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Boat Insurance Agents in Smyrna, DE

Directory of boat insurance agents in Smyrna, Delaware. Verify credentials with the state department of insurance before hiring.

4 agents listed
Updated May 2026
Smyrna, DE
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Delaware before hiring.
Showing 4 boat insurance agents in Smyrna, DE Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Matt Basile - State Farm Insurance Agent
28 N Dupont Blvd, Smyrna, DE 19977
(302) 659-9000 mattbasile.com
Danny Schanne - State Farm Insurance Agent
123 W Glenwood Ave, Smyrna, DE 19977
(302) 653-9796 dannyschanneinsurance.com
Impact Insurance Agency
224 N Dupont Blvd, Smyrna, DE 19977
(302) 363-7785 impactmyinsurance.com
Pratt Insurance Inc
4 Village Square, Smyrna, DE 19977
(302) 653-6681 pratt-insurance.com

What Does a Boat Insurance Agent in Smyrna Cost?

Typical boat insurance costs in Delaware range from 200 to 600 dollars per year for a small fishing boat up to 1,000 to 3,000 dollars annually for a larger yacht or cabin cruiser. Factors affecting price include boat value, horsepower, usage, and your claims history. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a boat insurance agent in Smyrna do?
A boat insurance agent in Smyrna helps you compare policies from different insurers to find coverage for your specific boat type and usage. They explain Delaware insurance laws and help you meet the states minimum liability requirements for motorized vessels.
Is boat insurance required in Delaware?
Yes, Delaware law requires all motorized boats to have liability insurance when operated on public waters. The minimum coverage is 15,000 dollars for bodily injury per person, 30,000 dollars per accident, and 10,000 dollars for property damage. An agent can help you meet these requirements.
How do I choose a boat insurance agent in Smyrna Delaware?
Look for an agent with experience insuring boats used on the Delaware Bay and local rivers. Ask about their knowledge of Delaware specific regulations and whether they offer policies for different boat types like fishing boats, pontoons, or personal watercraft.