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Find Boat Insurance Agents Near You in Santa Maria, CA

Compare boat insurance agents in Santa Maria. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Santa Maria, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 boat insurance agents in Santa Maria, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cost-U-Less Insurance
401 N Broadway Ste 1, Santa Maria, CA 93454
(805) 250-0605 locations.costulessdirect.com
AAA Santa Maria Insurance and Member Services
2033 S Broadway, Santa Maria, CA 93454
(805) 922-5731 ace.aaa.com
Premier Blue Insurance Solutions, Inc: Allstate Insurance
1640 N Broadway, Santa Maria, CA 93454
(805) 349-9141 agents.allstate.com
Glenna Ledbetter Insurance
440 E Clark Ave, Santa Maria, CA 93455
(805) 937-4516 glennaledbetterinsurance.com
Allstate Insurance Agent: Santa Maria Insurance Agency, Inc.
125 E Stowell Rd STE 101, Santa Maria, CA 93454
(805) 922-5551 agents.allstate.com
Antonio Mendoza - State Farm Insurance Agent
1103 E Clark Ave Ste D, Santa Maria, CA 93455
(805) 354-5886 youragentantonio.com
Smartway Insurance Services Inc
1975 S Broadway Suite K, Santa Maria, CA 93454
(805) 631-5255 savewithsmartway.com
Pacific Elite Insurance Services
1750 S Broadway H, Santa Maria, CA 93454
(805) 357-5597 paceliteins.com
Hometown Insurance Services
1125 E Clark Ave Suite A1- #1, Santa Maria, CA 93455
(805) 922-3351 askhometown.com
Eagle Service Insurance Agency
830 W Main St suite 100, Santa Maria, CA 93458
(805) 346-6105 eagleserviceins.com
LATINOS INSURANCE AGENCY
415 S Broadway, Santa Maria, CA 93458
(805) 862-4904 latinosinsurances.com
Leavitt Coastal Valley
204 E Enos Dr B, Santa Maria, CA 93454
(805) 925-8607 leavitt.com
HUB International
2560 Professional Pkwy, Santa Maria, CA 93455
(805) 347-4700 hubinternational.com
California Star Insurance Service, Inc.
2236 S Broadway k, Santa Maria, CA 93454
(805) 266-7971 calstarins.com
Pan American Insurance Agency
2529 Professional Pkwy ste b, Santa Maria, CA 93455
(805) 938-1575
Mercury Insurance
2236 S Broadway, Santa Maria, CA 93454
(800) 503-3724 mercuryinsurance.com
Reyco Insurance Services Store Front Covered California
528 E Main St, Santa Maria, CA 93454
(805) 925-8610 reycoinsuranceservices.com
Tony Cravello Financial and Insurance Solutions
Inside the Santa Maria Inn, 801 S Broadway Suite #15, Santa Maria, CA 93454
(805) 268-4455 tonycravelloinsurance.com
Nais Insurance
Santa Maria, CA 93454
(800) 791-1030 naiscompany.com
Solarx Insurance Agency Inc
1937 S Broadway, Santa Maria, CA 93454
(805) 946-0749 slxinsurance.com

Boat insurance agents in Santa Maria, California help you protect your watercraft with policies that meet state requirements. California law does not require boat insurance, but marinas and lenders often do. Local agents understand the risks of the Pacific coast and inland waterways near Santa Maria.

What Does a Boat Insurance Agent in Santa Maria Cost?

Typical boat insurance costs in California range from 300 to 800 dollars per year for a small boat up to 1,500 to 3,000 dollars for a larger yacht. Factors include boat value, engine power, navigation area, and your boating experience. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does boat insurance cover in California?
Boat insurance typically covers physical damage to your boat, liability for injuries or damage you cause, and medical payments. It can also cover theft, towing, and fuel spill cleanup required by California law.
Is boat insurance required in Santa Maria California?
California does not require boat insurance by law. However, many marinas, loan lenders, and storage facilities require proof of liability coverage. It is strongly recommended to protect your investment.
How do I choose a boat insurance agent in Santa Maria?
Look for an agent who specializes in marine or watercraft insurance. Ask about their experience with boats similar to yours and their knowledge of local waterways like the Santa Maria River or nearby coastal areas.