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Find Boat Insurance Agents Near You in Imperial Beach, CA
Browse boat insurance agents serving Imperial Beach, California. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Imperial Beach, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 5 boat insurance agents in Imperial Beach, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tracey Rivera Insurance Agency Inc. - State Farm Insurance
1239 Palm Ave, Imperial Beach, CA 91932
(619) 424-3956
traceyriveraagency.com
Cheryl Close - State Farm Insurance Agent
1144 13th St Suite 101, Imperial Beach, CA 91932
(619) 423-7111
cherylclose.com
Greg Nelson: Allstate Insurance
1228 Palm Ave, Imperial Beach, CA 91932
(619) 423-2633
agents.allstate.com
Farmers Insurance - Carlos Diaz
1340 Imperial Beach Blvd Ste 204, Imperial Beach, CA 91932
(619) 425-0079
agents.farmers.com
Ideal Choice Insurance & Notary Services
1237 Palm Ave, Imperial Beach, CA 91932
(619) 423-7172
idealchoiceinsurance.com
Boat insurance agents in Imperial Beach help you protect your watercraft against risks like collision, theft, and liability. California law requires liability insurance for boats with motors over 15 horsepower. Local agents can tailor policies to cover the unique conditions of San Diego Bay and the Pacific Ocean.
What Does a Boat Insurance Agent in Imperial Beach Cost?
Typical boat insurance costs in California range from 300 to 800 dollars per year for a small runabout, up to 2,000 dollars or more for larger yachts. Factors include boat value, horsepower, usage, and your claims history. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does boat insurance cover in California?
Boat insurance typically covers physical damage to your boat, liability for injury or damage to others, and medical payments. California requires liability insurance for motorized boats, and many policies also cover towing and salvage.
Do I need boat insurance in Imperial Beach?
Yes, if your boat has a motor over 15 horsepower, California law requires liability insurance. Even for smaller boats, insurance is strongly recommended to protect against accidents, theft, and weather damage common in coastal areas.
How do I choose a boat insurance agent in Imperial Beach?
Look for an agent who specializes in marine insurance and understands local risks like fog, tides, and harbor traffic. Ask about coverage for navigation limits, hurricane season, and uninsured boaters.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.