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Find Boat Insurance Agents in San Rafael, CA

Directory of boat insurance agents in San Rafael, California. Verify credentials with the state department of insurance before hiring.

19 agents listed
Updated May 2026
San Rafael, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 19 boat insurance agents in San Rafael, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Trevor Lam - State Farm Insurance Agent
851 Irwin St Suite 300, San Rafael, CA 94901
(415) 233-4356 trevorlam.com
AAA San Rafael Branch
99 Smith Ranch Rd, San Rafael, CA 94903
(415) 488-2900 mwg.aaa.com
Bal Claire - State Farm Insurance Agent
25 Mitchell Blvd #4, San Rafael, CA 94903
(415) 479-8086 balclaire.com
Brittany Keyes - State Farm Insurance Agent
660 Las Gallinas Ave Suite B, San Rafael, CA 94903
(415) 479-5900 thekeyesinsurancegroup.com
Coastal Pacific Insurance Marketing LLC
77 Mark Dr #24, San Rafael, CA 94903
(415) 472-1800 coastalpacificins.com
Farmers Insurance - Nury Alvarenga
1368 Lincoln Ave Ste 102, San Rafael, CA 94901
(415) 457-8319 agents.farmers.com
Whitecap Insurance Services
1623 Fifth Ave A, San Rafael, CA 94901
(415) 499-7722 whitecapins.com
San Rafael Insurance Services, Inc.
842 4th St, San Rafael, CA 94901
(213) 770-4070
Simon Insurance Agency
165 N Redwood Dr # 120, San Rafael, CA 94903
(415) 457-1020 simoninsurance.net
Cost-U-Less Insurance Center
5307, 819 Francisco Blvd W, San Rafael, CA 94901
(415) 256-9861 costulessdirect.com
Mike Wise
2 California Ave, San Rafael, CA 94901
(415) 258-9912 content.naic.org
United General Insurance Agency
35 Mitchell Blvd Suite 3, San Rafael, CA 94903
(415) 922-7283 getunitedgeneral.com
Costello & Sons Insurance
1752 Lincoln Ave, San Rafael, CA 94901
(415) 257-2100 hubinternational.com
George Petersen Insurance Agency
4306 Redwood Hwy #100, San Rafael, CA 94903
(415) 454-6454 gpins.com
SDO Insurance
118 Alto St, San Rafael, CA 94901
(415) 785-3378
McNamara Insurance Services Inc
1050 Northgate Dr # 515, San Rafael, CA 94903
(415) 457-7856 4apolicy.com
Wise Insurance Agency
2 California Ave, San Rafael, CA 94901
(415) 258-4935 wiseinsuranceagency.net
Marin Pacific Co Inc
1430 4th St, San Rafael, CA 94901
(415) 453-1620
Spero Insurance Agency
1101 Fifth Ave #375, San Rafael, CA 94901
(877) 450-4880 spero-insurance.com

Boat insurance agents in San Rafael California help you protect your watercraft with policies tailored to local conditions. California law requires liability coverage for boats with motors over 15 horsepower. Agents can guide you through state specific rules like the California Harbors and Navigation Code which governs boating liability and financial responsibility requirements.

What Does a Boat Insurance Agent in San Rafael Cost?

Boat insurance costs in California typically range from 300 to 800 dollars per year for a small powerboat and 1000 to 3000 dollars per year for a yacht. Factors include boat value horsepower age and your boating history. Rates also vary by location on San Francisco Bay where tidal conditions and theft risk are considered. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of boat insurance are available in San Rafael?
Agents offer liability coverage physical damage coverage and comprehensive policies for sailboats powerboats yachts and personal watercraft. California requires liability insurance for boats with motors over 15 horsepower. Many policies also cover towing and salvage.
Do I need boat insurance to launch at San Rafael marinas?
Most marinas in San Rafael require proof of liability insurance before allowing launch or dockage. The California Department of Boating and Waterways recommends at least 300000 dollars in liability coverage. Check with your specific marina for their minimum requirements.
How does California law affect my boat insurance policy?
California law under the Harbors and Navigation Code sets financial responsibility rules for boat operators. If you cause an accident you must show proof of insurance or other security. Agents can help you meet these legal requirements with proper coverage limits.