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Directory of auto insurance agents in Oak Harbor, Washington. Verify credentials with the state department of insurance before hiring.
12 agents listed
Updated May 2026
Oak Harbor, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Washington before hiring.
Showing 12 auto insurance agents in Oak Harbor, WA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Karmin Landry - State Farm Insurance Agent
31775 State Rte 20 STE B3, Oak Harbor, WA 98277
(360) 675-4345
whidbeyagent.com
Natalia Talo - State Farm Insurance Agent
749 SE Fidalgo Ave #101, Oak Harbor, WA 98277
(360) 675-7300
nataliatalo.com
Tradewinds Insurance
31975 State Rte 20 #1, Oak Harbor, WA 98277
(360) 679-4949
tradewindsins.com
Leavitt Group Northwest
32785 State Rte 20 Suite 5, Oak Harbor, WA 98277
(360) 675-5916
leavitt.com
Chris Watson: Allstate Insurance
466 NE Midway Blvd, Oak Harbor, WA 98277
(360) 675-5978
agents.allstate.com
Farmers Insurance - Richard Voit
390 NE Midway Blvd STE A102, Oak Harbor, WA 98277
(360) 675-1598
agents.farmers.com
Farmers Insurance - Arcy Dinnell
31780 State Rte 20 Ste 1b, Oak Harbor, WA 98277
(360) 675-7568
agents.farmers.com
WA Insurance LLC
520 E Whidbey Ave, Oak Harbor, WA 98277
(360) 401-8962
Steve Richardson Insurance/Leavitt Group NW
32785 State Rte 20 Suite 5, Oak Harbor, WA 98277
(360) 675-5916
sr-insurance.net
Bright Plan Coverage Co
31080 State Rte 20, Oak Harbor, WA 98277
(360) 860-5711
Farmers Insurance - Sarah Gallella
31780 State Rte 20 Ste 1b, Oak Harbor, WA 98277
(360) 675-7568
agents.farmers.com
Kimberly Montoya, MetLife Auto & Home
32650 State Rte 20 #208, Oak Harbor, WA 98277
(360) 675-3100
Auto insurance agents in Oak Harbor, Washington help drivers find coverage that meets state legal requirements. Washington law requires all drivers to carry liability insurance with minimum limits of $25,000 per person and $50,000 per accident for bodily injury, plus $10,000 for property damage. Local agents can explain these minimums and help you consider additional options like collision or comprehensive coverage.
What Does a Auto Insurance Agent in Oak Harbor Cost?
The average cost of auto insurance in Washington is around $1,200 to $1,600 per year for full coverage, but rates in Oak Harbor can vary based on factors like your driving record, vehicle type, age, and credit history. Minimum liability coverage may cost between $400 and $700 per year. This is general information and does not constitute insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum auto insurance requirements in Washington state?
Washington requires liability coverage of at least $25,000 per person for bodily injury, $50,000 per accident for bodily injury, and $10,000 for property damage. Uninsured motorist coverage is also required unless you reject it in writing.
How can an auto insurance agent in Oak Harbor help me save money?
An agent can compare quotes from multiple insurers and identify discounts you may qualify for, such as safe driver discounts, multi-policy discounts, or low mileage discounts. They can also help you adjust deductibles to find a balance between premium cost and out-of-pocket expense.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Washington.