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Compare Boat Insurance Agents in San Lorenzo, CA

Directory of boat insurance agents in San Lorenzo, California. Verify credentials with the state department of insurance before hiring.

4 agents listed
Updated May 2026
San Lorenzo, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 4 boat insurance agents in San Lorenzo, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Saveguard Insurance & DMV Registration Services
17860 Hesperian Blvd, San Lorenzo, CA 94580
(510) 258-0767 saveguardins.com
Farmers Insurance - Ana Alvarez
15845 Channel St c, San Lorenzo, CA 94580
(510) 294-8803 agents.farmers.com
Fleet Line Insurance Services Inc
16444 Ashland Ave, San Lorenzo, CA 94580
(800) 405-7421
Farmers Insurance - Teresa Chan
17259 Hesperian Blvd UNIT 6, San Lorenzo, CA 94580
(510) 317-7706 agents.farmers.com

Boat insurance agents in San Lorenzo California help you protect your watercraft against damage theft and liability. California law requires all motorized vessels to carry liability insurance if they are financed or used at public marinas. Local agents can tailor a policy to cover risks specific to San Francisco Bay and Delta waters.

What Does a Boat Insurance Agent in San Lorenzo Cost?

Boat insurance costs in California vary widely based on boat value size and use. For a small runabout annual premiums may range from 300 to 800 dollars. For larger yachts or sailboats costs can exceed 2000 dollars per year. Factors like your boating history and storage location also affect the rate. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need boat insurance in San Lorenzo California?
California does not require boat insurance by law for all vessels. However lenders and marinas often require it. Liability coverage is strongly recommended to protect against accidents and property damage on the water.
What does boat insurance typically cover in California?
Standard policies cover physical damage to the boat theft liability for bodily injury or property damage and medical payments. California agents can also add coverage for towing fuel spill liability and uninsured boaters.
How do I choose a boat insurance agent in San Lorenzo?
Look for an agent licensed in California who specializes in marine insurance. Ask about their experience with local waterways and whether they offer policies from multiple carriers to compare coverage and price.