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Find Boat Insurance Agents Near You in Carlsbad, CA

Browse boat insurance agents serving Carlsbad, California. Updated 2026-07-14.

The top-rated boat insurance agent in Carlsbad, California is Ryan Waggener - State Farm Insurance Agent, rated 5.0 stars across 373 reviews. Other highly rated options include Hayek Insurance, The Insurance Place, Hugh Kollar - State Farm Insurance Agent. This directory lists 21 boat insurance agents serving Carlsbad.

Showing 21 boat insurance agents in Carlsbad, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Ryan Waggener - State Farm Insurance Agent2710 Loker Ave W Suite 210(760) 814-2480
2Hayek Insurance2777 Jefferson St Suite 203-D(800) 860-8835
3The Insurance Place2111 Palomar Airport Rd # 322(760) 643-2100
4Hugh Kollar - State Farm Insurance Agent2979 State St # C(760) 730-9110
5Alta Vista Insurance Agency2585 Pio Pico Dr Suite 100(844) 629-1500
6Ken May Insurance Services3146 Tiger Run Ct #114(760) 893-8055
7Jesse Dix - State Farm Insurance Agent1901 Camino Vida Roble STE 115(760) 744-1245
8Dave Miller Insurance2318 Pio Pico Dr(760) 717-1707
9Brightway Insurance, The Crumbaker Agency3129 Tiger Run Ct Ste 203(760) 517-3363
10Robin Horton: Allstate Insurance2382 Camino Vida Roble Ste M(760) 438-4442
RW
2710 Loker Ave W Suite 210
Ryan Waggener - State Farm Insurance Agent
Boat Insurance Agent · Carlsbad, CA

Ryan Waggener - State Farm Insurance Agent serves the Carlsbad, California area and surrounding communities, offering boat insurance policies to local owners. The agency provides coverage for a range of watercraft, helping clients protect their vessels against common risks on the water. Policies typically cover physical damage, liability, and equipment on board. The agent can assist with insurance for personal watercraft and larger recreational boats.

HI
2777 Jefferson St Suite 203-D
Hayek Insurance
Boat Insurance Agent · Carlsbad, CA

Hayek Insurance provides a range of boat insurance services, including liability coverage, physical damage protection, and policy reviews for vessel owners in Carlsbad, California. The company offers straightforward service plans to help clients maintain adequate coverage for their specific boating needs. Annual policy check-ins are available to adjust limits as boat values or usage change. Properties serviced include single-family homes with private docks, marina slip rentals, and local waterfront restaurants that own small fleets for guest excursions.

IP
2111 Palomar Airport Rd # 322
The Insurance Place
Boat Insurance Agent · Carlsbad, CA

The Insurance Place serves experienced boat owners and marina operators in Carlsbad, California, providing essential hull coverage and liability protection for vessels used in local waters. The agency navigates the unique risks of coastal boating, including saltwater corrosion, storm damage, and mooring liabilities. Policies are tailored for sailboats, powerboats, and small commercial craft operating along the San Diego County shoreline. The agency also extends its boat insurance services to clients in the neighboring community of Oceanside and throughout the greater North County coastal region.

HK
2979 State St # C
Hugh Kollar - State Farm Insurance Agent
Boat Insurance Agent · Carlsbad, CA

Serving Carlsbad, California, and the surrounding coastal communities, Hugh Kollar - State Farm Insurance Agent handles boat insurance for a range of watercraft, from small fishing boats to larger recreational vessels. The agency understands the unique risks of navigating local harbors and open waters. To match coverage to a vessel’s specific use, the agent begins each request by reviewing the customer’s storage, cruising habits, and liability concerns before proposing a policy.

AV
2585 Pio Pico Dr Suite 100
Alta Vista Insurance Agency
Boat Insurance Agent · Carlsbad, CA

Alta Vista Insurance Agency in Carlsbad, CA differentiates between one-time coverage for a single boating season or voyage and recurring policies that automatically renew each year. Boat owners in the area can tailor their protection to include liability, physical damage, and towing, depending on the vessel’s use and value. The agency arranges policies through established carriers, ensuring a clear explanation of deductibles and exclusions for each client. Services are conducted on a one-time, scheduled, or as-needed basis following an initial consultation.

KM
3146 Tiger Run Ct #114
Ken May Insurance Services
Boat Insurance Agent · Carlsbad, CA

Ken May Insurance Services in Carlsbad, CA specializes in arranging liability and physical damage coverage for boats, yachts, and personal watercraft. As a dedicated boat insurance agent, it also guides clients through the nuances of inland versus offshore navigation policies. The agency frequently helps boat owners prepare for the busy summer launch season by reviewing their existing deductibles and ensuring their policy properly reflects the current market value of their vessel.

JD
1901 Camino Vida Roble STE 115
Jesse Dix - State Farm Insurance Agent
Boat Insurance Agent · Carlsbad, CA

Boating season along the coast near Carlsbad, CA, prompts renewed attention to hull and liability coverage. Jesse Dix - State Farm Insurance Agent assists local boat owners by tailoring policies to match the specific risks of saltwater navigation and seasonal storage in the area. Each quote is built around the vessel’s length, value, and typical cruising range. The company guides clients through the underwriting process and concludes by arranging a thorough inspection of the boat to establish its current condition and confirm policy eligibility.

DM
2318 Pio Pico Dr
Dave Miller Insurance
Boat Insurance Agent · Carlsbad, CA

Dave Miller Insurance serves clients in the Carlsbad, California, area by providing coverage for a variety of watercraft, including small sailboats and larger yachts. The agency focuses on protecting these assets against risks such as storm damage, collisions, theft, and liability claims while out on the water. Policies can be customized with extra protections, including emergency towing, wreck removal, and personal effects coverage for onboard gear. Its boat insurance expertise supports commercial sectors such as charter fishing operations, waterfront offices, dockside warehouses, and marine-related food service businesses.

BI
3129 Tiger Run Ct Ste 203
Brightway Insurance, The Crumbaker Agency
Boat Insurance Agent · Carlsbad, CA

Brightway Insurance, The Crumbaker Agency serves residential boat owners in Carlsbad, California, and surrounding areas, helping them secure proper coverage for their personal watercraft. Commercial marine insurance is also available for local businesses operating boats or other vessels in the region. The agency understands the unique risks of Southern California coastal waters, including liability concerns and equipment protection. Clients can count on knowledgeable support during regular policy reviews and easy follow-up for any mid-year adjustments or claims questions between renewal visits.

RH
2382 Camino Vida Roble Ste M
Robin Horton: Allstate Insurance
Boat Insurance Agent · Carlsbad, CA

Robin Horton: Allstate Insurance is a boat insurance agent serving Carlsbad, California. The company provides coverage options for watercraft ranging from small fishing boats to larger yachts navigating local coastal waters. It helps policyholders protect their vessels against common risks like storm damage, theft, and liability. Clients can work with the agent to tailor a policy that meets their specific boating needs. For an additional layer of protection, the agency offers personal umbrella liability coverage to extend financial safeguards beyond standard boat insurance limits.

BC
2244 Faraday Ave #88
Blue Collar Insurance Services
Boat Insurance Agent · Carlsbad, CA
(619) 734-7477
buybluecollar.com
PE
1938 Kellogg Ave
Pacific Edge Insurance
Boat Insurance Agent · Carlsbad, CA
(760) 547-2622
pacificedgeinsurance.com
SI
2173 Salk Ave Suite 250 #42
ServicePro Insurance Solutions
Boat Insurance Agent · Carlsbad, CA
(760) 965-7675
serviceproinsurance.com
SI
1902 Wright Pl #200
Slagill Insurance Services
Boat Insurance Agent · Carlsbad, CA
(951) 461-1487
coveryouca.com
MC
2173 Salk Ave Suite 250
Metro Coast Insurance Services, LLC
Boat Insurance Agent · Carlsbad, CA
(949) 238-6399
metrocoastinsurance.com
AB
325 Carlsbad Village Dr G2
Advanced Brokers Insurance Services
Boat Insurance Agent · Carlsbad, CA
(858) 436-7999
advancedbrokersinc.com
FI
7700 El Camino Real UNIT 201
Farmers Insurance - Brian Schnese
Boat Insurance Agent · Carlsbad, CA
(760) 632-8490
agents.farmers.com/ca/carlsbad/brian-schnese
HW
2230 Faraday Ave
Hatter, Williams & Purdy Insurance, Inc.
Boat Insurance Agent · Carlsbad, CA
(760) 795-2002
hwpinsurance.com
EI
2712 Loker Ave W #1133
Empire Insurance Brokers
Boat Insurance Agent · Carlsbad, CA
(760) 814-8304
eibnow.com/contact/carlsbad-ca-insurance
CG
2413 Lapis Rd
Carlsbad General Insurance Agency LLC
Boat Insurance Agent · Carlsbad, CA
(760) 444-2662
carlsbadgeneralinsurance.com
CP
7529 Navigator Cir
Coastal Point Insurance
Boat Insurance Agent · Carlsbad, CA
(619) 356-8814
coastalpointinsurance.com

What Does a a Boat Insurance Agent in Carlsbad Cost?

Boat insurance costs in California vary based on the vessel type, value, usage, and your boating history. Typical annual premiums range from 300 to 800 for a small powerboat, while larger yachts can cost 1,500 to 5,000 or more per year. Factors like your location in Carlsbad, the boat age, and safety equipment can affect the price. This is general information and not insurance advice.

About boat insurance agents in Carlsbad

Boat insurance agents in Carlsbad, California help you protect your watercraft with policies tailored to local conditions. California requires liability coverage for boats operated in state waters, and agents can explain how state laws like the California Harbors and Navigation Code affect your policy. Working with a local agent ensures you understand coverage for risks such as theft, damage, and liability while boating along the San Diego County coast.

Frequently Asked Questions

What does boat insurance typically cover in California?

Boat insurance in California usually covers physical damage to your vessel, liability for injuries or property damage you cause, and medical payments for you and your passengers. Some policies also include coverage for uninsured boaters and towing assistance. California law does not require boat insurance for all vessels, but marinas and lenders often require it.

How do California boating laws affect my insurance needs?

California requires all motorized boats to carry liability insurance if operated in state waters, with minimum limits of 15,000 for injury or death per person and 30,000 per accident. Agents can help you meet these requirements and advise on additional coverage for high-value vessels or unique risks like ocean navigation.

Can I get boat insurance for a personal watercraft like a jet ski in Carlsbad?

Yes, boat insurance agents in Carlsbad can provide policies for personal watercraft such as Jet Skis and WaveRunners. These policies typically include liability, physical damage, and medical coverage. California law treats personal watercraft as boats, so the same liability requirements apply.

Boat Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.