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HomeBoat Insurance AgentsCalifornia › Ridgecrest

Find Boat Insurance Agents Near You in Ridgecrest, CA

Browse boat insurance agents serving Ridgecrest, California. Updated 2026-07-14.

The top-rated boat insurance agent in Ridgecrest, California is Gary Charlon - State Farm Insurance Agent, rated 4.9 stars across 505 reviews. Other highly rated options include IWV Insurance Agency, Burnette Financial and Insurance Service: Allstate Insurance, Kevin Chambers. This directory lists 10 boat insurance agents serving Ridgecrest.

Showing 10 boat insurance agents in Ridgecrest, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Gary Charlon - State Farm Insurance Agent995 N Norma St suite a(760) 446-4279
2IWV Insurance Agency1310 N Norma St(760) 446-3544
3Burnette Financial and Insurance Service: Allstate Insurance105 Grande Way(760) 371-1099
4Kevin Chambers1281 N Norma St Ste A(760) 446-4560
5Farmers Insurance - Mariela Rubio643 N China Lake Blvd c(760) 446-4560
6State Farm Insurance459 S China Lake Blvd # G(760) 375-7731
7Bowles Desert Insurance123 W Ridgecrest Blvd(760) 371-1017
8Health Insurance Made Easy for Everyone1281 N Norma St B(760) 608-9265
9Fuze Financial & Insurance Agency LLC634 S China Lake Blvd(760) 463-9525
10Gary Charlon - State Farm Insurance Agent459 S China Lake Blvd # G(760) 375-7731
GC
995 N Norma St suite a
Gary Charlon - State Farm Insurance Agent
Boat Insurance Agent · Ridgecrest, CA

With the arrival of warmer weather bringing more boaters to local waters in and around Ridgecrest, CA, Gary Charlon - State Farm Insurance Agent helps vessel owners secure proper protection. The agency offers boat insurance policies designed to cover liabilities, physical damage, and equipment loss. Owners can discuss their specific needs, including coverage for fishing boats, pontoons, or personal watercraft. An initial assessment of the vessel and its typical usage helps determine the appropriate plan limits and deductibles before any final policy selection occurs.

II
1310 N Norma St
IWV Insurance Agency
Boat Insurance Agent · Ridgecrest, CA

IWV Insurance Agency provides boat insurance policies tailored for local watercraft owners in Ridgecrest, CA. The agency assists clients in selecting appropriate coverage and offers ongoing policy reviews to adjust plans as needs evolve. Its service support includes helping with claims filing and updating documentation for changes in boat usage or storage. IWV Insurance Agency services clients with single-family homes, apartments, retail, and restaurants.

BF
105 Grande Way
Burnette Financial and Insurance Service: Allstate Insurance
Boat Insurance Agent · Ridgecrest, CA

Burnette Financial and Insurance Service: Allstate Insurance in Ridgecrest, CA works with homeowners and other local property owners who need coverage for their personal watercraft. This agency provides boat insurance policies designed to protect vessels against common risks on nearby lakes and waterways. Policies can cover liability, physical damage, and storage concerns. Standard assistance includes reviewing policy details to match each customer’s boating habits. The agency also serves boat owners in the broader Indian Wells Valley area near Ridgecrest.

KC
1281 N Norma St Ste A
Kevin Chambers
Boat Insurance Agent · Ridgecrest, CA

Kevin Chambers serves boat owners in Ridgecrest, California, and the surrounding communities of the Indian Wells Valley. The agency handles both saltwater and freshwater watercraft, covering local needs from small fishing boats to larger cabin cruisers. It helps clients secure appropriate liability and physical damage policies relevant to regional waterways. Each quote is prepared by first reviewing the specific vessel type and its typical usage patterns in the area.

FI
643 N China Lake Blvd c
Farmers Insurance - Mariela Rubio
Boat Insurance Agent · Ridgecrest, CA

Farmers Insurance - Mariela Rubio in Ridgecrest, CA, handles boat insurance needs by distinguishing between single-trip policies and ongoing annual coverage tailored to local waterways. Their standard policies safeguard against physical damage, theft, and liability when operating personal watercraft in the region. Boat owners can discuss navigable area limitations and agreed-value versus actual-cash-value options for hull protection. Service is available on an as-needed basis for those requiring only occasional transient coverage, or on a scheduled annual renewal plan for year-round moorage and regular lake use.

SF
459 S China Lake Blvd # G
State Farm Insurance
Boat Insurance Agent · Ridgecrest, CA

State Farm Insurance in Ridgecrest, California, specializes in boat insurance policies tailored to protect watercraft against unique maritime risks. Its agents work with clients to understand coverage needs, including liability and physical damage protection. The business also handles general personal insurance needs for local residents and watercraft owners. During the severe summer heat, it assists boat owners in addressing the increased risk of engine fires and sun-related damage to vessels stored on local lakes or trailers.

BD
123 W Ridgecrest Blvd
Bowles Desert Insurance
Boat Insurance Agent · Ridgecrest, CA

Bowles Desert Insurance provides specialized boat insurance agency services for marine vessels, including liability and comprehensive coverage options. Located in Ridgecrest, CA, the company helps local boat owners secure protection for watercraft used on area lakes and reservoirs general policies often address physical damage and towing needs. During drought season or heavy wind conditions on local waterways, the agency assists clients with reviewing coverage limits to safeguard against unexpected storm-related incidents.

HI
1281 N Norma St B
Health Insurance Made Easy for Everyone
Boat Insurance Agent · Ridgecrest, CA

Health Insurance Made Easy for Everyone in Ridgecrest, CA, connects policyholders with boat insurance agents who evaluate hull and liability coverage needs for watercraft. The agency can arrange for add-ons including coverage for trailers, personal effects on board, and towing assistance during emergencies. Local boat owners benefit from tailored policies that protect against storm damage, collision, and theft on nearby lakes or rivers. The agents also serve commercial sectors such as marina offices, equipment warehouses, and lakeside food service operations.

FF
634 S China Lake Blvd
Fuze Financial & Insurance Agency LLC
Boat Insurance Agent · Ridgecrest, CA

Fuze Financial & Insurance Agency LLC provides boat insurance services to residential clients in Ridgecrest, California. Commercial watercraft policies are also available through this agency. Their coverage area extends throughout the local region and nearby waterways. The agency helps clients review policy limits and liability protection for their recreational or work vessels. Follow-up consultations are offered between regular visits to update coverage as a customer’s boating needs change.

GC
459 S China Lake Blvd # G
Gary Charlon - State Farm Insurance Agent
Boat Insurance Agent · Ridgecrest, CA

With the arrival of warmer weather bringing more boaters to local waters in and around Ridgecrest, CA, Gary Charlon - State Farm Insurance Agent helps vessel owners secure proper protection. The agency offers boat insurance policies designed to cover liabilities, physical damage, and equipment loss. Owners can discuss their specific needs, including coverage for fishing boats, pontoons, or personal watercraft. An initial assessment of the vessel and its typical usage helps determine the appropriate plan limits and deductibles before any final policy selection occurs.

What Does a a Boat Insurance Agent in Ridgecrest Cost?

Typical boat insurance costs in California range from 200 to 800 dollars per year for a small fishing boat, and from 500 to 2,000 dollars per year for a larger cruiser or yacht. Factors include boat value, horsepower, usage, and your claims history. This is general information, not insurance advice.

About boat insurance agents in Ridgecrest

Boat insurance agents in Ridgecrest, California help protect your watercraft against damage, theft, and liability. California law requires liability insurance for boats with motors over 15 horsepower, and many marinas also require proof of coverage. Local agents can tailor policies to cover risks specific to the Indian Wells Valley and nearby lakes.

Frequently Asked Questions

What does a boat insurance agent in Ridgecrest do?

A boat insurance agent in Ridgecrest helps you find a policy that covers your boat, motor, trailer, and personal property. They explain coverage options like liability, collision, and comprehensive, and ensure you meet California legal requirements for watercraft insurance.

Is boat insurance required in California?

Yes, California law requires liability insurance for boats with motors of 15 horsepower or more. This coverage must meet minimum limits set by the state. An agent can help you understand these requirements and find a policy that complies.

How do I choose a boat insurance agent in Ridgecrest?

Look for an agent who specializes in marine or watercraft insurance and has experience with California boating regulations. Ask about coverage for towing, salvage, and uninsured boaters. Compare quotes from multiple agents to find a policy that fits your needs.

Boat Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.