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Find Boat Insurance Agents Near You in Modesto, CA
Looking for a boat insurance agent in Modesto? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Modesto, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 boat insurance agents in Modesto, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
SaveDirect Insurance Agency, LLC
1800 Tully Rd G, Modesto, CA 95350
(209) 857-5877
savedirectinsurance.com
Acceptance Insurance
2045 W Briggsmore Ave Ste A-6, Modesto, CA 95350
(209) 375-7112
locations.acceptance.com
Farmers Insurance - Maria (Candy) Melara
2507 E Hatch Rd Ste B, Modesto, CA 95351
(209) 556-9946
agents.farmers.com
The Source Auto Insurance Agency LLC
822 9th St #1, Modesto, CA 95354
(209) 661-7171
thesourceautoinsurance.com
TopFlight Insurance Services
901 N Carpenter Rd #37, Modesto, CA 95351
(209) 622-4622
topflightinsurance.net
Pam Shelton-Allen - State Farm Insurance Agent
3516 Oakdale Rd ste a, Modesto, CA 95357
(209) 551-0221
pamshelton.biz
TSM Insurance Services
1317 Oakdale Rd #910, Modesto, CA 95355
(209) 524-6366
tsminsurance.com
Mendoza Insurance Services
724 E Hatch Rd, Modesto, CA 95351
(209) 488-3200
mendozainsurance.com
The Giuliano Insurance Agency Inc: Allstate Insurance
1508 Coffee Rd Suite G, Modesto, CA 95355
(209) 578-1059
agents.allstate.com
insureCAL Insurance Agency
3508 Dale Rd, Modesto, CA 95356
(209) 250-0269
turlockinsurance.com
Farmers Insurance - Timothy McCain
1236 Floyd Ave Ste B, Modesto, CA 95350
(209) 527-8800
agents.farmers.com
Teresa Clutter Insurance Services LLC
400 12th St #26, Modesto, CA 95354
(209) 836-0719
clutterinsurance.com
Omega Pacific Insurance Solutions
1016 12th St Ste. A, Modesto, CA 95354
(209) 338-5500
trustomega.com
C-B Associates Insurance
1505 G St, Modesto, CA 95354
(209) 527-8055
cbassociatesinsurance.com
Skeet's Insurance Service, Inc.
2307 Oakdale Rd Ste. 400, Modesto, CA 95355
(209) 526-1578
skeetsins.com
Macias Insurance Services
1511 Crows Landing Rd, Modesto, CA 95358
(209) 846-9800
maciasinsurancemodesto.com
Wylie Insurance Services
1729 Tully Rd Suite 6, Modesto, CA 95350
(209) 526-4402
wylieinsurance.net
Modesto Insurance Center
3025 McHenry Ave suite m, Modesto, CA 95350
(209) 529-0745
Golden Oak Insurance Services (Insurance Broker)
3540 Oakdale Rd A-1, Modesto, CA 95357
(209) 222-6200
goldenoakinsurance.com
Lamoure's Insurance
1367 Standiford Ave suite a, Modesto, CA 95350
(209) 577-8380
lamouresinsurance.com
Boat insurance agents in Modesto help you protect your watercraft on the Stanislaus and Tuolumne Rivers as well as nearby reservoirs. California law requires liability coverage for boats with motors over 15 horsepower. An agent can guide you through hull coverage, liability limits, and uninsured boater protection specific to the state.
What Does a Boat Insurance Agent in Modesto Cost?
Boat insurance in California typically costs between 300 and 800 dollars per year for a standard runabout or fishing boat. Higher value vessels or high performance boats can cost 1,000 to 3,000 dollars annually. Premiums vary based on boat size, horsepower, and coverage limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of boats need insurance in California?
In California any motorized watercraft with an engine over 15 horsepower must carry liability insurance. This includes powerboats, personal watercraft like Jet Skis, and sailboats with auxiliary motors. Non-motorized boats such as kayaks and canoes do not require insurance but coverage is still recommended.
Does my homeowners policy cover my boat in Modesto?
Homeowners policies usually only cover small boats like canoes or small sailboats with low value. Larger motorized boats and personal watercraft require a separate boat insurance policy. Check with your agent to see if your specific boat is excluded from your home policy.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.