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HomeAuto Insurance AgentsWashington › Oak Harbor

Find Auto Insurance Agents Near You in Oak Harbor, WA

Browse auto insurance agents serving Oak Harbor, Washington. Updated 2026-07-14.

The top-rated auto insurance agent in Oak Harbor, Washington is Karmin Landry - State Farm Insurance Agent, rated 5.0 stars across 432 reviews. Other highly rated options include Natalia Talo - State Farm Insurance Agent, Tradewinds Insurance, Safe Harbor Agency. This directory lists 13 auto insurance agents serving Oak Harbor.

Showing 13 auto insurance agents in Oak Harbor, WAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Karmin Landry - State Farm Insurance Agent31775 State Rte 20 STE B3(360) 675-4345
2Natalia Talo - State Farm Insurance Agent749 SE Fidalgo Ave #101(360) 675-7300
3Tradewinds Insurance31975 State Rte 20 #1(360) 679-4949
4Safe Harbor Agency31570 State Rte 20 STE 202
5Leavitt Group Northwest32785 State Rte 20 Suite 5(360) 675-5916
6Chris Watson: Allstate Insurance466 NE Midway Blvd(360) 675-5978
7Farmers Insurance - Richard Voit390 NE Midway Blvd STE A102(360) 675-1598
8WA Insurance LLC520 E Whidbey Ave(360) 401-8962
9Farmers Insurance - Arcy Dinnell31780 State Rte 20 Ste 1b(360) 675-7568
10Steve Richardson Insurance/Leavitt Group NW32785 State Rte 20 Suite 5(360) 675-5916
KL
31775 State Rte 20 STE B3
Karmin Landry - State Farm Insurance Agent
Auto Insurance Agent · Oak Harbor, WA

Karmin Landry - State Farm Insurance Agent serves Oak Harbor, Washington, and surrounding Island County. The agency provides auto insurance policies tailored to local drivers, offering coverage options that meet Washington state requirements. As a local agent, it helps customers understand their liability and collision protection needs. The office assists with roadside assistance plans and rental car reimbursement coverage, ensuring drivers have support during unexpected events.

NT
749 SE Fidalgo Ave #101
Natalia Talo - State Farm Insurance Agent
Auto Insurance Agent · Oak Harbor, WA

Natalia Talo - State Farm Insurance Agent provides auto insurance for personal vehicles along with related coverage options, and offers policy reviews and billing support services. These ongoing services help customers maintain appropriate liability and comprehensive protection throughout the year. The agency’s maintenance plans include regular consultation to adjust coverage as driving habits change. This office services single-family homes, apartments, retail businesses, and restaurants.

TI
31975 State Rte 20 #1
Tradewinds Insurance
Auto Insurance Agent · Oak Harbor, WA

Tradewinds Insurance serves local homeowners and automobile owners in Oak Harbor, Washington, by offering standard auto insurance policies to protect personal vehicles. The agency works with clients to select appropriate liability, collision, and comprehensive coverage that meets state requirements. Drivers may also receive assistance with policy adjustments as their circumstances change. Additionally, Tradewinds Insurance extends its services to residents in neighboring Anacortes, helping drivers across northern Whidbey Island secure coverage for their cars.

SH
31570 State Rte 20 STE 202
Safe Harbor Agency
Auto Insurance Agent · Oak Harbor, WA
LG
32785 State Rte 20 Suite 5
Leavitt Group Northwest
Auto Insurance Agent · Oak Harbor, WA

Homeowners, business owners, and property managers in Oak Harbor turn to Leavitt Group Northwest for comprehensive auto insurance policies tailored to their individual driving needs and local risk factors. The agency works closely with clients to evaluate coverage options that protect vehicles and personal assets from accidents, theft, and weather-related damage common to the Pacific Northwest region. Service includes regular policy reviews and claims support to ensure consistent protection on the road. The agency also serves clients throughout Whidbey Island and surrounding areas in Island County.

CW
466 NE Midway Blvd
Chris Watson: Allstate Insurance
Auto Insurance Agent · Oak Harbor, WA

Operating in Oak Harbor, Washington, Chris Watson: Allstate Insurance provides auto insurance coverage tailored to individual driving needs. A single policy purchase serves as a one-time transaction, while ongoing protection often requires six-month or annual policy renewals. Coverage options include liability, collision, comprehensive, and uninsured motorist protection, with policyholders selecting deductibles and limits during an initial consultation. Services are offered on both a one-time basis for new policies and a scheduled recurring cycle for renewing customers, with as-needed adjustments available when policyholders experience changes to their driving circumstances.

FI
390 NE Midway Blvd STE A102
Farmers Insurance - Richard Voit
Auto Insurance Agent · Oak Harbor, WA

Farmers Insurance - Richard Voit provides personalized auto insurance plans, including liability, collision, and comprehensive coverage tailored to individual driving needs. The agency serves Oak Harbor and surrounding communities, helping customers understand policy details to match their budgets and risk levels. Whether addressing first-time driver requirements or adjusting existing policies, it works to ensure appropriate protection for daily commutes and long-distance travel. During the busy summer vacation season or after severe coastal weather events, it assists with timely policy reviews and claim processing.

WI
520 E Whidbey Ave
WA Insurance LLC
Auto Insurance Agent · Oak Harbor, WA

WA Insurance LLC helps Oak Harbor clients choose appropriate auto insurance policies to meet their daily driving needs. The agency specializes in helping customers add optional coverage like roadside assistance and rental reimbursement for greater peace of mind on the road. They work with vehicle owners to understand different policy structures and adjust deductibles as needed. Commercial insurance options are available for small and medium businesses, including coverage for office vehicles, delivery vans used for warehouses, and automobiles serving food service operations.

FI
31780 State Rte 20 Ste 1b
Farmers Insurance - Arcy Dinnell
Auto Insurance Agent · Oak Harbor, WA

With the rainy season in Oak Harbor frequently creating slick roads and reduced visibility, Farmers Insurance - Arcy Dinnell helps drivers secure coverage that addresses these common local hazards. As an auto insurance agent, this agency works with residents to tailor policies protecting vehicles against weather-related damage and liability. Every review begins with a thorough inspection of the driver’s current coverage gaps and vehicle type to identify potential areas of vulnerability. The initial assessment next sets a foundation for a personalized plan.

SR
32785 State Rte 20 Suite 5
Steve Richardson Insurance/Leavitt Group NW
Auto Insurance Agent · Oak Harbor, WA

Residents of Oak Harbor and the surrounding area can look to Steve Richardson Insurance/Leavitt Group NW for personal auto insurance, helping local drivers meet their coverage needs. This agency also assists business owners with commercial auto insurance policies to protect their company vehicles within the region. Following the initial consultation and policy setup, the agency maintains ongoing contact with clients, offering follow-up services and policy reviews between their regular visits to ensure coverage continues to align with their changing circumstances.

BP
31080 State Rte 20
Bright Plan Coverage Co
Auto Insurance Agent · Oak Harbor, WA
(360) 860-5711
FI
31780 State Rte 20 Ste 1b
Farmers Insurance - Sarah Gallella
Auto Insurance Agent · Oak Harbor, WA
(360) 675-7568
agents.farmers.com/wa/oak-harbor/sarah-gallella
KM
32650 State Rte 20 #208
Kimberly Montoya, MetLife Auto & Home
Auto Insurance Agent · Oak Harbor, WA
(360) 675-3100

What Does an a Auto Insurance Agent in Oak Harbor Cost?

The average cost of auto insurance in Washington is around $1,200 to $1,600 per year for full coverage, but rates in Oak Harbor can vary based on factors like your driving record, vehicle type, age, and credit history. Minimum liability coverage may cost between $400 and $700 per year. This is general information and does not constitute insurance advice.

About auto insurance agents in Oak Harbor

Auto insurance agents in Oak Harbor, Washington help drivers find coverage that meets state legal requirements. Washington law requires all drivers to carry liability insurance with minimum limits of $25,000 per person and $50,000 per accident for bodily injury, plus $10,000 for property damage. Local agents can explain these minimums and help you consider additional options like collision or comprehensive coverage.

Frequently Asked Questions

What are the minimum auto insurance requirements in Washington state?

Washington requires liability coverage of at least $25,000 per person for bodily injury, $50,000 per accident for bodily injury, and $10,000 for property damage. Uninsured motorist coverage is also required unless you reject it in writing.

How can an auto insurance agent in Oak Harbor help me save money?

An agent can compare quotes from multiple insurers and identify discounts you may qualify for, such as safe driver discounts, multi-policy discounts, or low mileage discounts. They can also help you adjust deductibles to find a balance between premium cost and out-of-pocket expense.

Do I need full coverage insurance in Oak Harbor?

Full coverage is not required by Washington law, but it may be required by your lender if you finance or lease your vehicle. An agent can explain the difference between liability only and full coverage to help you decide what fits your situation.

Auto Insurance Agents in Other Washington Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.