ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Boat Insurance Agents Near You in Richmond, CA

Browse boat insurance agents serving Richmond, California. Updated 2026-07-14.

The top-rated boat insurance agent in Richmond, California is Futuro Insurance Services Richmond, rated 5.0 stars across 44 reviews. Other highly rated options include Guillermo Jimenez Insurance Agency, JG Insurance Solutions, Hernandez Agency & DMV Business Partner Services. This directory lists 11 boat insurance agents serving Richmond.

Showing 11 boat insurance agents in Richmond, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Futuro Insurance Services Richmond12553 San Pablo Ave B(510) 403-4333
2Guillermo Jimenez Insurance Agency242 Marina Way Suite A(415) 515-0297
3JG Insurance Solutions12807 San Pablo Ave(510) 307-5157
4Hernandez Agency & DMV Business Partner Services855 Marina Bay Pkwy Ste 260(510) 230-4370
5M.A. Hays Insurance Brokers232 Broadway(510) 235-0353
6Johanna Arroliga - XIX Insurance1503 Macdonald Ave Suite A110(510) 831-1107
7UNICOM INSURANCE & FINANCIAL SERVICES LLC12976 San Pablo Ave(510) 234-0517
8Mervyn M Davis Insurance Agency, LLC12495 San Pablo Ave(510) 232-5785
9Uren & Myers Insurance Agency3211 Auto Plaza(510) 243-2410
10Excellence Auto Insurance Agency4500 Barrett Ave(510) 685-3095
FI
12553 San Pablo Ave B
Futuro Insurance Services Richmond
Boat Insurance Agent · Richmond, CA

Futuro Insurance Services Richmond serves boat owners throughout Contra Costa County, offering specialized marine insurance coverage tailored to local waterways. As a dedicated boat insurance agency, it helps clients protect their vessels against common risks such as damage, theft, and liability claims. The agency understands the unique needs of boaters navigating the San Francisco Bay and Delta regions. Its services include securing policies for pleasure craft and providing guidance on coverage limits for personal watercraft operating in this area.

GJ
242 Marina Way Suite A
Guillermo Jimenez Insurance Agency
Boat Insurance Agent · Richmond, CA

Guillermo Jimenez Insurance Agency provides comprehensive boat insurance services for owners navigating Richmond, California waterways. It offers policies covering liability, physical damage, and theft protection for various watercraft. The agency also advises clients on risk management and coverage adjustments suited to local bay conditions. Its service plans include regular policy reviews to ensure protection remains aligned with changing needs and vessel usage. In addition to marine coverage, the agency handles insurance for single-family homes, apartments, retail, and restaurants in the surrounding area.

JI
12807 San Pablo Ave
JG Insurance Solutions
Boat Insurance Agent · Richmond, CA

JG Insurance Solutions serves homeowners, businesses, and property managers in Richmond, California who need customized coverage plans for their watercraft. The agency specializes in connecting clients with appropriate boat insurance policies, helping to protect recreational and commercial vessels against common risks on local waterways. With a focus on matching individual needs to suitable coverage options, the company provides guidance through the selection process for liability, physical damage, and personal property protection. Its service area also extends to clients throughout the neighboring East Bay communities surrounding the San Francisco Bay metropolitan region.

HA
855 Marina Bay Pkwy Ste 260
Hernandez Agency & DMV Business Partner Services
Boat Insurance Agent · Richmond, CA

Located in Richmond, California, the Hernandez Agency & DMV Business Partner Services offers boat insurance coverage for clients in this waterfront city and the surrounding Bay Area communities. The agency handles policies tailored to a variety of watercraft, including personal boats and recreational vessels common in local marinas and waterways. To serve each policyholder, it emphasizes a straightforward, consultative process with careful evaluation of individual boating habits and risk factors to recommend appropriate coverage from its available options.

MH
232 Broadway
M.A. Hays Insurance Brokers
Boat Insurance Agent · Richmond, CA

For clients exploring boat insurance, a one-time policy provides seasonal coverage, while an annual recurring plan offers continuous protection for vessels moored year-round. M.A. Hays Insurance Brokers, located in Richmond, CA, functions as a boat insurance agent assisting local boat owners with navigating coverage options. Services include matching clients to policies that address liability, physical damage, and towing needs common along the San Francisco Bay waterways. Service for policy review, quotes, and adjustments runs on both a scheduled basis for renewals and an as-needed basis for new inquiries or mid-term changes.

JA
1503 Macdonald Ave Suite A110
Johanna Arroliga - XIX Insurance
Boat Insurance Agent · Richmond, CA

Johanna Arroliga - XIX Insurance specializes in arranging boat insurance policies for recreational and small commercial vessels in the Richmond area. It works with clients to secure coverage that protects against common risks like collision, theft, and liability while on the San Francisco Bay or nearby inland waterways. The company helps vessel owners manage the specific seasonal concern of winter storage and storm damage protection, ensuring policies address the heightened exposure to wind and water damage during the rainy months.

UI
12976 San Pablo Ave
UNICOM INSURANCE & FINANCIAL SERVICES LLC
Boat Insurance Agent · Richmond, CA

UNICOM INSURANCE & FINANCIAL SERVICES LLC provides general insurance coverage and specializes in boat insurance agent services for clients in Richmond, California. It helps vessel owners manage risks associated with watercraft, including liability and physical damage protection. The agency also works with commercial sectors, serving offices, warehouses, and food service operations by tailoring policies to their specific operational needs.

MM
12495 San Pablo Ave
Mervyn M Davis Insurance Agency, LLC
Boat Insurance Agent · Richmond, CA

With spring bringing warmer weather and renewed enthusiasm for Bay Area boating, Mervyn M Davis Insurance Agency, LLC in Richmond, CA helps local watercraft owners secure appropriate coverage. As a specialized boat insurance agent, they assess the unique risks of the region, from Delta currents to coastal fog. Their process begins with a thorough review of the vessel and owner needs to identify appropriate protection options. This initial inspection or detailed consultation helps ensure the policy fits each specific boating situation.

UM
3211 Auto Plaza
Uren & Myers Insurance Agency
Boat Insurance Agent · Richmond, CA

Uren & Myers Insurance Agency serves residential boat owners in Richmond, California, as well as offering commercial marine coverage tailored to local marinas and charter operators in the greater Bay Area. Their agency helps clients select appropriate protection against common perils such as weather damage, theft, and liability on regional waterways. Between regularly scheduled policy reviews, they provide prompt follow-up support for claims questions and coverage adjustments needed after a vessel update or seasonal change.

EA
4500 Barrett Ave
Excellence Auto Insurance Agency
Boat Insurance Agent · Richmond, CA

Excellence Auto Insurance Agency in Richmond, CA is known for providing boat insurance coverage tailored to the specific needs of local boat owners. Its services include protection for various watercraft, from fishing boats to personal watercraft, addressing liability, physical damage, and towing needs. Boaters navigating the San Francisco Bay or inland Delta waterways can benefit from policies that account for regional conditions. The agency also specializes in adding on coverage for fishing equipment and onboard electronics.

CO
3150 Hilltop Mall Rd
Connect One Insurance
Boat Insurance Agent · Richmond, CA
(888) 950-0663
connectoneinsurance.com

What Does a a Boat Insurance Agent in Richmond Cost?

Typical boat insurance costs in California range from 300 to 800 dollars per year for a small powerboat, and 1,000 to 3,000 dollars for larger vessels or yachts. Premiums depend on boat value, horsepower, usage, and your claims history. This is general information and not insurance advice.

About boat insurance agents in Richmond

Boat insurance agents in Richmond, California help you secure coverage for your watercraft. California law does not require boat insurance for most vessels, but marinas and lenders often require it. Agents can guide you on liability limits and physical damage options specific to San Francisco Bay conditions.

Frequently Asked Questions

What types of boat insurance are available in Richmond?

Common coverages include liability for bodily injury and property damage, physical damage for your boat, and uninsured boater protection. Agents can also offer coverage for trailers and personal effects.

Is boat insurance required by law in California?

California does not require boat insurance for most recreational boats. However, if you have a loan or keep your boat at a marina, the lender or marina may require proof of insurance.

How do I choose a boat insurance agent in Richmond?

Look for an agent licensed in California who specializes in marine or recreational vehicle insurance. Ask about their experience with local waterways like the San Francisco Bay and Delta.

Boat Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.