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Find Auto Insurance Agents Near You in Charleston, WV

Browse auto insurance agents serving Charleston, West Virginia. Updated 2026-07-14.

The top-rated auto insurance agent in Charleston, West Virginia is Capital Insurance Group LLC, rated 4.8 stars across 320 reviews. Other highly rated options include Smith Family Insurance LLC, AAA Charleston, Ellis Insurance Agency. This directory lists 21 auto insurance agents serving Charleston.

Showing 21 auto insurance agents in Charleston, WVListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Capital Insurance Group LLC607 Pennsylvania Ave(304) 606-2969
2Smith Family Insurance LLC447 Call Rd Ste 105(304) 756-8999
3AAA Charleston1000 Parkway Boulevard Unit A(304) 925-6681
4Ellis Insurance Agency5949 Sissonville Dr(304) 984-3004
5David Smyer - State Farm Insurance Agent1532 Kanawha Blvd W(304) 342-2111
6Steve Robinson - GEICO Insurance Agent3806 MacCorkle Ave SE(304) 344-0555
7Mountain State Insurance Agency1206 Kanawha Blvd E(304) 720-2000
8White Insurance & Associates3512 Staunton Ave SE(304) 926-6662
9Dorsey Insurance Group509 50th St SE(304) 925-1912
10Swor Insurance Agency1618 Bigley Ave(304) 926-0200
CI
607 Pennsylvania Ave
Capital Insurance Group LLC
Auto Insurance Agent · Charleston, WV

Capital Insurance Group LLC serves the Charleston, West Virginia metro area as an auto insurance agent. The company helps clients secure coverage that meets state liability requirements and protects against financial loss from accidents or theft. Policies from multiple insurers are compared to find suitable options for commuters, families, and individuals. Tailored deductibles and liability limits are explained clearly. The agency specializes in assisting with liability adjustments and uninsured motorist protection.

SF
447 Call Rd Ste 105
Smith Family Insurance LLC
Auto Insurance Agent · Charleston, WV

Smith Family Insurance LLC serves Charleston homeowners, businesses, and property managers seeking auto insurance coverage for their personal and commercial vehicles. The agency explains available liability, collision, and comprehensive options to help clients meet West Virginia’s minimum requirements. Policies can be bundled with home or business insurance for streamlined protection. Smith Family Insurance LLC also serves drivers throughout the South Hills neighborhood and the greater Kanawha Valley area.

AC
1000 Parkway Boulevard Unit A
AAA Charleston
Auto Insurance Agent · Charleston, WV

AAA Charleston provides auto insurance policies tailored to driver coverage needs in the Charleston area. Its service plans include processing new policy applications, updating existing coverage after life changes, and assisting with claims filing. Regular maintenance services help ensure policies remain current with regional driving requirements. The agency services diverse residential and commercial property types, including single-family homes, apartments, retail spaces, and restaurants.

EI
5949 Sissonville Dr
Ellis Insurance Agency
Auto Insurance Agent · Charleston, WV

Ellis Insurance Agency serves Charleston, West Virginia, and the surrounding Kanawha Valley communities. The company handles auto insurance policies for drivers in this area, helping them navigate coverage options for liability, collision, and comprehensive protection. By assessing each client's driving habits and vehicle needs, the agency works to match them with suitable plans from its carriers. For a typical job, it reviews the driver's current situation and then presents clear choices while explaining the benefits of different coverage levels.

DS
1532 Kanawha Blvd W
David Smyer - State Farm Insurance Agent
Auto Insurance Agent · Charleston, WV

David Smyer - State Farm Insurance Agent in Charleston, WV provides auto insurance policies tailored to individual coverage needs. The office also offers related personal insurance products, such as homeowners and renters insurance, for local residents. It works with clients to review existing plans and adjust deductibles or liability limits as circumstances change. In Charleston’s variable weather, the agency helps customers ensure their policies adequately cover damage from potential flooding or winter road accidents.

SR
3806 MacCorkle Ave SE
Steve Robinson - GEICO Insurance Agent
Auto Insurance Agent · Charleston, WV

Steve Robinson - GEICO Insurance Agent in Charleston, WV, offers customers a choice between a one-time policy purchase for specific coverage needs or an ongoing relationship with periodic policy reviews. The agency provides standard auto insurance policies tailored to local driving conditions, including liability, collision, and comprehensive options. Service operates on both a scheduled and as-needed basis, with clients able to set annual policy check-ins or request immediate assistance after an accident or change in vehicle status.

MS
1206 Kanawha Blvd E
Mountain State Insurance Agency
Auto Insurance Agent · Charleston, WV

Mountain State Insurance Agency serves residential clients in and around Charleston with personal auto coverage tailored to individual driving needs. The agency also advises local businesses on commercial auto insurance, ensuring fleet vehicles and work-related travel are properly protected throughout West Virginia. After securing initial policies, the staff coordinates regular policy reviews to adjust coverage as life circumstances evolve. A follow-up call or scheduled appointment typically precedes each renewal cycle, allowing customers to discuss changes or additions before the next auto insurance term begins.

WI
3512 Staunton Ave SE
White Insurance & Associates
Auto Insurance Agent · Charleston, WV
DI
509 50th St SE
Dorsey Insurance Group
Auto Insurance Agent · Charleston, WV

Dorsey Insurance Group provides personal and commercial auto insurance coverage for drivers in and around Charleston, WV. Its agents regularly assist clients with adding roadside assistance, rental reimbursement, and uninsured motorist protection to their policies. The agency also works with various business sectors that require vehicle coverage, including commercial offices, warehouses, and food service operations that maintain fleets or employee drivers.

SI
1618 Bigley Ave
Swor Insurance Agency
Auto Insurance Agent · Charleston, WV

Swor Insurance Agency in Charleston, WV is known for providing local auto insurance agent services to drivers throughout the area. The agency helps clients navigate policy options that meet state requirements and personal coverage needs. They assist with liability, collision, and comprehensive plans designed for a range of vehicles. Their service range includes reviewing individual driving records to find suitable protection. A specialty service they can add on is providing SR-22 certificate filing for high-risk policyholders.

KD
229 Capitol St
Keefe Duterte: Allstate Insurance
Auto Insurance Agent · Charleston, WV
(304) 397-5929
agents.allstate.com/keefe-duterte-charleston-wv.html
II
16 Capitol St
Integrity Insurance Group
Auto Insurance Agent · Charleston, WV
(304) 346-9181
iigwv.com
HM
607 Ohio Ave #2228
Horace Mann - Sharp Agency
Auto Insurance Agent · Charleston, WV
(304) 427-6338
agents.horacemann.com/JamesSharp
CC
90 MacCorkle Ave
Cascade Crest Insurance Coverage
Auto Insurance Agent · Charleston, WV
(304) 207-0538
FA
One Cantley Dr
Frederick Adams at Comparion Insurance Agency
Auto Insurance Agent · Charleston, WV
(681) 233-6005
comparioninsurance.com/insurance-agent/midatlantic-region/steveadams
DN
1 Cantley Dr
Donovan Neeley at Comparion Insurance Agency
Auto Insurance Agent · Charleston, WV
(681) 233-6014
comparioninsurance.com/insurance-agent/west-virginia/charleston-0819/donovan-neeley
LI
4500 MacCorkle Ave SE
Legacy Insurance - Charleston
Auto Insurance Agent · Charleston, WV
(304) 925-7488
legacywv.com
NI
818 Oakwood Rd Ste 4
Nationwide Insurance: Hatfield Insurance Agency, LLC
Auto Insurance Agent · Charleston, WV
(304) 346-6972
agency.nationwide.com/wv/charleston/25314/hatfield-insurance-agency-llc
WI
4715A MacCorkle Ave SE
Williams Insurance Agency
Auto Insurance Agent · Charleston, WV
(304) 926-8801
williamsinsuranceagencywv.com
ID
1021 Quarrier St # 511
Insurance Design
Auto Insurance Agent · Charleston, WV
(304) 342-0130
PI
13 Kanawha Blvd W # 100
Partners Insurance & Financial Services
Auto Insurance Agent · Charleston, WV
(304) 344-3121
partnersinsurance.net

What Does an a Auto Insurance Agent in Charleston Cost?

The average cost of auto insurance in West Virginia is around $1,200 to $1,600 per year for a full coverage policy, though rates vary by driver profile, vehicle type, and location within Charleston. Factors such as driving history, credit score, and coverage limits also affect premiums. This is general information and not insurance advice.

About auto insurance agents in Charleston

Auto insurance agents in Charleston, West Virginia help drivers find coverage that meets state legal requirements. West Virginia law mandates that all drivers carry liability insurance with minimum limits of $25,000 per person for bodily injury and $50,000 per accident. An agent can also explain optional coverages like uninsured motorist protection, which is common in the region.

Frequently Asked Questions

What are the minimum auto insurance requirements in West Virginia?

West Virginia requires drivers to have liability coverage of at least $25,000 per person for bodily injury, $50,000 per accident for bodily injury, and $25,000 per accident for property damage. Uninsured motorist coverage is also required unless you reject it in writing.

How do I find a licensed auto insurance agent in Charleston?

You can search for licensed agents through the West Virginia Offices of the Insurance Commissioner website. Many local agencies in Charleston are located near the Capitol Market or along MacCorkle Avenue.

Can an auto insurance agent help me after a car accident in Charleston?

Yes, an agent can help you file a claim and explain your policy coverage. They can also advise on the statute of limitations for filing a lawsuit, which in West Virginia is generally two years from the date of the accident for property damage and personal injury claims.

Auto Insurance Agents in Other West Virginia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.