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Boat Insurance Agents in Los Altos, CA

Directory of boat insurance agents in Los Altos, California. Verify credentials with the state department of insurance before hiring.

11 agents listed
Updated May 2026
Los Altos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 11 boat insurance agents in Los Altos, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jim Flynn - State Farm Insurance Agent
4546 El Camino Real b4, Los Altos, CA 94022
(650) 941-5000 jimflynnlosaltos.com
Josh Anderson - State Farm Insurance Agent
4546 El Camino Real b4, Los Altos, CA 94022
(650) 941-5000 agentjoshanderson.com
Cathy Nguyen: Allstate Insurance
745 Distel Dr Suite 119, Los Altos, CA 94022
(650) 964-3022 agents.allstate.com
Al Ward - State Farm Insurance Agent
4546 El Camino Real b4, Los Altos, CA 94022
(650) 941-5000 alwardlosaltos.com
Michael Tirabassi - State Farm Insurance Agent
4546 El Camino Real b4, Los Altos, CA 94022
(650) 209-1202 michaeltirabassi.com
Gil Koury Insurance
86 3rd St UNIT 115, Los Altos, CA 94022
(650) 947-7676 gilkouryinsurance.com
Dwight Matthews - State Farm Insurance Agent
1564 Miramonte Ave, Los Altos, CA 94024
(650) 948-8164 dwightmatthewsinsurance.com
Gilbert P Koury Insurance Broker
86 3rd St UNIT 115, Los Altos, CA 94022
(650) 947-7676 gilkouryinsurance.com
Jack Flesher - State Farm Insurance Agent
445 S San Antonio Rd #101, Los Altos, CA 94022
(650) 941-8700 statefarm.com
Johnson Financial & Insurance Services
171 Main St Suite #607, Los Altos, CA 94022
(650) 949-6601 jfisinc.com
Gil Koury Insurance
167 S San Antonio Rd, Los Altos, CA 94022
(650) 947-7676 gilkouryinsurance.com

Boat insurance agents in Los Altos, California help owners protect their watercraft from risks like collision, theft, and liability. California law requires liability insurance for boats with motors over 15 horsepower, and many marinas also require proof of coverage. A local agent can tailor a policy to match your specific vessel and usage on nearby waterways such as the San Francisco Bay or Lexington Reservoir.

What Does a Boat Insurance Agent in Los Altos Cost?

Typical boat insurance costs in California range from 300 to 800 dollars per year for a small runabout, and from 800 to 2,500 dollars for a larger yacht or sailboat. Rates depend on factors such as boat value, horsepower, navigation area, and your claims history. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a boat insurance agent in Los Altos do?
A boat insurance agent helps you find and purchase a policy that covers your boat, motor, trailer, and liability. They explain coverage options, help you meet California legal requirements, and assist with claims if needed.
Is boat insurance required by law in California?
Yes, California law requires liability insurance for any boat with a motor of 15 horsepower or more. You must carry at least the minimum liability limits set by the state to operate legally.