The top-rated boat insurance agent in Madera, California is Fiesta Auto Insurance & Tax Service, rated 4.7 stars across 729 reviews. Other highly rated options include Cost-U-Less Insurance, Local Medicare Agents - LMA Insurance, AAA Madera Branch. This directory lists 19 boat insurance agents serving Madera.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Fiesta Auto Insurance & Tax Service | 208 E Yosemite Ave | (559) 664-8800 |
| 2 | Cost-U-Less Insurance | 2380 W Cleveland Ave E-5 | (559) 397-0366 |
| 3 | Local Medicare Agents - LMA Insurance | 1825 Howard Rd Suite C | (559) 648-9227 |
| 4 | AAA Madera Branch | 221 N G St | (559) 662-4700 |
| 5 | Elite Home & Auto Insurance Agency | 1629 Howard Rd | (559) 675-8400 |
| 6 | Farmers Insurance - Israel Cortes | 1825 Howard Rd Ste B | (559) 230-1300 |
| 7 | Ray Joseph Rezendes Jr - State Farm Insurance Agent | 1613 Howard Rd | (559) 673-9176 |
| 8 | Bohner Lacefield Marine | 10738 CA-41 | (559) 431-0336 |
| 9 | Farmers Insurance - Jeffrey Jackson Ins Agency Inc | 321 W Yosemite Ave Ste 107 | (559) 674-8889 |
| 10 | Goosehead Insurance - David W Wagner | 36914 Ave 12 Unit 16 | (559) 286-0460 |
Fiesta Auto Insurance & Tax Service, based in Madera, California, provides general insurance products and specializes in boat insurance agent work for local watercraft owners. This company helps clients secure coverage for a variety of boats, such as fishing vessels or personal watercraft, protecting against accidents and liability on area lakes and waterways. The agency's services extend to commercial sectors, including offices, warehouses, and food service operations.
Cost-U-Less Insurance in Madera, California, serves residential boat owners seeking coverage for personal watercraft and small vessels in the local area. Commercial policies for charter or fishing operations are also available nearby. Their agency assists clients through the process of securing protection against common waterborne risks in the region. After the initial policy is set, the team provides follow-up support for claims and coverage adjustments between regular visits to ensure ongoing suitability for their customers’ needs.
Local Medicare Agents - LMA Insurance in Madera, CA serves as a boat insurance agent, providing coverage options that include liability, physical damage, and medical payments for watercraft. It also offers service and maintenance plans to help vessel owners keep their boats in safe, operable condition throughout the year. The company handles policies for a variety of properties, including single-family homes, apartments, retail locations, and restaurants.
AAA Madera Branch serves Madera County and the surrounding region as a boat insurance agent. It assists local boat owners in securing coverage for a variety of watercraft. The agency helps clients understand essential policy protections, including liability and physical damage coverage. It works with multiple carriers to find suitable options for different types of vessels. Common services include helping customers with coverage for fishing boats and personal watercraft like jet skis.
Elite Home & Auto Insurance Agency serves local homeowners and property owners in Madera, California, providing boat insurance agent services to protect watercraft from transit and storage risks. The agency helps clients secure policies suited for personal watercraft, fishing boats, and small yachts navigating nearby lakes and rivers. Standard coverages typically include liability, physical damage, and towing assistance. By working with multiple carriers, agents can tailor plans to individual boating needs. The firm also extends its services to clients in the Fresno metro area and surrounding communities such as Chowchilla.
Boat owners in Madera often choose between a one-time policy for a single season or a recurring annual plan that covers their vessel year round. Farmers Insurance - Israel Cortes provides insurance options for local boats, addressing needs that range from liability on small fishing craft to broader coverage for larger recreational vessels. Typical policies help protect against physical damage, theft, and on-water accidents common to the San Joaquin Valley waterways. Service for existing customers generally runs on an as-needed basis, allowing clients to request adjustments or file claims at their own convenience.
Serving Madera, California, and the surrounding communities of the central San Joaquin Valley, this agency handles boat insurance coverage for local watercraft owners. It typically provides standard policies for liability, physical damage, and medical payments related to recreational boating. When handling a typical job, the agent starts by reviewing the boat’s use and value, then quotes appropriate coverage limits from the available underwriting options.
Bohner Lacefield Marine specializes in arranging coverage for both powerboats and sailboats, protecting vessels used for leisure and fishing on local waterways. The agency also handles policies for personal watercraft and small commercial craft operating in the Madera area. Guiding clients through liability and physical damage options, it works to match coverage with each boater’s needs. Inland lake basins and seasonal irrigation canals present unique navigation hazards, so the firm helps address the specific risks of spring high-water conditions and summer storm debris.
With the changing water levels and seasonal storms affecting local waterways, boat owners in Madera County often seek reliable coverage to protect their vessels and liability. Farmers Insurance - Jeffrey Jackson Ins Agency Inc provides tailored policies for boats, jet skis, and personal watercraft, helping clients meet lender and marina requirements. The agency evaluates each customer’s docking location, usage patterns, and hull value during an initial consultation. A full inspection of the boat and its safety equipment precedes the policy finalization step.
Goosehead Insurance - David W Wagner provides boat insurance coverage to clients in Madera, California. Its policies can include liability protection for watercraft damages and collision coverage for vessels used on regional lakes and waterways. Specialized add-ons may cover personal watercraft, fishing equipment, and towing assistance during boating trips in the Central Valley. The agency also offers commercial policies suitable for local offices, warehouses, and food service businesses that require property or general liability protection.
What Does a a Boat Insurance Agent in Madera Cost?
The cost of boat insurance in California varies widely based on boat value, type, usage, and your driving record. A typical policy for a mid-sized powerboat may range from 300 to 800 dollars per year, while larger yachts or high-performance vessels can cost 1,000 to 3,000 dollars or more annually. Factors like safety equipment, storage location, and boating experience also affect premiums. This is general information, not insurance advice.
About boat insurance agents in Madera
Boat insurance agents in Madera, California help you protect your watercraft against damage, theft, and liability. California law requires liability coverage for boats with motors over certain horsepower, and many marinas also require proof of insurance. A local agent can explain how state regulations and Central Valley water conditions affect your policy needs.
Frequently Asked Questions
What does boat insurance cover in California?
Boat insurance typically covers physical damage to your boat, liability for injury or damage you cause to others, and medical payments for you and your passengers. California law does not mandate boat insurance for all vessels, but lenders and marinas often require it.
How do I choose a boat insurance agent in Madera?
Look for an agent who specializes in watercraft policies and understands local risks like weather on Millerton Lake or the San Joaquin River. Ask about coverage for towing, salvage, and uninsured boaters, which are common concerns in California.
Does my homeowners policy cover my boat in Madera?
Most homeowners policies offer very limited boat coverage, usually only for small boats under a certain length or horsepower. For larger boats or higher liability risks, you need a separate boat insurance policy from a licensed agent.
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