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Compare Boat Insurance Agents in Cotati, CA

Looking for a boat insurance agent in Cotati? Review the directory below to compare your options.

4 agents listed
Updated May 2026
Cotati, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 4 boat insurance agents in Cotati, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jared Soukup - State Farm Insurance Agent
8492 Gravenstein Hwy Suite I, Cotati, CA 94931
(707) 794-8100 jaredsoukup.com
Jared Soukup - State Farm Insurance Agent
8492 Gravenstein Hwy Suite I, Cotati, CA 94931
(707) 794-8100 jaredsoukup.com
Maria Reynosa Chavez: Allstate Insurance
150 E Cotati Ave, Cotati, CA 94931
(707) 795-1601 agents.allstate.com
Michael Loomis - State Farm Insurance Agent
8492 Gravenstein Hwy Suite I, Cotati, CA 94931
(707) 794-8100 statefarm.com

Cotati boat owners can work with local agents to secure insurance for their watercraft. California requires all motorized boats to have liability insurance if operated on state waterways. An agent can help you meet these requirements and protect your investment.

What Does a Boat Insurance Agent in Cotati Cost?

Boat insurance costs in California typically range from 300 to 800 dollars per year for a small powerboat, and 1,000 to 3,000 dollars for larger vessels or yachts. Factors include boat value, horsepower, usage, and your boating experience. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of boats need insurance in Cotati?
In California, all motorized vessels including sailboats with engines must have liability insurance. This applies to boats used on lakes, rivers, and coastal waters near Cotati.
Does California have a minimum liability limit for boat insurance?
Yes, California requires at least 15 thousand dollars for bodily injury per person, 30 thousand per accident, and 5 thousand for property damage. Your agent can help you choose higher limits.
Can I get a discount on boat insurance in Cotati?
Many insurers offer discounts for completing a boating safety course, bundling with home or auto policies, and having safety equipment on board. Ask your agent about available discounts.