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Compare Boat Insurance Agents in Palo Alto, CA

Compare boat insurance agents in Palo Alto. Review contact information and insurance categorys before you decide.

12 agents listed
Updated May 2026
Palo Alto, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 12 boat insurance agents in Palo Alto, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
ERGO NEXT (NEXT Insurance)
975 California Ave, Palo Alto, CA 94304
(855) 222-5919 nextinsurance.com
Candice Kistner - State Farm Insurance Agent
576 Cambridge Ave, Palo Alto, CA 94306
(650) 424-1100 insurancebycandice.com
WHINS Insurance Agency
300 Hamilton Ave #1002, Palo Alto, CA 94301
(650) 899-1115 whins.com
Farmers Insurance - Jay Schmidt
459 Hamilton Ave UNIT 207, Palo Alto, CA 94301
(650) 329-8711 agents.farmers.com
Allstate Insurance Agent Harold Lorber
467 Hamilton Ave #11, Palo Alto, CA 94301
(650) 322-5191 agents.allstate.com
Amanda Martin - State Farm Insurance Agent
Charleston Shopping Center, 3968 Middlefield Rd, Palo Alto, CA 94303
(650) 494-1404 amandajmartin.com
Insurance by Lee Aldinger Insurance
460 California Ave Suite #203, Palo Alto, CA 94306
(650) 326-3350 aldingerins.com
Allied Brokers Insurance Agency, Inc.
591 Lytton Ave, Palo Alto, CA 94301
(650) 328-1000 alliedbrokers.com
Marketside Insurance Services
4083 Transport St, Palo Alto, CA 94303
(650) 858-1123 marketside.net
Pacific Life Insurance Co
Palo Alto, CA 94301
(650) 321-9999 pacificlife.com
Tokio Marine America
3223 Hanover St suite 110, Palo Alto, CA 94304
(650) 617-3271 tmamerica.com
Farmers Insurance
948 Industrial Ave, Palo Alto, CA 94303
(650) 321-7637 agents.farmers.com

Boat insurance agents in Palo Alto help you protect your watercraft with policies tailored to California regulations. California law requires liability coverage for motorized boats operated on state waterways. Local agents can guide you through the specific requirements for the San Francisco Bay and nearby lakes.

What Does a Boat Insurance Agent in Palo Alto Cost?

Boat insurance costs in California typically range from 300 to 800 dollars per year for a small powerboat up to 1,500 to 3,000 dollars for a larger yacht. Factors include boat value engine size usage and your boating experience. Premiums may be higher for vessels operating in high risk areas like the Pacific Ocean. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of boats need insurance in Palo Alto?
In California, motorized boats including sailboats with engines must carry liability insurance. This applies to vessels used on public waterways like the San Francisco Bay and local reservoirs. Non-motorized boats like kayaks typically do not require insurance.
Does California have a minimum liability amount for boat insurance?
Yes California requires a minimum of 15,000 dollars for bodily injury per person 30,000 dollars per accident and 5,000 dollars for property damage. Your agent can help you choose higher limits for better protection.