving history and vehicle details.
Freedom Insurance Utah, located in Roy, helps customers secure personal auto coverage options to meet state requirements. The agency can also assist with specialized add-ons such as roadside assistance and rental car reimbursement. Its services are available to individuals and to commercial clients who need vehicle protection for their business operations. These businesses can include local offices, warehouses, and food service establishments that require fleet or liability coverage on their company vehicles.
Sierra Grande Insurance provides auto insurance services for residents in Roy, Utah, ensuring personal vehicles are properly covered. Their support also extends to commercial auto policies for local business fleets and work vehicles within the greater area. The company helps clients navigate coverage options during initial visits and remains available for policy adjustments or claims assistance as needs arise. Customers can return between regular visits for routine policy updates or to review coverage before their next scheduled renewal period.
Farmers Insurance Andrew Miller Agency in Roy, UT, is known for providing auto insurance policies tailored to local drivers. The agency assists clients with coverage for personal vehicles, including liability, collision, and comprehensive plans. They help residents assess their specific needs and choose appropriate deductibles. A specialty service this agency can add on is uninsured motorist coverage for added protection on the road.
What Does an a Auto Insurance Agent in Roy Cost?
In Utah the average annual cost for full coverage auto insurance is around 1,400 dollars but rates vary widely. Minimum liability coverage may cost between 400 and 800 dollars per year. Your age driving record and vehicle type all affect the price. This is general information and not insurance advice.
About auto insurance agents in Roy
An auto insurance agent in Roy Utah can help you find a policy that meets Utahs mandatory liability insurance laws. Utah requires minimum liability coverage of 25 thousand dollars for bodily injury per person and 65 thousand dollars per accident. An agent can also explain optional coverages like uninsured motorist protection and comprehensive coverage.
Frequently Asked Questions
What are the minimum auto insurance requirements in Utah?
Utah law requires liability coverage of 25 thousand dollars per person for bodily injury and 65 thousand dollars per accident. You also need 15 thousand dollars for property damage. An agent can help you meet these requirements.
Can an auto insurance agent help me save money in Roy Utah?
Yes an agent can compare quotes from multiple insurance companies to find a competitive rate. They may also suggest discounts for safe driving or bundling policies. Costs vary based on your driving record and vehicle.
What should I bring to meet with an auto insurance agent in Roy?
Bring your drivers license vehicle identification number VIN and current insurance policy if you have one. Also have details about your driving history and any accidents. This helps the agent give you an accurate quote.
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