The top-rated boat insurance agent in Roseville, California is Pacific Unity Insurance Solutions, Inc., rated 4.9 stars across 87 reviews. Other highly rated options include Duane Pascua - State Farm Insurance Agent, Finkemeier Insurance Services, Peterson & Grantham Insurance Brokers. This directory lists 18 boat insurance agents serving Roseville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Pacific Unity Insurance Solutions, Inc. | 2241 Douglas Blvd Suite 250 | (916) 846-9555 |
| 2 | Duane Pascua - State Farm Insurance Agent | 3031 Foothills Blvd Ste 160 | (916) 773-5700 |
| 3 | Finkemeier Insurance Services | 1805 Cirby Way STE 7 | (916) 666-7889 |
| 4 | Peterson & Grantham Insurance Brokers | 3017 Douglas Blvd Suit 300 | (916) 431-0400 |
| 5 | Stephanie Bader - State Farm Insurance Agent | 1402 Blue Oaks Blvd #120 | (916) 772-8415 |
| 6 | All-Cal Insurance Agency | 505 Vernon St | (916) 784-9070 |
| 7 | Eureka General Insurance Agency, LLC | 140 Diamond Creek Pl Suite 185 | (800) 354-1584 |
| 8 | InterWest Insurance Services, LLC | 5 Sierra Gate Plaza 2nd Flr | (916) 784-1008 |
| 9 | Bender Insurance Solutions | 516 Gibson Dr STE 240 | (916) 380-5300 |
| 10 | Acrisure Roseville, CA (Jim Wall & Woodcreek Insurance) | 198 Cirby Way #138 | (916) 783-8444 |
Pacific Unity Insurance Solutions, Inc. serves the Sacramento County area from its base in Roseville, California, as a dedicated boat insurance agent. It helps local boat owners secure coverage for typical recreational watercraft such as powerboats and sailboats. The agency works with carriers to tailor policies for liability, physical damage, and personal property protection. Its services include helping policyholders understand the specific navigational boundaries and seasonal lay-up requirements common to inland and Delta waterways. The company handles both yacht insurance policies and coverage for smaller fishing boats.
Duane Pascua - State Farm Insurance Agent in Roseville, CA, provides boat insurance policies for a variety of watercraft. Its service plans help clients assess coverage needs for liability, physical damage, and personal property. The agency also offers personalized reviews of policy limits and deductibles. It assists owners in protecting their investments against common lake and river risks in the region. This agent services single-family homes, apartments, retail, and restaurants.
Serving Roseville and the surrounding communities of Placer County, Finkemeier Insurance Services handles boat insurance for a variety of watercraft, including personal watercraft and larger vessels. As a local boat insurance agent, the company works with standard coverage options like liability, comprehensive, and collision to protect clients on area lakes and rivers. For a typical risk assessment, the agent first reviews the boat's value and usage patterns to match the owner with an appropriate policy, then explains the options clearly before finalizing the coverage.
Peterson & Grantham Insurance Brokers in Roseville, CA, offers both one-time liability policies for seasonal boaters and recurring annual packages that bundle comprehensive and collision coverage. Their yacht and watercraft policies typically protect against physical damage, theft, and on-water liability common in Northern California reservoirs. For pleasure craft, personal watercraft, or larger vessels, coverage options are presented with clear deductibles. Service operates on a one-time, annual scheduled renewal, or as-needed basis for policy adjustments.
Stephanie Bader - State Farm Insurance Agent in Roseville, CA, serves local homeowners and recreational boat owners by offering tailored coverage plans that protect watercraft from common risks such as damage, theft, and liability. The agent helps clients navigate policy options and provides personalized support to ensure appropriate protection for their vessels and passenger safety. This local boat insurance agent also extends its services to the broader Placer County area, including the neighboring community of Granite Bay.
Serving the Roseville area, All-Cal Insurance Agency offers specialized policies for boats, yachts, and personal watercraft, addressing varied hull types and horsepower requirements to secure coverage for a client’s specific vessel. It also provides general marine liability protection for third-party bodily injury and property damage that may occur on the water or at the dock. This agency helps local boat owners manage year-round coverage obligations, including the need to maintain protection when a vessel is stored or in dry dock during the seasonal winter months.
Eureka General Insurance Agency, LLC in Roseville, CA works with local boat owners to secure coverage for their watercraft. Its specialty add-ons expand protection beyond standard policies to address specific risks on regional lakes and rivers. The agency assists clients with safeguarding vessels used for recreation, fishing, and personal transportation. For commercial needs, it serves a range of businesses including offices, warehouses, and food service operations.
When lake levels in the Roseville area fluctuate with the seasons, local boat owners look for specialized liability and physical damage coverage that a standard homeowner policy cannot provide. InterWest Insurance Services, LLC focuses on matching policy details to the specific needs of each watercraft, from the hull to the engine. The agent reviews factors including the boat's usage, length, and storage location to ensure proper protection. Each policy consultation begins with a concrete inspection of the vessel and a discussion of the owner's typical boating itinerary.
Bender Insurance Solutions provides residential boat insurance services for clients in Roseville, California. The agency also handles commercial coverage for marine vessels used in business operations. Services extend throughout the Roseville area and surrounding communities. The agent helps boat owners select appropriate liability and hull protection for their specific watercraft needs. After a policy is issued, the office follows up to ensure ongoing coverage remains suitable, and the same agent typically handles repeat service between regular seasonal visits.
Acrisure Roseville, CA (Jim Wall & Woodcreek Insurance) is known for arranging boat insurance coverage for clients across the Roseville area. It offers policies designed to protect a range of watercraft from liability and physical damage. An agent can review the specific navigation limits and lay-up periods that apply to local waterways. As a specialty service, the agency can also help add coverage for on-water towing and emergency assistance.
What Does a a Boat Insurance Agent in Roseville Cost?
Boat insurance costs in California typically range from 200 to 800 dollars per year for a basic policy on a small runabout. Larger yachts or high performance boats can cost 1,000 to 5,000 dollars annually. Factors such as boat value, horsepower, navigation area, and your claims history affect the premium. This is general information, not insurance advice.
About boat insurance agents in Roseville
Boat insurance agents in Roseville California help you protect your watercraft on Folsom Lake and other local waterways. California law requires liability coverage for boats with motors over 15 horsepower. An agent can explain hull coverage, liability limits, and uninsured boater protection specific to your needs.
Frequently Asked Questions
What does a boat insurance agent in Roseville do?
A boat insurance agent helps you choose a policy that covers physical damage, liability, and medical payments for your vessel. They can also advise on California specific requirements like the 15 horsepower liability mandate.
Is boat insurance required in California?
Yes, California law requires liability insurance for any boat with a motor of 15 horsepower or more. This includes personal watercraft like Jet Skis. An agent can help you meet this legal requirement.
How do I find a boat insurance agent near Roseville?
You can search online for independent agents in Roseville who specialize in marine insurance. Many local agencies serve boat owners on Folsom Lake and the Sacramento River Delta.
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