The top-rated boat insurance agent in Fort Collins, Colorado is Marinda Simpson - State Farm Insurance Agent, rated 4.9 stars across 667 reviews. Other highly rated options include Fort Collins Insurance, Ella Washington Insurance Group, Barry B Bailey - State Farm Insurance Agent. This directory lists 19 boat insurance agents serving Fort Collins.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Marinda Simpson - State Farm Insurance Agent | 2601 S Lemay Ave Ste 36 | (970) 223-7800 |
| 2 | Fort Collins Insurance | 4025 Automation Way E3 | (970) 204-4553 |
| 3 | Ella Washington Insurance Group | 923 E Prospect Rd | (303) 530-3444 |
| 4 | Barry B Bailey - State Farm Insurance Agent | 838 W Drake Rd STE 109 | (970) 493-2323 |
| 5 | Brightway Insurance, The Doebbeling Agency | 3675 S College Ave Suite 20 | (970) 829-8440 |
| 6 | Agate Insurance | 145 N College Ave Suite B | (970) 682-1758 |
| 7 | Corey Knutson - State Farm Insurance Agent | 1015 W Horsetooth Rd Ste 204 | (970) 372-5245 |
| 8 | Shanti Insurance Services | 19 Old Town Square | (970) 834-3668 |
| 9 | Kevin Best - State Farm Insurance Agent | 608 E Harmony Rd #201 | (970) 223-7254 |
| 10 | ABC Insurance Agency | 121 E Swallow Rd | (970) 484-3200 |
Marinda Simpson - State Farm Insurance Agent serves Fort Collins and the surrounding areas of Larimer County, offering specialized boat insurance policies for local watercraft owners. This agency provides coverage designed to protect vessels against common risks such as collision, theft, and weather-related damage on regional lakes and reservoirs. Policies can include liability protection for accidents involving other boaters or property. The agency also assists clients with obtaining coverage for watercraft trailers and personal effects stored onboard.
Fort Collins Insurance provides a full range of boat insurance agent services for local watercraft owners, including policy comparisons and coverage consultations. The agency assists clients with evaluating their insurance protection needs for various vessels, from fishing boats to personal watercraft. Its service approach involves helping customers understand policy details and adjust coverage as necessary. The company services a variety of properties in the region, including single-family homes, apartments, and retail locations near area lakes and reservoirs.
Homeowners, recreational boaters, and small businesses in Fort Collins turn to Ella Washington Insurance Group for tailored boat insurance agent services. The company provides coverage options for personal watercraft, fishing boats, and yachts, helping clients protect their vessels against damage, theft, and liability. Their work involves explaining policy features and assisting with claims, ensuring customers understand their protection needs. The firm also serves clients in neighboring Loveland, offering comparable guidance for those seeking localized insurance support along the Front Range.
Barry B Bailey - State Farm Insurance Agent serves Fort Collins, Colorado, and the surrounding communities, handling boat insurance policies for local watercraft owners. The agency addresses coverage for various types of boats, including fishing boats and pleasure craft common on area lakes and reservoirs. Policies typically provide protection against physical damage, theft, and liability. The agency generally begins with a review of the client’s vessel and usage patterns, then tailors coverage options without unnecessary extras. It approaches each job by first evaluating individual needs before presenting suitable policy choices.
In Fort Collins, CO, boat owners can choose between one-time service from Brightway Insurance, The Doebbeling Agency for a single policy review or scheduled recurring support to keep coverage aligned with changing vessel values. The agency provides coverage customizable to specific boating needs in local waterways. As a dedicated boat insurance agent, they offer policies that protect against common risks like collision, theft, or liability during operation. Service operates on an as-needed basis, allowing clients to request consultations or adjustments whenever their circumstances or coverage requirements shift throughout the year.
Spring runoff and hailstorms on Horsetooth Reservoir often leave Fort Collins boat owners reassessing their coverage needs, and Agate Insurance provides personal watercraft and yacht policies tailored to Front Range conditions. As a local boat insurance agent, the company helps clients navigate Colorado’s variable liability requirements and storage regulations. Coverage options typically protect against collision damage, theft, and weather-related losses common to inland lakes and rivers. Agate Insurance begins every policy by reviewing the vessel’s current condition, usage patterns, and mooring location during an initial risk assessment.
Corey Knutson - State Farm Insurance Agent in Fort Collins, CO, specializes in boat insurance coverage, protecting watercraft against damage, theft, and liability. The agency also provides broader policies for auto, home, and life. It helps boat owners match coverage to their specific vessel and usage needs. For those navigating Colorado’s reservoirs and river systems, the agency assists with adjusting policies for spring launch preparation or end-of-season storage, ensuring continuous protection through changing conditions and weather risks typical to the area.
Shanti Insurance Services works with clients in Fort Collins, Colorado, to secure appropriate coverage for their watercraft needs. As a boat insurance agent, the company specializes in policies that can protect against physical damage, liability, and other common risks associated with boating in the region. Additional coverages may include towing, equipment protection, and uninsured boater options. The agency can serve commercial sectors such as boat rental offices, marina warehouses, and food service operations located on or near waterways.
Serving the Fort Collins area, Kevin Best - State Farm Insurance Agent provides boat insurance coverage for residential clients. Commercial vessel policies are also available for customers needing broader protection. The agency handles the specific risks of watercraft operation on local reservoirs and rivers. Clients often return for annual policy reviews or to update coverage following a boat purchase. Regular check-ins between seasons allow for adjustments as needs change.
ABC Insurance Agency is known for providing boat insurance coverage to clients throughout Fort Collins, Colorado. The company offers policies that protect watercraft against damage, theft, and liability while used on nearby lakes and rivers. Agents work with local boaters to understand seasonal risks and storage needs in the region. A specialty service available for add-on is coverage for fishing equipment and onboard gear.
What Does a a Boat Insurance Agent in Fort Collins Cost?
Boat insurance costs in Colorado typically range from 300 to 800 dollars per year for a standard runabout or fishing boat. Larger vessels or high performance boats can cost 1,000 to 3,000 dollars annually. Factors affecting cost include boat value horsepower age and your boating history. This is general information and not insurance advice.
About boat insurance agents in Fort Collins
Boat insurance agents in Fort Collins Colorado help protect your watercraft from damage theft and liability. Colorado law requires proof of financial responsibility for motorized boats on public waters. Local agents can guide you through coverage options that meet state requirements and protect against common risks on Horsetooth Reservoir and other area lakes.
Frequently Asked Questions
Do I need boat insurance in Colorado?
Colorado does not require liability insurance for all boats but does require proof of financial responsibility for motorized vessels on public waters. Many marinas and lenders also require coverage. An agent can explain the specific requirements for your boat type.
What does boat insurance cover in Fort Collins?
Boat insurance typically covers physical damage to your boat theft liability for injuries or damage you cause and medical payments for passengers. Policies can also include coverage for towing fuel spill liability and uninsured boaters. Your agent can tailor a policy to your needs.
How do I choose a boat insurance agent in Fort Collins?
Look for an agent licensed in Colorado who has experience with watercraft insurance. Ask about their knowledge of local boating areas like Horsetooth Reservoir and Carter Lake. Compare quotes from multiple agents to find coverage that fits your budget and needs.
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