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Find Boat Insurance Agents Near You in Yuma, AZ

Browse boat insurance agents serving Yuma, Arizona. Updated 2026-07-14.

The top-rated boat insurance agent in Yuma, Arizona is Morales Insurance Group, rated 4.9 stars across 935 reviews. Other highly rated options include Freeway Insurance, Yuma Risk Management Group, LLC, Martin Armijo - State Farm Insurance Agent. This directory lists 23 boat insurance agents serving Yuma.

Showing 23 boat insurance agents in Yuma, AZListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Morales Insurance Group1406 S 4th Ave(928) 276-4543
2Freeway Insurance1021 W 16th St(928) 782-8796
3Yuma Risk Management Group, LLC220 E 16th St Suite 2(928) 726-9338
4Martin Armijo - State Farm Insurance Agent708 E 32nd St(928) 341-1150
5Farmers Insurance - Thomas Gravely900 W 8th St(928) 285-8507
6Katie Figueroa - State Farm Insurance Agent1840 S 4th Ave STE 20(928) 726-8050
7Inszone Insurance Services11487 S Fortuna Rd #3(928) 342-3077
8Lillian Jauregui - State Farm Insurance Agent2750 S Pacific Ave Ste B(928) 344-8050
9Cindy Topete - State Farm Insurance Agent11411 S Fortuna Rd Ste 102(928) 342-1600
10Yuma Insurance, Inc.2691 S 4th Ave(928) 344-3500
MI
1406 S 4th Ave
Morales Insurance Group
Boat Insurance Agent · Yuma, AZ

Morales Insurance Group serves the Yuma, Arizona metro area as a local boat insurance agent. The agency helps owners of personal watercraft and larger vessels find appropriate coverage for their specific needs. Policies typically address risks such as physical damage, theft, and liability on regional waterways. The company works with clients to understand the unique boating conditions in the Yuma area. It handles both comprehensive policies for yachts and basic liability plans for smaller fishing boats.

FI
1021 W 16th St
Freeway Insurance
Boat Insurance Agent · Yuma, AZ

Freeway Insurance serves the El Mirage, Arizona, area as a boat insurance agent. It helps local boat owners find coverage that protects watercraft from common risks on nearby lakes and rivers. The agency works with multiple carriers to match policies to different types of vessels and budgets. It can assist with liability protection for accidents involving other boats or property. Freeway Insurance also handles comprehensive coverage for damage from storms, theft, or vandalism when boats are stored in the dry desert climate.

YR
220 E 16th St Suite 2
Yuma Risk Management Group, LLC
Boat Insurance Agent · Yuma, AZ

Yuma Risk Management Group, LLC provides boat insurance agency services to clients in Yuma, Arizona. Its service plans may include liability coverage, physical damage protection for hulls and motors, and coverage for trailers and onboard equipment. These maintenance plans help boat owners manage risks from storms, accidents, or theft while on local waterways or stored on land. The company services residential clients with single-family homes and apartments, as well as commercial properties such as retail stores and restaurants.

MA
708 E 32nd St
Martin Armijo - State Farm Insurance Agent
Boat Insurance Agent · Yuma, AZ

Martin Armijo - State Farm Insurance Agent serves homeowners, property owners, and boat owners throughout Yuma, Arizona. The agency provides boat insurance policies designed to protect personal watercraft from common risks such as accidents, theft, and weather damage. Experienced agents help clients understand coverage options for their particular vessels and boating habits. They assist with policy adjustments and claims guidance tailored to local waterway conditions. This agent also serves clients in the neighboring community of Fortuna Foothills, offering the same boat insurance services across the broader Yuma metro area.

FI
900 W 8th St
Farmers Insurance - Thomas Gravely
Boat Insurance Agent · Yuma, AZ

Farmers Insurance - Thomas Gravely serves Yuma, Arizona, and the surrounding communities of the Colorado River valley, handling boat insurance for a range of personal watercraft, from fishing boats to cabin cruisers. The agency works with clients to understand the specific needs of their vessel, including coverage for physical damage, liability, and personal property. To handle a typical job, it first reviews the boat’s details and the owner’s usage patterns before presenting coverage options tailored to protect against local risks such as weather or theft.

KF
1840 S 4th Ave STE 20
Katie Figueroa - State Farm Insurance Agent
Boat Insurance Agent · Yuma, AZ

Many boat insurance needs are addressed either through an annual policy with scheduled renewal, or as a single trip quoted for a specific voyage. Coverage typically protects against physical damage, liability for accidents on the water, and unforeseen events like theft or storms. Based in Yuma, Arizona, Katie Figueroa - State Farm Insurance Agent offers a full range of marine insurance products for local boat owners. Service for new policies and claims assistance operates on both a scheduled annual basis for existing clients and an as-needed basis for one-off quotes or questions.

II
11487 S Fortuna Rd #3
Inszone Insurance Services
Boat Insurance Agent · Yuma, AZ

Inszone Insurance Services offers personalized boat insurance solutions, providing policies tailored to protect vessels, personal watercraft, and trailers in the Sun City West area. Its comprehensive coverage options include liability, collision, and damage protection, with maintenance plan referrals available through local marina partners. The agency services single-family homes and apartment communities, as well as local retail businesses and waterfront restaurants.

LJ
2750 S Pacific Ave Ste B
Lillian Jauregui - State Farm Insurance Agent
Boat Insurance Agent · Yuma, AZ

Lillian Jauregui - State Farm Insurance Agent provides specialized boat insurance coverage alongside its general services for clients in Yuma, AZ. The agency helps boat owners protect their vessels against common risks on nearby waterways, including the Colorado River. Policies are designed to cover physical damage from collisions, storms, or vandalism. Seasonal considerations such as monsoon storms or prolonged summer heat, which can accelerate wear on boat covers and electronics, are addressed through tailored policy options to ensure continuous protection.

CT
11411 S Fortuna Rd Ste 102
Cindy Topete - State Farm Insurance Agent
Boat Insurance Agent · Yuma, AZ

With the Colorado River drawing countless boaters each season in Yuma, AZ, securing proper coverage is a practical necessity. Cindy Topete - State Farm Insurance Agent provides boat insurance policies designed to safeguard watercraft against unexpected risks like storm damage or on-water collisions. They work to match each policy to the specific needs of the boat owner. Their coverage process begins by performing a full inspection of the vessel to assess its value and condition before providing a formal assessment.

YI
2691 S 4th Ave
Yuma Insurance, Inc.
Boat Insurance Agent · Yuma, AZ
CN
2896 S Avenue B B
Cathy Nuetzi - State Farm Insurance Agent
Boat Insurance Agent · Yuma, AZ
(928) 344-9442
cathynuetzi.com
RL
2180 S 4th Ave D
R L Jones Insurance Services Inc
Boat Insurance Agent · Yuma, AZ
(928) 627-8212
rljonesins.com
LI
1886 S Avenue B Suite B
L.A. Insurance
Boat Insurance Agent · Yuma, AZ
(928) 782-3233
lainsurance.com
RL
847 W 8th St
R L Jones Insurance Services
Boat Insurance Agent · Yuma, AZ
(928) 627-8212
rljonesins.com
WM
11242 S Foothills Blvd Ste 25
Wes McDowell: Allstate Insurance
Boat Insurance Agent · Yuma, AZ
(928) 305-1607
agents.allstate.com/wes-mcdowell-yuma-az.html
AA
2850 S Pacific Ave # L
The Adams Agency
Boat Insurance Agent · Yuma, AZ
(928) 341-9622
theadamsagency.com
SI
670 E 32nd St #12
Sheltra Insurance Group, LLC
Boat Insurance Agent · Yuma, AZ
(928) 317-1212
sheltrainsurance.com
GN
3939 S Avenue 3 E Ste 111
Gabriel Nevarez: Allstate Insurance
Boat Insurance Agent · Yuma, AZ
(928) 314-4155
agents.allstate.com/gabriel-nevarez-yuma-az.html
RI
350 W 16th St Suite 401
Relation Insurance
Boat Insurance Agent · Yuma, AZ
(928) 726-9620
relationinsurance.com/contact-us
RS
992 W 16th St
RL Sullivan Insurance Agency
Boat Insurance Agent · Yuma, AZ
(928) 782-6536
rlsullivaninsurance.com
CI
2607 S 4th Ave C-3
Contreras Insurance
Boat Insurance Agent · Yuma, AZ
(928) 580-1680
DI
501 E 16th St
Desert Insurance LLC
Boat Insurance Agent · Yuma, AZ
(928) 216-3515
LI
2607 S 4th Ave B4
Luxury Insurance By Julissa Banuelos
Boat Insurance Agent · Yuma, AZ
(928) 256-3023

What Does a a Boat Insurance Agent in Yuma Cost?

Boat insurance in Arizona typically costs between 200 and 800 dollars per year for a standard runabout or fishing boat. Premiums depend on boat value, horsepower, usage, and your claims history. Policies for larger yachts or high-performance boats can cost 1,500 dollars or more annually. This is general information, not insurance advice.

About boat insurance agents in Yuma

Boat insurance agents in Yuma Arizona help you protect your watercraft on the Colorado River and local lakes. Arizona does not require boat insurance by law, but many marinas and lenders do require proof of coverage. An agent can explain liability, physical damage, and uninsured boater options specific to Arizona waterways.

Frequently Asked Questions

Is boat insurance required in Arizona?

Arizona does not require boat insurance by state statute. However, lenders financing a boat and many marinas along the Colorado River require proof of liability coverage.

What does a boat insurance policy in Yuma typically cover?

A standard policy covers liability for injury or damage to others, physical damage to your boat, and uninsured boater protection. You can add coverage for towing, personal effects, and fuel spill liability.

How do I choose a boat insurance agent in Yuma?

Look for an agent licensed in Arizona who has experience with watercraft used on the Colorado River and local reservoirs. Ask about coverage for high winds, sandbars, and seasonal storage common in Yuma.

Boat Insurance Agents in Other Arizona Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.