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Compare Boat Insurance Agents in El Dorado Hills, CA

Looking for a boat insurance agent in El Dorado Hills? Review the directory below to compare your options.

16 agents listed
Updated May 2026
El Dorado Hills, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 16 boat insurance agents in El Dorado Hills, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Trek Sinclair - State Farm Insurance Agent
2205 Francisco Dr #130, El Dorado Hills, CA 95762
(916) 458-4123 treksinclair.com
Sierra Mountain Insurance Agency / Sohil Yusuf Agency : Allstate Insurance
4659 Golden Foothill Pkwy Ste 106, El Dorado Hills, CA 95762
(916) 939-8990 agents.allstate.com
Jeremy Barkhurst - State Farm Insurance Agent
989 Governor Dr Ste 104, El Dorado Hills, CA 95762
(916) 294-7482 jeremyinsuresme.com
Chris Cheng - State Farm Insurance Agent
4359 Town Center Blvd Ste 112, El Dorado Hills, CA 95762
(650) 758-6370 agentchrischeng.com
Kinkaid Insurance Services
5170 Golden Foothill Pkwy, El Dorado Hills, CA 95762
(530) 672-1979 kinkaidinsurance.com
Gold Insurance Solutions
3905 Park Dr #110, El Dorado Hills, CA 95762
(916) 235-3638 gold.insure
Suburban Family Insurance Agency
895 Embarcadero Dr Suite 206, El Dorado Hills, CA 95762
(916) 804-7848 edhinsurance.com
Golden Sierra Insurance Services, LLC
1020 Suncast Ln Ste 101, El Dorado Hills, CA 95762
(916) 936-2230
Gaines Insurance Agency, Inc.
5170 Golden Foothill Pkwy, El Dorado Hills, CA 95762
(916) 773-8000 gainesins.com
Barragan Insurance Agency
1132 Suncast Ln #8, El Dorado Hills, CA 95762
(916) 984-9320
Farmers Insurance - Michael Martinelli
351 Green Valley Rd, El Dorado Hills, CA 95762
(916) 458-4228 agents.farmers.com
Mackie Insurance Brokerage
4661 Golden Foothill Pkwy Ste 106, El Dorado Hills, CA 95762
(916) 933-9213 mackieins.com
Mercy Di Paolo Insurance Services
5011 Golden Foothill Pkwy #1, El Dorado Hills, CA 95762
(916) 989-9100 theworkerscompguy.com
Beasy Insurance Services
3941 Park Dr #20-591, El Dorado Hills, CA 95762
(916) 939-0380 beasyins.com
Dillard Insurance Agency
1121 White Rock Rd #205, El Dorado Hills, CA 95762
(916) 939-8553 dillardins.com
Gee Insurance Group
5170 Golden Foothill Pkwy, El Dorado Hills, CA 95762
(916) 941-3801 geeinsurancegroup.com

Boat insurance agents in El Dorado Hills, California help protect your watercraft against risks on Folsom Lake and other local waterways. California law requires liability coverage for boats with motors over certain horsepower, and an agent can guide you through these requirements. Local agents understand the unique needs of boaters in El Dorado Hills, from storage to seasonal use.

What Does a Boat Insurance Agent in El Dorado Hills Cost?

Boat insurance costs in California vary by boat type, value, and usage. For a typical powerboat, annual premiums range from 300 to 800 dollars for basic liability coverage. Full coverage policies for larger vessels or personal watercraft can cost 500 to 1,500 dollars per year. Factors like your boating experience, storage location, and claims history also affect the price. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does boat insurance cover in El Dorado Hills?
Boat insurance typically covers physical damage to your vessel, liability for injury or damage to others, and medical payments. In California, liability coverage is required for boats with motors over 10 horsepower. Policies may also include coverage for theft, towing, and wreckage removal.
How do I find a boat insurance agent in El Dorado Hills?
You can search online for local independent agents or contact major insurance carriers that offer watercraft policies. Many agents in El Dorado Hills specialize in recreational boating and can provide quotes for sailboats, powerboats, and personal watercraft. Ask about their experience with California regulations and Folsom Lake conditions.
Are there California-specific laws for boat insurance?
Yes, California law requires liability insurance for boats with motors of 10 horsepower or more. This includes coverage for bodily injury and property damage. Additionally, California has a 3-year statute of limitations for filing a lawsuit after a boating accident. Your agent can explain how these laws affect your policy.