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Compare boat insurance agents in Carmel. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Carmel, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 2 boat insurance agents in Carmel, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Monroe-Kelly Insurance Services, Inc.
26465 Carmel Rancho Blvd #1A, Carmel, CA 93923
(831) 372-4511
monroe-kellyinsurance.com
Michael B. Kelly Insurance Services, Inc.
26465 Carmel Rancho Blvd # 1, Carmel, CA 93923
(831) 624-6065
mkisi.com
Boat insurance agents in Carmel California help vessel owners protect their investment against loss theft and liability. California law requires liability coverage for boats with motors over a certain horsepower. Agents can tailor policies for sailboats yachts and fishing boats used in Monterey Bay.
What Does a Boat Insurance Agent in Carmel Cost?
Boat insurance costs in California vary by boat value size and usage. A typical policy for a small powerboat may cost 300 to 600 dollars per year. For a large yacht premiums can range from 1,500 to 5,000 dollars annually. Factors like your claims history and navigation area also affect price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of boat insurance are available in California?
California boat insurance typically includes liability coverage physical damage coverage and uninsured boater coverage. Liability pays for injury or damage you cause to others. Physical damage covers your boat for collision theft or weather events.
Is boat insurance required by law in California?
California does not require boat insurance for all vessels. However marinas and lenders often require proof of coverage. Liability insurance is recommended for any boat with a motor to protect against accidents.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.