The top-rated boat insurance agent in Surprise, Arizona is Oasis Insurance, rated 4.9 stars across 490 reviews. Other highly rated options include Lisa RO Ross - State Farm Insurance Agent, American Insurance Benefits - Andy Orlikoff, InsuranceBeacon.com. This directory lists 16 boat insurance agents serving Surprise.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Oasis Insurance | 12751 W Bell Rd Suite 129 | (623) 435-4082 |
| 2 | Lisa RO Ross - State Farm Insurance Agent | 14827 W Bell Rd Ste 101 | (623) 974-2600 |
| 3 | American Insurance Benefits - Andy Orlikoff | 14955 W Bell Rd #8031 | (623) 742-3878 |
| 4 | InsuranceBeacon.com | 15270 W Brookside Ln Ste 125 | (623) 584-0071 |
| 5 | Guillermo Morales - State Farm Insurance Agent | 14763 Cactus Rd #108 | (623) 594-2845 |
| 6 | Moore Insurance Agency | 15282 W Brookside Ln | (623) 556-1576 |
| 7 | Giles & Iten Insurance | 11503 W Bell Rd Suite C | (623) 201-8570 |
| 8 | The LaChance Insurance Agency | 14245 W Grand Ave Ste 3 | (623) 400-9800 |
| 9 | Mike Pejka - State Farm Insurance Agent | 16572 W Greenway Rd Ste 105 | (623) 544-3642 |
| 10 | Aabar Insurance Services, Inc. | 15027 W Bell Rd # 150 | (623) 594-8209 |
Oasis Insurance serves boat owners in Surprise and the surrounding Maricopa County region as a dedicated boat insurance agent. The company provides coverage policies that address standard liability and physical damage protection for various watercraft used on nearby lakes and reservoirs. Policy options typically include coverage for accidents, theft, and weather-related incidents that commonly affect vessels stored or operated in this desert climate. Oasis Insurance handles both annual policy renewals and new policy setup for personal watercraft and small cabin cruisers operating in this area.
Lisa RO Ross, a State Farm Insurance agent in Surprise, AZ, provides boat insurance coverage that protects watercraft against risks such as accidents, theft, and damage. Service plans can include liability protection for bodily injury to others, coverage for physical damage to the vessel, and options for towing or emergency assistance on the water. Clients may also receive support for personal property aboard the boat. The agency serves local policy needs for single-family homes, apartments, retail, and restaurants.
Homeowners and individuals across Surprise, Arizona turn to American Insurance Benefits - Andy Orlikoff for boat insurance coverage. The agency provides protection for various watercraft, helping clients secure policies that address liability and physical damage needs on area lakes and waterways. Guidance is offered to match vessel type with appropriate plan options for recreational use. The coverage area also extends to customers living in the neighboring community of Peoria, ensuring access to boat insurance services throughout that part of the northwestern Phoenix metro.
Serving Surprise, Arizona, and the surrounding communities in the West Valley, InsuranceBeacon.com provides boat insurance policies designed to protect watercraft and personal watercraft. It handles coverage needs from liability and comprehensive protection to physical damage and towing services. With a focus on tailoring policies to individual boating habits, the agency works with multiple carriers to match each client with a plan that fits their vessel and budget. It takes a detailed approach by reviewing a boat’s value, usage, and storage conditions before presenting coverage options.
Guillermo Morales - State Farm Insurance Agent in Surprise, Arizona, is known for providing tailored boat insurance policies. The agency covers recreational watercraft, such as fishing boats and personal watercraft, ensuring protection against common risks on nearby lakes. Policies are designed to safeguard owners from liability and physical damage while on the water. A specialty service the agent can offer is adding coverage for boat trailers, securing the vessel during transport to launch sites.
Moore Insurance Agency in Surprise, AZ helps boat owners choose between a single purchase policy or a recurring annual plan that automatically renews coverage. Their services protect watercraft against common perils such as storms and collision damage. The agency ensures each client understands their policy terms and conditions. All assistance is provided on an as-needed basis, whether for a new policy quote, a change in vessel documentation, or a coverage question arising after a boating season.
When the summer monsoon rains sweep through Surprise, AZ, boat owners need reliable protection for their watercraft. Giles & Iten Insurance offers specialized boat insurance agent services tailored to local conditions, covering vessels against storm damage, theft, and liability on nearby lakes. They guide policyholders through coverage options that address regional risks, ensuring compliance with marina requirements. The process begins with a full inspection of the boat, assessing its hull, engine, and safety equipment to determine the appropriate policy.
The LaChance Insurance Agency operates as a boat insurance agent in Surprise, Arizona, helping clients protect watercraft from common liabilities and physical damage. The agency can specialize in additional coverage options such as liability protection, agreed value policies, and uninsured boater coverage. It assists recreational boat owners with policies for personal watercraft and small vessels navigating regional lakes and canals. The agency serves local commercial sectors requiring boat insurance, including marina offices, boat storage warehouses, and waterfront food service establishments operating near the lake.
Mike Pejka - State Farm Insurance Agent in Surprise, AZ offers comprehensive boat insurance policies tailored to cover liability, physical damage, and theft. The agency also provides general auto, home, and life insurance services to local residents. With a focus on protecting recreational watercraft investments, it helps customers navigate coverage options that address sun, heat, and monsoon-related weather hazards commonly faced during Arizona’s boating season.
Aabar Insurance Services, Inc. provides residential boat insurance to clients in Surprise, Arizona. The agency also offers commercial coverage for larger watercraft and can assist boat owners throughout the surrounding region. Every policy is tailored to protect against liabilities and physical damage common on local lakes and waterways. The company maintains contact with clients between regular visits to handle paperwork updates, coverage questions, and seasonal adjustments needed before and after each boating season.
What Does a a Boat Insurance Agent in Surprise Cost?
Boat insurance costs in Arizona typically range from 200 to 800 dollars per year for a basic policy on a small fishing boat. For larger yachts or high-performance boats, annual premiums can exceed 1,500 dollars. Factors like your boat value, horsepower, and your boating history affect the price. This is general information and not insurance advice.
About boat insurance agents in Surprise
Boat insurance agents in Surprise Arizona help you protect your watercraft on nearby lakes like Lake Pleasant and the Colorado River. Arizona law does not require boat insurance for most watercraft, but marinas and lenders often require liability coverage. A local agent can explain the differences between liability, comprehensive, and agreed value policies for your specific boat.
Frequently Asked Questions
Do I need boat insurance in Arizona?
Arizona does not require boat insurance for most watercraft. However, if you finance your boat or dock at a marina, the lender or marina will likely require liability coverage. An agent can help you meet those requirements.
What does boat insurance cover in Arizona?
Boat insurance typically covers physical damage to your boat, liability for injuries or damage you cause to others, and medical payments. Some policies also cover towing and wreckage removal. Your agent can customize coverage for your needs.
How do I choose a boat insurance agent in Surprise?
Look for an agent who specializes in marine insurance and knows the local waterways. Ask about their experience with policies for personal watercraft, fishing boats, and yachts. Compare quotes from multiple agents to find the right coverage.
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