The top-rated boat insurance agent in Moorpark, California is Insurance Brokers West, Inc., rated 5.0 stars across 262 reviews. Other highly rated options include Lynda Rummelhoff - State Farm Insurance Agent, Bill Gomez - State Farm Insurance Agent, AD Larsen Insurance Services. This directory lists 14 boat insurance agents serving Moorpark.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Brokers West, Inc. | 233 E High St Suite 200 | (805) 299-2150 |
| 2 | Lynda Rummelhoff - State Farm Insurance Agent | 332 Moorpark Ave | (805) 553-0355 |
| 3 | Bill Gomez - State Farm Insurance Agent | 530 Los Angeles Ave UNIT 205 | (805) 529-1055 |
| 4 | AD Larsen Insurance Services | 12084 Alderbrook St | (805) 427-1164 |
| 5 | Pacific Affinity Insurance | 233 E High St UNIT 202 | (310) 360-5028 |
| 6 | Independent Executive Insurance Brokers | 5069 Maureen Ln | (805) 624-4815 |
| 7 | Moy Serrano - State Farm Insurance Agent | 216 Moorpark Ave UNIT 204 | (805) 531-6677 |
| 8 | Farmers Insurance - Samuel Grant | 484 E Los Angeles Ave #110 | (805) 552-4671 |
| 9 | Strickler Insurance Agency, Inc. | 874 Patriot Dr E | (818) 285-0323 |
| 10 | H & S Insurance Services, Inc. | 887 Patriot Dr Suite D | — |
Insurance Brokers West, Inc. serves Moorpark and the surrounding Ventura County area. The agency provides boat insurance agent services, helping clients secure coverage for various types of watercraft. They work with local boat owners to navigate policy options that address liability and physical damage concerns. A core function involves tailoring coverage to match the specific risks of using waterways in this region. They handle policies for personal watercraft and also assist with yacht insurance needs in this coastal community.
Lynda Rummelhoff - State Farm Insurance Agent in Moorpark, CA provides a full range of boat insurance services, including liability coverage and policies for damage or theft. It offers customizable plans to help protect watercraft throughout the year, with options for seasonal usage or comprehensive maintenance coverage. The agency also assists clients in adjusting deductibles and coverage limits to fit their specific needs. This company serves single-family homes, apartments, retail businesses, and local restaurants throughout the Moorpark area.
Homeowners and property owners in Moorpark, California visit Bill Gomez - State Farm Insurance Agent for boat insurance coverage. The agency helps local clients protect their watercraft, including fishing boats and personal watercraft, against common risks like damage or liability. Policies are written to address the specific needs of boat owners navigating regional lakes and coastal waters. This agency provides tailored service to individuals and families throughout Moorpark. It also covers boat owners in the neighboring community of Simi Valley.
Serving Moorpark and the surrounding Ventura County communities, AD Larsen Insurance Services handles boat insurance for a variety of recreational watercraft, including sailboats, fishing boats, and personal watercraft. The agency works with local and regional carriers to help protect clients from liability, physical damage, and theft. Each policy is built by discussing the vessel’s typical usage, storage location, and navigation area to ensure coverage matches the boater’s specific activities and risks.
Pacific Affinity Insurance in Moorpark, CA, provides boat insurance agent services for local watercraft owners. One-time service policies offer fixed-term coverage for specific voyages or seasonal use, while recurring service options maintain continuous year-round protection against common risks like collision, theft, and liability. Policies can be tailored to cover a variety of boats, from small outboards to larger cruisers. Service for new policies or coverage adjustments runs on a scheduled basis, and claims support is available as needed.
Independent Executive Insurance Brokers in Moorpark, CA specializes in securing tailored coverage for yachts, sailboats, and personal watercraft. The agency also provides comprehensive liability and physical damage policies for general recreational boating needs throughout the region. Fishing boats, cabin cruisers, and skiffs all receive custom risk assessments to match the specific hull value and usage patterns of each vessel. As Southern California’s wildfire season approaches, the agency helps local boat owners adjust their policies to cover potential smoke damage and ash contamination while vessels are dry-docked.
Moy Serrano - State Farm Insurance Agent in Moorpark, CA, works with clients to secure coverage for their personal watercraft and larger vessels. This office specializes in boat insurance policies that protect against typical risks on local lakes and coastal waters. Policies can be tailored to cover damage, liability, and equipment loss. Commercial operations are also served, including offices handling fleet logistics, warehouses storing marine supplies, and food service businesses with waterfront dining locations.
As spring and summer draw more boaters to the waters around Moorpark, securing proper coverage becomes essential. Farmers Insurance - Samuel Grant assists local boat owners with matching policies to their specific vessel needs, considering factors such as usage, storage, and liability exposure from other watercraft. This agency provides personalized guidance through the options available for both recreational and fishing boats. A typical first step involves a brief consultation to examine the boat’s details, completed before any formal paperwork begins.
Strickler Insurance Agency, Inc. serves residential boat owners in the Moorpark, California area. The company also provides commercial coverage for marine businesses operating on local waterways and lakes. Their services extend across Ventura County and neighboring regions, connecting clients with appropriate policies for a range of watercraft. After a policy is bound, the agency follows up before each renewal term to review coverage needs. Clients are encouraged to contact the office between regular service intervals if their vessel usage or storage situation changes.
What Does a a Boat Insurance Agent in Moorpark Cost?
The cost of boat insurance in California typically ranges from 300 to 800 dollars per year for a small runabout to 1500 to 4000 dollars for a larger yacht. Factors that affect your premium include the boat value engine power your boating experience and where you keep the vessel. Moorpark agents can provide quotes based on your specific boat and usage. This is general information and not insurance advice.
About boat insurance agents in Moorpark
Boat insurance agents in Moorpark California help you protect your watercraft from risks like accidents theft and storm damage. California law requires liability coverage for boats with motors over certain horsepower. Local agents can explain how state regulations affect your policy and help you meet legal requirements.
Frequently Asked Questions
What types of boats need insurance in Moorpark California?
In California any motorized boat with more than 15 horsepower must carry liability insurance. This includes sailboats with auxiliary motors and personal watercraft like Jet Skis. Non-motorized boats such as kayaks and canoes typically do not require insurance but coverage is still recommended.
Does California have specific liability limits for boat insurance?
Yes California requires minimum liability coverage of 15 thousand dollars for bodily injury per person 30 thousand per accident and 5 thousand for property damage. Your Moorpark agent can help you choose higher limits to protect your assets.
How does California boat insurance handle uninsured boaters?
California law does not require uninsured boater coverage but many agents recommend it. This coverage protects you if you are hit by a boater who has no insurance or does not have enough coverage to pay for your damages.
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