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Compare Boat Insurance Agents in Ridgecrest, CA

Browse boat insurance agents serving Ridgecrest, California. Contact information and addresses listed below.

10 agents listed
Updated May 2026
Ridgecrest, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 10 boat insurance agents in Ridgecrest, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Gary Charlon - State Farm Insurance Agent
995 N Norma St suite a, Ridgecrest, CA 93555
(760) 446-4279 myridgecrestagent.com
IWV Insurance Agency
1310 N Norma St, Ridgecrest, CA 93555
(760) 446-3544 iwvins.com
Burnette Financial and Insurance Service: Allstate Insurance
105 Grande Way, Ridgecrest, CA 93555
(760) 371-1099 agents.allstate.com
Kevin Chambers
1281 N Norma St Ste A, Ridgecrest, CA 93555
(760) 446-4560 content.naic.org
Farmers Insurance - Mariela Rubio
643 N China Lake Blvd c, Ridgecrest, CA 93555
(760) 446-4560 agents.farmers.com
Bowles Desert Insurance
123 W Ridgecrest Blvd, Ridgecrest, CA 93555
(760) 371-1017
State Farm Insurance
459 S China Lake Blvd # G, Ridgecrest, CA 93555
(760) 375-7731 statefarm.com
Gary Charlon - State Farm Insurance Agent
459 S China Lake Blvd # G, Ridgecrest, CA 93555
(760) 375-7731 myridgecrestagent.net
Health Insurance Made Easy for Everyone
1281 N Norma St B, Ridgecrest, CA 93555
(760) 608-9265
Fuze Financial & Insurance Agency LLC
634 S China Lake Blvd, Ridgecrest, CA 93555
(760) 463-9525 fuzeinsurance.com

Boat insurance agents in Ridgecrest, California help protect your watercraft against damage, theft, and liability. California law requires liability insurance for boats with motors over 15 horsepower, and many marinas also require proof of coverage. Local agents can tailor policies to cover risks specific to the Indian Wells Valley and nearby lakes.

What Does a Boat Insurance Agent in Ridgecrest Cost?

Typical boat insurance costs in California range from 200 to 800 dollars per year for a small fishing boat, and from 500 to 2,000 dollars per year for a larger cruiser or yacht. Factors include boat value, horsepower, usage, and your claims history. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a boat insurance agent in Ridgecrest do?
A boat insurance agent in Ridgecrest helps you find a policy that covers your boat, motor, trailer, and personal property. They explain coverage options like liability, collision, and comprehensive, and ensure you meet California legal requirements for watercraft insurance.
Is boat insurance required in California?
Yes, California law requires liability insurance for boats with motors of 15 horsepower or more. This coverage must meet minimum limits set by the state. An agent can help you understand these requirements and find a policy that complies.
How do I choose a boat insurance agent in Ridgecrest?
Look for an agent who specializes in marine or watercraft insurance and has experience with California boating regulations. Ask about coverage for towing, salvage, and uninsured boaters. Compare quotes from multiple agents to find a policy that fits your needs.