The top-rated boat insurance agent in Tempe, Arizona is Lindsay Sapanaro - State Farm Insurance Agent, rated 4.9 stars across 571 reviews. Other highly rated options include Riseson Insurance, Mauricio Leon-Risemberg - State Farm Insurance Agent, Freeway Insurance. This directory lists 17 boat insurance agents serving Tempe.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lindsay Sapanaro - State Farm Insurance Agent | 5410 S Lakeshore Dr | (480) 347-9106 |
| 2 | Riseson Insurance | 64 E Broadway Rd STE 200, Office 285 | (602) 460-5470 |
| 3 | Mauricio Leon-Risemberg - State Farm Insurance Agent | 6139 S Rural Rd Suite 101 | (480) 839-0089 |
| 4 | Freeway Insurance | 805 W Baseline Rd #4 | (602) 714-1869 |
| 5 | AZ Insurance Team | 442 E Southern Ave | (480) 535-5709 |
| 6 | Sharon Layman - State Farm Insurance Agent | 4411 S Rural Rd Ste 104 | (480) 345-2886 |
| 7 | RSP Insurance Specialists | 2234 S McClintock Dr | (480) 755-1543 |
| 8 | 1st Insurance Group | 2033 E Warner Rd STE 102 | (480) 883-9977 |
| 9 | Inszone Insurance Services | 1231 W Warner Rd #104 | (480) 961-0101 |
| 10 | Mary Contreras - State Farm Insurance Agent | 2145 E Warner Rd #101 | (480) 775-7788 |
Lindsay Sapanaro - State Farm Insurance Agent serves the Tempe, Arizona area as a local boat insurance agent. The company provides insurance policies for various watercraft, helping vessel owners meet legal and financial requirements. A typical service includes securing coverage for typical perils such as collision and liability. The agent also handles policies designed for jet skis and personal watercraft.
Riseson Insurance provides boat insurance for various recreational watercraft, including liability and comprehensive coverage for vessels stored or operated around Tempe, Arizona. Its service plans involve regular policy reviews to account for seasonal usage patterns and local monsoon weather risks. Maintenance recommendations focus on proper winterization and secure marina mooring during storm-prone months. This agent services single-family homes with personal watercraft, waterfront apartments with docked boats, retail marinas, and restaurants operating charter or rental fleets on nearby reservoirs.
Homeowners and small business operators in the Tempe area seeking liability coverage on their personal watercraft can contact Mauricio Leon-Risemberg - State Farm Insurance Agent. The agency offers boat and watercraft insurance policies designed to protect clients against common risks on local lakes and waterways. Customized coverages help address the unique needs of boat owners navigating Arizona waterways and desert reservoirs. The firm also serves customers residing in nearby Mesa and the surrounding greater Phoenix metropolitan region.
Freeway Insurance serves the El Mirage, Arizona, area as a boat insurance agent. It helps local boat owners find coverage that protects watercraft from common risks on nearby lakes and rivers. The agency works with multiple carriers to match policies to different types of vessels and budgets. It can assist with liability protection for accidents involving other boats or property. Freeway Insurance also handles comprehensive coverage for damage from storms, theft, or vandalism when boats are stored in the dry desert climate.
AZ Insurance Team serves boat owners in Tempe and the surrounding Phoenix metropolitan communities, offering marine insurance coverage for a variety of watercraft. The agency handles policies for personal watercraft, fishing boats, and larger cruising vessels common to regional lakes and rivers. Each client’s specific needs are assessed to recommend appropriate liability and physical damage protection. The team typically works by reviewing the vessel’s value and typical usage patterns, then tailoring coverage to match individual risk exposures and budget requirements.
Sharon Layman - State Farm Insurance Agent in Tempe, AZ, offers boat insurance that differentiates between one-time policies for a single season and recurring annual coverage for year-round protection. Boat insurance from this agency can cover physical damage from accidents, storm damage, and liability for passenger injuries. Policyholders often receive automatic lay-up periods when the boat is not in use, along with replacement cost coverage for newer vessels. All provided service runs on a scheduled or as-needed basis, with annual policy reviews to adjust coverage limits.
RSP Insurance Specialists offers tailored coverage policies for watercraft owners, focusing on liability protection and hull damage provisions for local boaters. It provides general agency services like policy adjustments and claims assistance for recreational vessels navigating area waterways. Operating in Tempe, Arizona, it serves clients who boat on nearby lakes and rivers. The agency helps with seasonal risks such as storm damage during the summer monsoon season and storage liability concerns when boats are laid up for the winter months.
1st Insurance Group works with boat owners in Tempe, Arizona to arrange coverage tailored to the specific risks of recreational watercraft operation. Policy options for area boaters may include protection for physical damage from collisions, as well as liability coverage for accidents on the water. The agency can also assist with specialty add-ons such as coverage for personal property onboard and towing assistance. Commercial sectors it can serve include offices, warehouses, and food service.
Inszone Insurance Services offers personalized boat insurance solutions, providing policies tailored to protect vessels, personal watercraft, and trailers in the Sun City West area. Its comprehensive coverage options include liability, collision, and damage protection, with maintenance plan referrals available through local marina partners. The agency services single-family homes and apartment communities, as well as local retail businesses and waterfront restaurants.
Arizona’s monsoon season can bring sudden storms that threaten boats stored on trailers or at local marinas. Mary Contreras - State Farm Insurance Agent in Tempe, AZ, provides boat insurance coverage tailored to protect recreational watercraft from wind, hail, and liability risks common on nearby lakes. Clients can discuss policy options for hull damage, theft, or uninsured boater incidents. The process typically begins with a consultation to review the vessel’s condition, usage, and storage location for a risk assessment.
What Does a a Boat Insurance Agent in Tempe Cost?
Typical boat insurance costs in Arizona range from 200 to 600 per year for a basic policy on a small fishing boat. For a larger yacht or high performance watercraft annual premiums can be 1,000 to 3,000 or more. Factors like your claims history and navigation area affect the final price. This is general information not insurance advice.
About boat insurance agents in Tempe
Boat insurance agents in Tempe Arizona help protect your watercraft on local lakes like Tempe Town Lake and nearby waterways. Arizona law requires liability coverage for motorized boats operated on public waters. An agent can guide you through state requirements and optional coverages for your specific vessel.
Frequently Asked Questions
Is boat insurance required in Arizona?
Yes Arizona law requires liability insurance for motorized watercraft operated on public waters. Minimum limits are 25,000 for bodily injury per person 50,000 per accident and 15,000 for property damage. An agent can help you meet these requirements.
What does a boat insurance agent in Tempe do?
A boat insurance agent in Tempe helps you find a policy that covers your boat trailer liability and physical damage. They can explain options like agreed value coverage and uninsured boater protection. They also assist with claims and policy changes.
What factors affect boat insurance cost in Arizona?
Costs depend on your boats value horsepower length and where you store it. Your driving record and boating experience also matter. Agents can compare quotes from multiple insurers to find a suitable rate for your situation.
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