The top-rated boat insurance agent in Fairbanks, Alaska is Shannon Fortune - State Farm Insurance Agent, rated 4.9 stars across 480 reviews. Other highly rated options include Matthew Raymond - State Farm Insurance Agent, Kris Yoder - State Farm Insurance Agent, Dave Mongold: Allstate Insurance. This directory lists 19 boat insurance agents serving Fairbanks.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shannon Fortune - State Farm Insurance Agent | 322 Old Steese Hwy Unit 6 | (907) 452-1385 |
| 2 | Matthew Raymond - State Farm Insurance Agent | 1600 Indiana Ave | (907) 452-6015 |
| 3 | Kris Yoder - State Farm Insurance Agent | 3505 Airport Way | (907) 328-9022 |
| 4 | Dave Mongold: Allstate Insurance | 230 Old Steese Hwy | (907) 452-4260 |
| 5 | Jim Kelly - State Farm Insurance Agent | 1401 S Turner St | (907) 457-3276 |
| 6 | Chris Marok: Allstate Insurance | 59 College Rd Ste 205 | (907) 452-5664 |
| 7 | Ed Randolph - State Farm Insurance Agent | 610 12th Ave | (907) 452-1861 |
| 8 | Boat Shop Inc | 1050 Chena Pump Rd | (907) 452-4032 |
| 9 | Loa Carroll-Hubbard: Allstate Insurance | 208 Gaffney Rd | (907) 474-8002 |
| 10 | Laura Brugger - COUNTRY Financial Representative | 751 7th Ave A | (907) 458-7474 |
Shannon Fortune - State Farm Insurance Agent serves the Fairbanks, Alaska area as a boat insurance agent. It offers personal insurance policies tailored to watercraft owners, addressing risks specific to local boating conditions. The agency helps clients protect their investment in various types of vessels, from small fishing boats to larger cabin cruisers. Services provided include discussing coverage levels, liability protection, and policy options suited to navigated waters. This agent handles quotes and policy adjustments for both seasonal and year-round boat owners.
Matthew Raymond - State Farm Insurance Agent in Fairbanks, AK, provides boat insurance services that cover a range of watercraft needs, including policies for liability, physical damage, and personal effects. Their maintenance plans typically assist with policy reviews to ensure coverage adapts to changing conditions. They help clients navigate seasonal risks common to Alaskan waters, such as freeze damage and storage concerns. The agency services various property types, including single-family homes, apartments, retail establishments, and restaurants.
Kris Yoder - State Farm Insurance Agent serves homeowners, boat owners, and recreational property owners in Fairbanks, Alaska. The agency provides boat insurance policies that protect watercraft against damage, theft, and liability on interior lakes and rivers common to the region. Coverage can also extend to trailers used for seasonal transport and storage. For those living beyond city limits, the agency additionally serves the nearby areas of Chena Ridge and the Goldstream Valley community.
Serving Fairbanks, Alaska, and surrounding communities, Dave Mongold: Allstate Insurance handles boat insurance for local owners. It offers policies covering physical damage, liability, and accessories tied to watercraft used in interior waterways. The agency works to match coverage limits with typical recreational risks found in the region. For a standard policy, it reviews a boat’s value and usage records before discussing available deductibles and towing options with the owner.
Homeowners seeking coverage for a seasonal watercraft may choose either a one-time policy for a single voyage or a recurring annual plan covering multiple uses. As a boat insurance agent, Jim Kelly - State Farm Insurance Agent in Fairbanks, AK provides policies that protect against theft, storm damage, and liability on Chena River or nearby lakes. Coverage typically includes towing and wreckage removal. Service for policy selection and claims assistance runs on an as-needed basis throughout the year.
Chris Marok: Allstate Insurance offers specialized boat insurance policies for personal watercraft, fishing boats, and cabin cruisers, writing coverage for vessels navigating Interior Alaska’s rivers and lakes. As a local agent, the company works with clients to tailor liability, hull, and towing protection to match individual usage patterns on the Chena, Tanana, and surrounding waterways. The agent also helps boaters prepare for the short but intense summer season, when sudden spring breakup debris, shifting sandbars, and fast-moving currents pose significant collision risks to unprotected hulls.
Boat owners in Fairbanks, Alaska, face unique risks from swift river currents and freeze-thaw cycles that can damage hulls and moorings. Ed Randolph - State Farm Insurance Agent provides coverage plans designed to address these regional concerns, from collision protection to liability for ice-related incidents. Policies include breakdown assistance for engines and help with salvage operations when boats are stranded on the Kuskokwim or other waterways. The agency schedules a thorough initial inspection of each vessel before finalizing a policy, ensuring safety equipment and winter storage plans meet required standards.
Boat Shop Inc provides boat insurance agent services for clients in Fairbanks, AK, assisting with coverage for recreational and commercial watercraft. The company specializes in liability protection, hull insurance, and additional endorsements for fishing equipment or navigational gear. It serves owners of personal boats, as well as commercial operations including marinas, charter services, and boat repair facilities. Policies are available for offices, warehouses, and food service businesses that maintain watercraft fleets or marine assets for their operations.
Loa Carroll-Hubbard: Allstate Insurance provides residential boat insurance to Fairbanks area homeowners, with commercial coverage also available for local businesses operating watercraft. The agency's service area encompasses the greater Fairbanks region and surrounding interior Alaska communities. Agents work with clients to select appropriate coverage for various boating activities, including fishing and pleasure cruising. Policyholders can expect follow-up contact to adjust coverage as needed between regular seasonal visits, ensuring protection remains aligned with evolving boating use and craft condition.
Laura Brugger with COUNTRY Financial is known for providing boat insurance coverage tailored to the needs of Fairbanks residents. Serving boat owners across the interior region, the agency offers policies designed to protect watercraft from common local risks. These coverages address issues such as collision, theft, and liability while navigating nearby lakes and rivers. The agency can also add on specialized protection for onboard equipment and accessories to ensure comprehensive coverage for every voyage.
What Does a a Boat Insurance Agent in Fairbanks Cost?
Boat insurance costs in Alaska vary by boat value, length, horsepower, and usage. For a typical 18-foot fishing boat, annual premiums range from 300 to 600 dollars. A larger cabin cruiser may cost 800 to 2,000 dollars per year. Factors like navigation area, claims history, and deductible amount affect the price. This is general information and not insurance advice.
About boat insurance agents in Fairbanks
Boat insurance agents in Fairbanks help you protect your watercraft against loss, damage, and liability. Alaska law requires liability coverage for any motorized vessel operated on state waters. Local agents understand the unique risks of interior Alaska waterways, including ice damage and remote salvage costs.
Frequently Asked Questions
Is boat insurance required in Alaska?
Yes. Alaska Statute 05.25.020 requires liability insurance for any motorized boat operated on state waters. Minimum limits are 50,000 dollars for bodily injury per person and 100,000 dollars per accident.
What does a boat insurance policy in Fairbanks typically cover?
Standard policies cover physical damage to your boat, liability for injury or damage to others, and medical payments. Many policies also include coverage for towing, salvage, and ice damage common in Fairbanks.
How do I choose a boat insurance agent in Fairbanks?
Look for an agent licensed in Alaska who has experience with watercraft policies. Ask about coverage for winter storage, ice damage, and remote waterway risks. Compare quotes from multiple agents to find suitable terms.