The top-rated boat insurance agent in Folsom, California is Dan Normoyle - State Farm Insurance Agent, rated 5.0 stars across 164 reviews. Other highly rated options include Dr. Aaron Williams - State Farm Insurance Agent, Carlson Agency Insurance Services Inc., Whims Insurance and Financial Services. This directory lists 17 boat insurance agents serving Folsom.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dan Normoyle - State Farm Insurance Agent | 1833 Iron Point Rd STE 180 | (916) 608-2600 |
| 2 | Dr. Aaron Williams - State Farm Insurance Agent | 231 Blue Ravine Rd #100 | (916) 235-8565 |
| 3 | Carlson Agency Insurance Services Inc. | 9580 Oak Ave Pkwy #7-270 | (916) 439-1306 |
| 4 | Whims Insurance and Financial Services | 31 Natoma St #170 | (916) 817-6250 |
| 5 | Kyle Middleton - State Farm Insurance Agent | 705 Gold Lake Dr # 370 | (916) 355-1010 |
| 6 | Stuart Stackhouse Insurance Agency | 833 Willow Creek Dr | (916) 798-0869 |
| 7 | Century Partners Insurance Agency: Allstate Insurance | 13405 Folsom Blvd STE 810 | (916) 985-8484 |
| 8 | Sierra Mountain Insurance Agency: Allstate Insurance | 13405 Folsom Blvd STE 810 | (916) 985-8484 |
| 9 | Oakwood Interstate Insurance Services | 193 Blue Ravine Rd STE 180 | (916) 988-9080 |
| 10 | J D Shield Insurance Agency LLC | 50 Iron Point Cir Suite 140 | (916) 281-0101 |
Dan Normoyle - State Farm Insurance Agent serves the Folsom, California area, specializing in boat insurance. This agency helps local boat owners protect their watercraft from common risks on nearby lakes and rivers. Policies typically cover physical damage, liability, and theft. The agency also assists clients with adding coverage for personal property stored on board during the boating season and securing uninsured boater protection.
Dr. Aaron Williams - State Farm Insurance Agent in Folsom, CA, provides a range of boat insurance services, including liability coverage and comprehensive protection for watercraft. It offers service plan options that help clients maintain dockage and storage coverage throughout the boating season. The agency handles policy adjustments for changing vessel values and reviews safety equipment requirements for local waterways. Its property services encompass coverage for single-family homes, apartments, retail locations, and restaurants.
Homeowners, businesses, and boat owners in Folsom, CA, can rely on Carlson Agency Insurance Services Inc. for boat insurance agent work. The agency assists clients in securing coverage for various watercraft, addressing liability and physical damage needs common to the region. It helps customers navigate insurance options tailored to their boating activities and local waterways. In addition to serving Folsom, the agency also covers clients in the Roseville area of the Sacramento metro.
Whims Insurance and Financial Services serves Folsom, California, and the surrounding communities in the Sacramento region. It handles boat insurance policies for local clients, providing coverage for various watercraft. The agency works to find suitable protection for each boater's needs by comparing available insurance options. It typically approaches each application by reviewing the client's vessel details and usage to build a fitting policy solution.
Kyle Middleton - State Farm Insurance Agent in Folsom, CA, specializes in boat insurance policies that cover liability, physical damage, and medical payments for watercraft owners. It also offers broader home and auto insurance services to local residents. The agency helps clients protect their vessels from common risks such as theft, vandalism, and collisions on lakes or rivers in the area. Additionally, it assists boaters in Folsom with addressing specific concerns like unexpected storm damage during the region’s heavy spring rains.
Spring runoff and sudden Sierra storms can put Folsom Lake and local river boats at risk, making proper coverage essential for owners. Stuart Stackhouse Insurance Agency offers boat insurance policies that address these unique California foothill conditions. The company advises clients on hull coverage, liability limits, and trailer protection based on specific vessel use and storage habits. Policies are written through standard marine insurance markets serving the greater Folsom area. Prospective clients can begin by scheduling a brief assessment of their boat’s current coverage and seasonal mooring situation.
Century Partners Insurance Agency: Allstate Insurance in Folsom, CA distinguishes between a one-time policy purchase and recurring annual service options for boat owners. Coverage typically protects against physical damage, liability for accidents on the water, and theft of the vessel or its equipment. Agents tailor policies to the specific length, value, and usage of each watercraft. This agency schedules appointments and renewals on an as-needed basis, contacting clients when their current policy term approaches expiration.
Sierra Mountain Insurance Agency: Allstate Insurance, located in Folsom, California, serves residential boat owners in the local area with coverage policies. Commercial watercraft protection for businesses or charting operations on nearby waterways is also available through their standard offerings. The agency’s service area includes the greater Sacramento region and foothill communities. Clients transferring or enrolling new policies receive thorough documentation and binding. For established customers, the agency processes renewals, mid-term amendments, and follow-up paperwork between regular boating seasons without requiring constant in-person visits.
Oakwood Interstate Insurance Services assists clients in Folsom, California, with securing policies for watercraft. As a boat insurance agent, the company helps boaters address liability on local waterways and coverage for physical damage to vessels. Clients can also explore specialty add-ons such as coverage for fishing equipment, towing assistance, or agreed value policies for older boats. This local office can serve commercial sectors including marinas, boat repair shops, and waterfront food service operations.
J D Shield Insurance Agency LLC is known for providing local boat insurance solutions tailored to the needs of Folsom, California boat owners. The agency offers coverage for a range of watercraft, helping clients manage risks on nearby lakes and rivers. Policies typically address liability, physical damage, and towing concerns. As a specialty service, the agency can add on coverage for personal watercraft, ensuring all recreational vessels on the water are properly protected.
What Does a a Boat Insurance Agent in Folsom Cost?
Typical annual boat insurance premiums in California range from 300 to 800 dollars for a small runabout, and 800 to 2,500 dollars for a larger cruiser or yacht. Factors like boat value, horsepower, and navigation area affect the price. Folsom Lake coverage may add a small surcharge due to local risks. This is general information, not insurance advice.
About boat insurance agents in Folsom
Boat insurance agents in Folsom, California help you protect your watercraft on Folsom Lake and other local waterways. California law requires liability coverage for most motorized vessels, and agents can explain the specific minimums. Working with a local agent ensures your policy meets state requirements and covers common risks like theft, damage, and towing.
Frequently Asked Questions
What does a boat insurance agent in Folsom do?
A boat insurance agent in Folsom helps you find a policy that covers your boat, motor, trailer, and personal property. They explain California-specific requirements like liability limits for lakes and rivers. They also assist with claims and policy changes.
Is boat insurance required by law in California?
Yes, California law requires liability insurance for most motorized vessels operated on state waterways. The minimum liability limit is 15,000 dollars for bodily injury per person, 30,000 dollars per accident, and 5,000 dollars for property damage. An agent can help you meet these requirements.
What factors affect boat insurance cost in Folsom?
Costs depend on the boat type, value, horsepower, and how you use it. Storage location in Folsom, your boating experience, and claims history also matter. Agents can compare quotes from multiple insurers to find a suitable rate.
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