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HomeBoat Insurance AgentsCalifornia › El Dorado Hills

Find Boat Insurance Agents Near You in El Dorado Hills, CA

Browse boat insurance agents serving El Dorado Hills, California. Updated 2026-07-14.

The top-rated boat insurance agent in El Dorado Hills, California is Trek Sinclair - State Farm Insurance Agent, rated 5.0 stars across 161 reviews. Other highly rated options include Sierra Mountain Insurance Agency / Sohil Yusuf Agency : Allstate Insurance, Jeremy Barkhurst - State Farm Insurance Agent, Chris Cheng - State Farm Insurance Agent. This directory lists 16 boat insurance agents serving El Dorado Hills.

Showing 16 boat insurance agents in El Dorado Hills, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Trek Sinclair - State Farm Insurance Agent2205 Francisco Dr #130(916) 458-4123
2Sierra Mountain Insurance Agency / Sohil Yusuf Agency : Allstate Insurance4659 Golden Foothill Pkwy Ste 106(916) 939-8990
3Jeremy Barkhurst - State Farm Insurance Agent989 Governor Dr Ste 104(916) 294-7482
4Chris Cheng - State Farm Insurance Agent4359 Town Center Blvd Ste 112(650) 758-6370
5Kinkaid Insurance Services5170 Golden Foothill Pkwy(530) 672-1979
6Gold Insurance Solutions3905 Park Dr #110(916) 235-3638
7Suburban Family Insurance Agency895 Embarcadero Dr Suite 206(916) 804-7848
8Golden Sierra Insurance Services, LLC1020 Suncast Ln Ste 101(916) 936-2230
9Barragan Insurance Agency1132 Suncast Ln #8(916) 984-9320
10Farmers Insurance - Michael Martinelli351 Green Valley Rd(916) 458-4228
TS
2205 Francisco Dr #130
Trek Sinclair - State Farm Insurance Agent
Boat Insurance Agent · El Dorado Hills, CA

Trek Sinclair - State Farm Insurance Agent serves the El Dorado Hills area of El Dorado County, providing boat insurance coverage to local owners. The agency helps clients protect their vessels against common risks on nearby lakes and waterways. Policies typically cover physical damage, liability, and equipment. Trek Sinclair’s office assists with personal watercraft policies as well as coverage for larger boats used for recreation.

SM
4659 Golden Foothill Pkwy Ste 106
Sierra Mountain Insurance Agency / Sohil Yusuf Agency : Allstate Insurance
Boat Insurance Agent · El Dorado Hills, CA

Serving El Dorado Hills and surrounding areas, Sierra Mountain Insurance Agency, also known as the Sohil Yusuf Agency, provides comprehensive boat insurance solutions through Allstate. Their services include coverage for watercraft, from personal watercraft to larger vessels, with available maintenance plans that address seasonal risks and inland waterway needs. The agency assists clients in protecting their investment against common perils unique to the region's lakes and rivers. Its property coverage extends to single-family homes, apartments, retail spaces, and restaurants.

JB
989 Governor Dr Ste 104
Jeremy Barkhurst - State Farm Insurance Agent
Boat Insurance Agent · El Dorado Hills, CA

Jeremy Barkhurst’s State Farm Insurance Agency in El Dorado Hills serves local homeowners, property managers, and boat owners who need liability and physical damage coverage for watercraft. As a boat insurance agent, the agency helps clients protect personal watercraft and larger vessels used for recreation on nearby lakes and reservoirs. The office provides personalized policy reviews to match coverage with each boater’s specific needs. In addition to serving El Dorado Hills, this agency also covers boat insurance clients in the Folsom area and surrounding parts of Sacramento County.

CC
4359 Town Center Blvd Ste 112
Chris Cheng - State Farm Insurance Agent
Boat Insurance Agent · El Dorado Hills, CA

Serving El Dorado Hills and the surrounding communities of California’s Gold Country, Chris Cheng - State Farm Insurance Agent provides boat insurance policies. The agency handles coverage for various watercraft, including motorboats, sailboats, and personal watercraft, protecting clients against liability, physical damage, and theft. For each policy, it typically assesses the specific value and usage of the vessel to recommend appropriate coverage limits and deductibles.

KI
5170 Golden Foothill Pkwy
Kinkaid Insurance Services
Boat Insurance Agent · El Dorado Hills, CA

In the Sacramento-area boating community, marine insurance typically offers a choice between an annual policy covering full navigation months and a seasonal policy for limited usage periods. Kinkaid Insurance Services in El Dorado Hills, CA, specializes in this distinction, generating quotes for both options to protect against liability and physical damage common on Folsom Lake and the Delta. Coverage consultations address hull value, towing, and onboard equipment. Client service for policy adjustments or claims assistance generally runs on an as-needed basis throughout the year.

GI
3905 Park Dr #110
Gold Insurance Solutions
Boat Insurance Agent · El Dorado Hills, CA

As a boat insurance agent in El Dorado Hills, CA, Gold Insurance Solutions specializes in coverage options for personal watercraft, fishing boats, and sailboats. It also handles policies for yachts and offers comprehensive liability, collision, and uninsured boater protection to clients throughout the region. The company helps local boat owners navigate seasonal requirements, including proper coverage for winter storage periods and the increased liability risks during peak summer months on nearby lakes and waterways.

SF
895 Embarcadero Dr Suite 206
Suburban Family Insurance Agency
Boat Insurance Agent · El Dorado Hills, CA

As the summer heat settles over El Dorado Hills and Lake Tahoe draws boaters onto the water, local owners seek dependable coverage for their vessels. Suburban Family Insurance Agency addresses these needs by offering personalized boat insurance policies that protect against common risks on nearby lakes and rivers. The agency works closely with each client to find suitable protection for hull, liability, and trailers. An initial review of the client’s boating habits and storage situation begins the process of tailoring a policy to fit their specific circumstances.

GS
1020 Suncast Ln Ste 101
Golden Sierra Insurance Services, LLC
Boat Insurance Agent · El Dorado Hills, CA

Golden Sierra Insurance Services, LLC works with clients in El Dorado Hills, CA to secure coverage for personal watercraft and larger recreational vessels. It specializes in boat insurance, offering options to protect against common on-water risks and liability exposures. The company helps owners navigate coverage for hull damage, equipment loss, and trailer protection. Its services are available for individuals with fishing boats, cruisers, and sailboats as well as commercial operators running charter offices, boat repair warehouses, and waterfront food service establishments.

BI
1132 Suncast Ln #8
Barragan Insurance Agency
Boat Insurance Agent · El Dorado Hills, CA

Barragan Insurance Agency in El Dorado Hills, CA specializes in protecting recreational boaters and watercraft owners. The agency arranges liability and physical damage policies for vessels used on local lakes and rivers, tailoring coverage to each client's specific boating habits. Their standard service range includes protection for hulls, motors, and trailers against common risks onsite. In addition to basic policies, Barragan offers add-on coverage for towing and emergency assistance while on the water.

FI
351 Green Valley Rd
Farmers Insurance - Michael Martinelli
Boat Insurance Agent · El Dorado Hills, CA
GI
5170 Golden Foothill Pkwy
Gaines Insurance Agency, Inc.
Boat Insurance Agent · El Dorado Hills, CA
(916) 773-8000
gainesins.com
MI
4661 Golden Foothill Pkwy Ste 106
Mackie Insurance Brokerage
Boat Insurance Agent · El Dorado Hills, CA
(916) 933-9213
mackieins.com
MD
5011 Golden Foothill Pkwy #1
Mercy Di Paolo Insurance Services
Boat Insurance Agent · El Dorado Hills, CA
(916) 989-9100
theworkerscompguy.com
BI
3941 Park Dr #20-591
Beasy Insurance Services
Boat Insurance Agent · El Dorado Hills, CA
(916) 939-0380
beasyins.com
DI
1121 White Rock Rd #205
Dillard Insurance Agency
Boat Insurance Agent · El Dorado Hills, CA
(916) 939-8553
dillardins.com
GI
5170 Golden Foothill Pkwy
Gee Insurance Group
Boat Insurance Agent · El Dorado Hills, CA
(916) 941-3801
geeinsurancegroup.com

What Does a a Boat Insurance Agent in El Dorado Hills Cost?

Boat insurance costs in California vary by boat type, value, and usage. For a typical powerboat, annual premiums range from 300 to 800 dollars for basic liability coverage. Full coverage policies for larger vessels or personal watercraft can cost 500 to 1,500 dollars per year. Factors like your boating experience, storage location, and claims history also affect the price. This is general information, not insurance advice.

About boat insurance agents in El Dorado Hills

Boat insurance agents in El Dorado Hills, California help protect your watercraft against risks on Folsom Lake and other local waterways. California law requires liability coverage for boats with motors over certain horsepower, and an agent can guide you through these requirements. Local agents understand the unique needs of boaters in El Dorado Hills, from storage to seasonal use.

Frequently Asked Questions

What does boat insurance cover in El Dorado Hills?

Boat insurance typically covers physical damage to your vessel, liability for injury or damage to others, and medical payments. In California, liability coverage is required for boats with motors over 10 horsepower. Policies may also include coverage for theft, towing, and wreckage removal.

How do I find a boat insurance agent in El Dorado Hills?

You can search online for local independent agents or contact major insurance carriers that offer watercraft policies. Many agents in El Dorado Hills specialize in recreational boating and can provide quotes for sailboats, powerboats, and personal watercraft. Ask about their experience with California regulations and Folsom Lake conditions.

Are there California-specific laws for boat insurance?

Yes, California law requires liability insurance for boats with motors of 10 horsepower or more. This includes coverage for bodily injury and property damage. Additionally, California has a 3-year statute of limitations for filing a lawsuit after a boating accident. Your agent can explain how these laws affect your policy.

Boat Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.