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HomeAuto Insurance AgentsVirginia › Charlottesville

Find Auto Insurance Agents Near You in Charlottesville, VA

Browse auto insurance agents serving Charlottesville, Virginia. Updated 2026-07-14.

The top-rated auto insurance agent in Charlottesville, Virginia is Hunter Wyant - State Farm Insurance Agent, rated 4.9 stars across 999 reviews. Other highly rated options include Specialized Insurance, Able Insurance Agency, Eva Gee Scott - State Farm Insurance Agent. This directory lists 20 auto insurance agents serving Charlottesville.

Showing 20 auto insurance agents in Charlottesville, VAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Hunter Wyant - State Farm Insurance Agent253 Ridge McIntire Rd(434) 293-3906
2Specialized Insurance2250 Old Ivy Rd #5(434) 529-6000
3Able Insurance Agency716 Rio Rd W STE D(434) 979-0814
4Eva Gee Scott - State Farm Insurance Agent1136B Emmet St N(434) 977-2741
5Craddock Sirius Insurance687 Berkmar Cir(434) 817-7555
6Mac Weems - State Farm Insurance Agent2215 Hydraulic Rd(434) 971-3838
7Gary Albert - State Farm Insurance Agent1380 Rio Rd E(434) 296-1222
8Ned Loyd: Allstate Insurance944 Glenwood Station Ln STE 202(434) 977-0566
9Kristina Wyant - State Farm Insurance Agent253 Ridge McIntire Rd(434) 971-9966
10Towe Insurance Service Inc.304 E Jefferson St(434) 295-5191
HW
253 Ridge McIntire Rd
Hunter Wyant - State Farm Insurance Agent
Auto Insurance Agent · Charlottesville, VA

Hunter Wyant - State Farm Insurance Agent serves the Charlottesville, Virginia area and surrounding communities. The agency provides auto insurance policies designed to meet local driving needs. Policy options help protect drivers against liability, collision, and comprehensive risks while offering coverage tailored to individual circumstances. The agent also assists clients with filing claims and adjusting coverage levels as their situations change. Common services handled here include bundling auto policies with homeowners insurance and advising on roadside assistance plans for the region.

SI
2250 Old Ivy Rd #5
Specialized Insurance
Auto Insurance Agent · Charlottesville, VA

Specialized Insurance offers a full range of auto insurance agent services, including policy selection assistance and claims support for drivers in Charlottesville, VA. They provide ongoing guidance to help clients maintain appropriate coverage as their driving needs change over time. Routine policy reviews and updates are handled through their local office. The agency services multiple types of driving needs, including single-family homes, apartments, retail businesses, and restaurants with fleet vehicles.

AI
716 Rio Rd W STE D
Able Insurance Agency
Auto Insurance Agent · Charlottesville, VA

Homeowners, renters, and drivers in Charlottesville, Virginia rely on Able Insurance Agency for their auto insurance needs. The agency works to match clients with appropriate coverage plans and assists with policy adjustments when circumstances change. Its services include explaining different liability, collision, and comprehensive options available under standard policies. Able Insurance Agency also processes claims support and helps customers review their deductibles and limits. The agency additionally serves clients in the nearby community of Crozet and the greater Albemarle County area.

EG
1136B Emmet St N
Eva Gee Scott - State Farm Insurance Agent
Auto Insurance Agent · Charlottesville, VA

Serving Charlottesville, Virginia, and the surrounding communities, Eva Gee Scott - State Farm Insurance Agent handles auto insurance policies for local drivers. The office assists clients in selecting appropriate coverage levels and understanding their policy details. It works with individuals to tailor plans that meet their specific driving needs and legal requirements. The general approach for a typical job involves assessing a customer’s current situation, explaining available options clearly, and helping them secure a policy that provides fitting protection for their vehicle.

CS
687 Berkmar Cir
Craddock Sirius Insurance
Auto Insurance Agent · Charlottesville, VA

For auto insurance, clients distinguish between one-time policy purchases and ongoing coverage modifications as their circumstances change. Craddock Sirius Insurance in Charlottesville, VA, assists drivers with standard auto policies, including liability, collision, and comprehensive options in Virginia. The agency works with individuals to understand the minimum state requirements as well as additional coverage types. This local auto insurance agent evaluates driving records, vehicle values, and local risk factors when helping clients select appropriate plans. The service operates on an as-needed basis for new policies, renewals, or endorsements that clients request.

MW
2215 Hydraulic Rd
Mac Weems - State Farm Insurance Agent
Auto Insurance Agent · Charlottesville, VA

As an auto insurance agent in Charlottesville, VA, Mac Weems - State Farm Insurance Agent specializes in helping drivers find appropriate coverage for their vehicles. This includes assisting clients with understanding liability, collision, and comprehensive policy options to meet individual needs and legal requirements. The agency also provides guidance on bundling auto policies with other personal insurance lines to simplify management and potentially reduce costs. During the winter months, it helps drivers review their policies for adequate protection against weather-related hazards such as ice, snow, and deer collisions on local roads.

GA
1380 Rio Rd E
Gary Albert - State Farm Insurance Agent
Auto Insurance Agent · Charlottesville, VA

As winters in Charlottesville can bring icy roads and unexpected hazards, Gary Albert’s State Farm Insurance Agency helps drivers tailor their auto policies to match seasonal risks. Agents review coverage limits and deductibles to ensure adequate protection against local roadway conditions. The process begins with a confidential inspection of the vehicle to assess its current insurance needs, including liability and comprehensive options.

NL
944 Glenwood Station Ln STE 202
Ned Loyd: Allstate Insurance
Auto Insurance Agent · Charlottesville, VA

Ned Loyd: Allstate Insurance provides auto insurance policies for drivers in the Charlottesville area, helping clients meet state requirements and protect their vehicles. Agents can structure coverage to include liability, collision, and comprehensive protection, with options to add roadside assistance or rental car reimbursement for greater security on the road. Policies can be tailored for individual drivers or for commercial sectors including offices, warehouses, and food service businesses.

KW
253 Ridge McIntire Rd
Kristina Wyant - State Farm Insurance Agent
Auto Insurance Agent · Charlottesville, VA

Kristina Wyant - State Farm Insurance Agent serves residents of Charlottesville and the surrounding area with personalized auto insurance policies designed to fit individual needs. The agency also offers commercial auto coverage tailored to local businesses operating in the region. Service extends throughout Charlottesville and nearby communities, ensuring clients have access to support and policy adjustments as their circumstances change. When a customer stops by for a review or to update their coverage, the staff follows up to confirm everything works smoothly until the next visit.

TI
304 E Jefferson St
Towe Insurance Service Inc.
Auto Insurance Agent · Charlottesville, VA
ID
1980 Abbey Rd
Insurance Doctor
Auto Insurance Agent · Charlottesville, VA
(434) 218-1663
myinsurancedoctor.com/charlottesville
BR
106 South Steet
Better Rate Insurance
Auto Insurance Agent · Charlottesville, VA
(540) 818-7565
betterrateins.com
AC
Shopping Center, 616 Albemarle Square
AAA Charlottesville
Auto Insurance Agent · Charlottesville, VA
(434) 817-5920
cluballiance.aaa.com/locations/aaa-stores/MA064/aaa-charlottesville-616-albemarle-square-charlottesville
RI
1410 Incarnation Dr STE 201
The Rudd Insurance Group
Auto Insurance Agent · Charlottesville, VA
(434) 973-6166
theruddinsurancegroup.com
BI
100 10th St NE STE 200
Bearing Insurance
Auto Insurance Agent · Charlottesville, VA
(434) 977-5313
bearinginsurance.com
VF
890 Rio E Ct suite a
Virginia Farm Bureau Insurance Company
Auto Insurance Agent · Charlottesville, VA
(434) 293-5775
vafb.com/offices/charlottesville
JS
300 E Main St #308
Jarrett Spencer at Comparion Insurance Agency
Auto Insurance Agent · Charlottesville, VA
(434) 218-6265
comparioninsurance.com/insurance-agent/virginia/charlottesville-0286/rjarrettspencer
CD
302 Hickman Rd Ste 102
Coleman & Davis Insurance Agency
Auto Insurance Agent · Charlottesville, VA
(434) 295-1154
colemandavisinsurance.com
CI
300 E Main St #308
Comparion Insurance Agency
Auto Insurance Agent · Charlottesville, VA
(434) 218-6265
comparioninsurance.com/insurance-agent/virginia/charlottesville-0286
NI
198 Spotnap Rd suite a-4
Nationwide Insurance: James R MacRae Agency
Auto Insurance Agent · Charlottesville, VA
(434) 973-9115
agency.nationwide.com/va/charlottesville/22911/james-r-macrae-agency

What Does an a Auto Insurance Agent in Charlottesville Cost?

Typical auto insurance costs in Virginia range from about 800 to 1500 dollars per year for minimum coverage and 1200 to 2200 dollars per year for full coverage. Rates in Charlottesville may be slightly higher than the state average due to local traffic density and claim frequency. Each driver receives a unique rate based on personal factors. This is general information and not insurance advice.

About auto insurance agents in Charlottesville

Auto insurance agents in Charlottesville Virginia help drivers find coverage that meets Virginia state law requirements. Virginia requires all drivers to carry minimum liability coverage of 25/50/20 or pay an uninsured motorist fee. Local agents can also help you understand optional coverages like comprehensive and collision for the Charlottesville area.

Frequently Asked Questions

What are the minimum auto insurance requirements in Virginia?

Virginia requires minimum liability coverage of 25000 dollars per person for bodily injury 50000 dollars per accident for bodily injury and 20000 dollars per accident for property damage. Drivers may also pay a 500 dollar uninsured motorist fee to legally drive without insurance but this does not provide any coverage.

How can a Charlottesville auto insurance agent help me?

A local agent can review your driving history vehicle type and coverage needs to find suitable policies. They can explain Virginia specific laws such as the uninsured motorist fee option and help you compare quotes from multiple carriers serving the Charlottesville area.

What factors affect auto insurance costs in Charlottesville?

Factors include your driving record age credit score vehicle make and model and where you park your car. Charlottesville zip codes and local accident rates also influence premiums. Agents can help you identify discounts for safe driving or bundling policies.

Auto Insurance Agents in Other Virginia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.