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HomeBoat Insurance AgentsCalifornia › San Diego

Find Boat Insurance Agents Near You in San Diego, CA

Browse boat insurance agents serving San Diego, California. Updated 2026-07-14.

The top-rated boat insurance agent in San Diego, California is Fusco Orsini & Associates Insurance Services, rated 5.0 stars across 609 reviews. Other highly rated options include The Insurance Store, Bruce Hofbauer - State Farm Insurance Agent, Right Time Insurance Services. This directory lists 29 boat insurance agents serving San Diego.

Showing 29 boat insurance agents in San Diego, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Fusco Orsini & Associates Insurance Services8880 Rio San Diego Dr Ste 725(888) 789-6175
2The Insurance Store10981 San Diego Mission Rd #230(619) 401-1800
3Bruce Hofbauer - State Farm Insurance Agent12396 World Trade Dr Suite 113(858) 679-2880
4Right Time Insurance Services1761 Hotel Cir S(619) 299-6000
5Kiesau Insurance Services9968 Hibert St #104(858) 566-8555
6Beach Break Insurance Agency #60089074849 Ronson Ct # 210(619) 567-7227
7Richard Turner Insurance Agency3511 Camino del Rio S UNIT 403(619) 296-6222
8California Brokerage Insurance Associates1851 San Diego Ave #120(619) 283-9999
9Pappazi Insurance Agency8312 Lake Murray Blvd j(619) 461-8375
10San Diego Insurance8081 Balboa Ave(858) 565-6695
FO
8880 Rio San Diego Dr Ste 725
Fusco Orsini & Associates Insurance Services
Boat Insurance Agent · San Diego, CA

Fusco Orsini & Associates Insurance Services serves San Diego County, offering specialized boat insurance coverage. Policies are tailored to protect owners against common maritime risks in the region, including coastal weather damage, theft, and collision on local waterways. The agency helps clients select appropriate liability limits and physical damage options. This firm handles coverage for sailboats, powerboats, and personal watercraft.

IS
10981 San Diego Mission Rd #230
The Insurance Store
Boat Insurance Agent · San Diego, CA

The Insurance Store in San Diego, California, provides boat insurance agent services including policy selection, risk assessment, and claims assistance for watercraft owners. Its service plans typically involve annual policy reviews and safety recommendations to help clients maintain proper liability and hull coverage. The company regularly services policies for private boat owners, yachts, and smaller personal watercraft. Serviced properties include single-family homes, apartments, retail, and restaurants that require comprehensive coastal marine insurance solutions.

BH
12396 World Trade Dr Suite 113
Bruce Hofbauer - State Farm Insurance Agent
Boat Insurance Agent · San Diego, CA

Many boat owners choose between one-time policy adjustments or recurring seasonal coverage to protect their vessel. Bruce Hofbauer - State Farm Insurance Agent in San Diego, CA, can offer boat insurance that addresses liability, physical damage, and theft. This local agent helps clients navigate policies covering sailboats, yachts, and personal watercraft common to California coastal waters. Service appointments are available on an as-needed basis for reviewing coverage limits or filing a claim.

RT
1761 Hotel Cir S
Right Time Insurance Services
Boat Insurance Agent · San Diego, CA

Right Time Insurance Services serves San Diego and its surrounding coastal communities, handling boat insurance for a range of personal watercraft and larger vessels. As a local agent, it works with various insurance carriers to find coverage that fits a client’s specific needs on the water. For each policy, the general approach involves reviewing the boat’s use and storage details to identify appropriate protection options and presenting those clearly to the customer.

KI
9968 Hibert St #104
Kiesau Insurance Services
Boat Insurance Agent · San Diego, CA

Kiesau Insurance Services helps San Diego homeowners and vessel owners secure tailored boat insurance coverage for their watercraft. The agency works with clients to find policies that protect against common risks on local waterways, including liability and physical damage options. They serve boaters who keep their crafts in area marinas or private docks. Kiesau Insurance Services also covers the surrounding communities of Coronado and Point Loma.

BB
4849 Ronson Ct # 210
Beach Break Insurance Agency #6008907
Boat Insurance Agent · San Diego, CA

Beach Break Insurance Agency #6008907 specializes in boat insurance policies tailored for personal watercraft, sailboats, and yachts in San Diego, California. The agency works to match clients with appropriate liability protection and physical damage coverage for their specific maritime needs. A common seasonal concern involves evaluating policy limits before the summer boating season, when increased recreational traffic often heightens the risk of collision or theft at local marinas and coastal docks.

RT
3511 Camino del Rio S UNIT 403
Richard Turner Insurance Agency
Boat Insurance Agent · San Diego, CA

San Diego’s mild climate invites year-round boating, yet coastal fog and shifting sandbars present unique navigation risks. Richard Turner Insurance Agency, a local boat insurance agent, helps vessel owners address these hazards by tailoring coverage to the specific conditions of San Diego Bay and the Pacific approaches. Policies typically include liability protection, hull damage, and towing assistance. A client’s initial meeting begins with a review of the boat’s current safety gear, mooring location, and typical cruising range, establishing a clear basis for the coverage assessment.

CB
1851 San Diego Ave #120
California Brokerage Insurance Associates
Boat Insurance Agent · San Diego, CA

California Brokerage Insurance Associates, based in San Diego, works with boat owners to secure coverage that protects personal watercraft against common marine risks. The agency can arrange additional endorsements for liability, damage, and towing services tailored to each client’s vessel. This dedicated local boat insurance agent serves commercial sectors, including marina offices, waterfront repair warehouses, and marine-based food service operations.

PI
8312 Lake Murray Blvd j
Pappazi Insurance Agency
Boat Insurance Agent · San Diego, CA

Pappazi Insurance Agency provides residential boat insurance for private vessels owned by individuals in San Diego, California. Commercial coverage for smaller watercraft used in charter or rental operations is also available through this localized service. Clients throughout the San Diego area can contact this agent for comprehensive coverage tailored to local boating conditions and requirements. After a policy is in place, this agency will reach out again ahead of a renewal term to confirm any needed changes or schedule a follow-up discussion.

SD
8081 Balboa Ave
San Diego Insurance
Boat Insurance Agent · San Diego, CA

San Diego Insurance is a boat insurance agent in San Diego, California, known for providing coverage for recreational and commercial watercraft. It assists clients with policies that protect against common maritime risks, including damage, theft, and liability. Services are tailored to local boating conditions on the Pacific coast and nearby bays. The agency offers add-on coverage for towing and emergency assistance while on the water. Plus, it can handle specialized protection for fishing equipment and navigational electronics.

LS
101 W Broadway #1460
Let's Insure
Boat Insurance Agent · San Diego, CA
(877) 851-7867
letsinsure.org
MI
1437 Morena Blvd # 201
McCormick Insurance Solutions
Boat Insurance Agent · San Diego, CA
(619) 276-0492
mccormickinsure.com
SW
4619 Convoy St # C
Stanley Wong Insurance
Boat Insurance Agent · San Diego, CA
(858) 569-0383
stanleywonginsurance.com
DW
12237 Horado Rd
David Wolfe Medicare Insurance - Independent Agent Broker
Boat Insurance Agent · San Diego, CA
(858) 434-7272
sandiego.seniortopia.com/medicare-form
OL
16776 Bernardo Center Dr Suite 203
Oak Leaf Insurance Brokers
Boat Insurance Agent · San Diego, CA
(858) 485-1156
oakleafins.com
JI
3033 Fifth Ave UNIT 325
JPL Insurance Services
Boat Insurance Agent · San Diego, CA
(619) 220-8013
jplinsurance.com
SD
11440 W Bernardo Ct
San Diego General Insurance Agency, Inc.
Boat Insurance Agent · San Diego, CA
(858) 613-0787
sandiegogeneral.com
MF
16787 Bernardo Center Dr # 12
Means Financial & Insurance Services
Boat Insurance Agent · San Diego, CA
(858) 679-1431
meansfinancial.com
FW
5353 Mission Center Rd Suite 215
Falcon West Insurance Brokers
Boat Insurance Agent · San Diego, CA
(619) 297-9181
falconwest.com
OY
1274 Scott St
Oversea Yacht Insurance
Boat Insurance Agent · San Diego, CA
(619) 222-1111
overseainsurance.com
AI
3945 Idaho St
Alcott Insurance
Boat Insurance Agent · San Diego, CA
(619) 293-3800
alcottinsurance.com
WI
2335 Roll Dr #6
Windfall Insurance Services Inc
Boat Insurance Agent · San Diego, CA
(619) 661-0505
windfallinsurance.com
KP
16456 Bernardo Center Dr STE 102
Kevin Paulson Insurance Agency, Inc.
Boat Insurance Agent · San Diego, CA
(858) 451-9096
paulsoninsurance.com
NY
2302 Shelter Island Dr UNIT 105
Novamar Yacht Insurance
Boat Insurance Agent · San Diego, CA
(800) 823-2798
novamarinsurance.com
RS
San Diego, CA 92159
Rowcliffe's Insurance
Boat Insurance Agent · San Diego, CA
(619) 698-1849
rowcliffeinsurance.com
DK
1110 Scott St
Douglas K Smith Marine Insurance
Boat Insurance Agent · San Diego, CA
(619) 222-2560
MG
2353 Shelter Island Dr B
Mariners General Insurance Group
Boat Insurance Agent · San Diego, CA
(619) 226-8661
marinersins.com
BI
4420 Hotel Cir Ct UNIT 130
Beacon Insurance Services, Inc.
Boat Insurance Agent · San Diego, CA
(619) 220-8400
beacon-insurance.com
PO
5000 N Harbor Dr
Pacific Ocean Marine Insurance Brokers, Inc.
Boat Insurance Agent · San Diego, CA
(619) 222-1944
pacificoceanmarine.com

What Does a a Boat Insurance Agent in San Diego Cost?

Boat insurance costs in California vary widely based on boat type, value, and usage. For a typical small powerboat under 26 feet, annual premiums range from 300 to 800 dollars. For larger yachts or sailboats, costs can be 1,500 to 5,000 dollars or more per year. Factors include your boating experience, storage location in San Diego, and coverage limits. This is general information and not insurance advice.

About boat insurance agents in San Diego

Boat insurance agents in San Diego help you protect your watercraft with policies tailored to California boating. California requires liability coverage for boats with motors over 15 horsepower and for vessels kept in marinas. Local agents understand San Diego Bay and Pacific Ocean risks such as theft and storm damage.

Frequently Asked Questions

What types of boat insurance coverage are available in San Diego?

Common coverages include liability, physical damage, uninsured boater, medical payments, and trailer coverage. California law requires liability insurance for boats with motors over 15 horsepower. Agents can help you choose the right limits for your vessel.

Do I need boat insurance if I keep my boat in a San Diego marina?

Yes, most marinas in San Diego require you to have liability insurance before you can dock your boat. California law also mandates liability coverage for motorized vessels. Check with your marina for specific minimum coverage amounts.

How does California law affect boat insurance rates?

California has specific liability minimums and requires proof of insurance for registration of motorized boats. Rates are also influenced by local factors like theft rates in San Diego marinas and the value of your boat. Your agent can explain how state laws apply to your policy.

Boat Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.