The top-rated boat insurance agent in Washington, District Of Columbia is Tom Troyano – State Farm Insurance Agent, rated 5.0 stars across 513 reviews. Other highly rated options include David Gonzalez - State Farm Insurance Agent, Edwin Ampiah-Addison - State Farm Insurance Agent, Jon Laskin - State Farm Insurance Agent. This directory lists 16 boat insurance agents serving Washington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tom Troyano – State Farm Insurance Agent | 14 Ridge Square NW 3rd Floor #340 | (202) 758-3774 |
| 2 | David Gonzalez - State Farm Insurance Agent | 700 Pennsylvania Ave. SE Ste 2026 | (202) 506-3636 |
| 3 | Edwin Ampiah-Addison - State Farm Insurance Agent | 405B H St NE | (202) 289-5800 |
| 4 | Jon Laskin - State Farm Insurance Agent | 5600 Connecticut Ave NW #400 | (202) 364-7400 |
| 5 | Mary Snider - State Farm Insurance Agent | 1 Thomas Cir NW STE 700 | (301) 622-9440 |
| 6 | Capital Insurance Partners | 5028 Wisconsin Ave #103 | (202) 362-4500 |
| 7 | Lloyd Chesley Jr - State Farm Insurance Agent | 1255 Union St NE Floor 7 - 42 | (202) 863-1400 |
| 8 | David Munson - State Farm Insurance Agent - DC | 4300 Fordham Rd NW Suite 240 | (202) 686-5197 |
| 9 | Crystal Insurance Group, Inc. | 1801 Belmont Rd NW #201 | (202) 387-9162 |
| 10 | All Insured | 1415 Elliot Pl NW | (202) 804-1234 |
Tom Troyano – State Farm Insurance Agent serves the Washington, DC metro area, offering boat insurance coverage. This agency helps local boat owners protect their watercraft against common risks such as accidents, theft, and weather-related damage. Policies typically cover liability, physical damage, and uninsured boater protection. Specific services include customized boat insurance plans and claims assistance for personal watercraft and larger vessels navigating the Potomac River and nearby waterways.
David Gonzalez - State Farm Insurance Agent provides comprehensive coverage options for boat owners in Washington, DC, including liability protection and physical damage insurance. The agency offers personalized consultations to align policies with clients' boating needs, along with convenient online account management for reviewing coverage or processing claims. This service-oriented approach helps marina administrators, private slip renters, and recreational boaters secure tailored protection. The agency services single-family homes with waterfront moorings, apartments with shared dock access, retail boat supply stores, and restaurants with private marina facilities.
Edwin Ampiah-Addison - State Farm Insurance Agent in Washington, DC serves homeowners, businesses, and property managers seeking boat insurance coverage. The agency provides personalized policies that protect watercraft from common risks on the Potomac and Anacostia Rivers. Customized plans address liability and physical damage for various boat types used on local waterways. The office also covers clients in nearby communities such as Arlington or Alexandria within the greater metro area.
Serving Washington, DC, and the surrounding metro area, Jon Laskin - State Farm Insurance Agent provides boat insurance policies for local watercraft owners. This agency handles coverage for both small fishing boats and larger recreational vessels, addressing risks common to the region’s waterways. Clients can expect assistance in selecting liability protection and physical damage coverage tailored to their specific vessel. The company generally approaches each job by reviewing the client’s individual boating habits to recommend a standard policy package that meets basic coverage needs.
For clients needing protection for a single trip, a one-time boat insurance policy offers temporary coverage, while an annual policy provides recurring protection for multiple uses throughout the season. Policies typically cover physical damage to the vessel, liability for accidents, and theft of onboard equipment, tailored to inland or coastal waters near Washington, DC. Mary Snider - State Farm Insurance Agent serves as a local agent assisting boat owners in securing such policies. Service is provided on an as-needed basis when clients request policy reviews, changes, or a new quote.
Capital Insurance Partners specializes in arranging coverage for boats, yachts, and personal watercraft in the Washington, DC area. Its general agency work includes assessing hull values, equipment, and liability risks to tailor policies for local clients navigating the Potomac River and nearby reservoirs. The agency also helps boat owners understand coverage for lay-up periods during the winter months when vessels are stored on land or in marinas.
When Chesapeake Bay boating season returns each spring, Washington, DC area boat owners need reliable coverage to protect their watercraft after winter storage. Lloyd Chesley Jr - State Farm Insurance Agent serves local clients in Washington, DC seeking boat insurance. The agency assists customers in understanding navigation risks on local rivers and crowded marinas. Policies typically cover damage, liability, and towing needs. An initial assessment begins with a review of the boat's hull identification number and current mooring location.
Founded in downtown Washington, DC, David Munson - State Farm Insurance Agent - DC provides tailored boat insurance coverage for the local waterway community. The agency specializes in adding comprehensive liability and damage protection to standard policies, covering threats common to the Potomac, Anacostia, and regional marinas. Further endorsements for towing, fuel spill liability, and onboard equipment are available for private and commercial vessels. These services protect offices operating on waterfronts, warehouses storing marine gear, and food service establishments with dock-side operations.
Crystal Insurance Group, Inc. provides boat insurance coverage for residential clients in the Washington, DC area, including policies for personal watercraft and small pleasure vessels. The agency also offers commercial marine insurance for locally operated charter and tour boats. Serving boat owners throughout the District and nearby waterways, the team assists with policy selection for both harbor-kept and trailerable vessels. Following an initial policy setup, they remain available for annual coverage reviews and endorsement updates between scheduled renewal visits.
What Does a a Boat Insurance Agent in Washington Cost?
Typical boat insurance premiums in the District of Columbia range from 300 to 800 dollars per year for a standard runabout or fishing boat. Larger vessels or high-performance boats may cost 1000 to 3000 dollars annually. Factors like your boating experience, the vessel value, and coverage limits affect the price. This is general information and not insurance advice.
About boat insurance agents in Washington
Boat insurance agents in Washington, District of Columbia help you protect your watercraft with policies tailored to local conditions. The District of Columbia requires all motorized vessels operated on District waterways to carry liability insurance. Agents can guide you through coverage options that meet DC legal requirements and protect against risks like theft or damage on the Potomac River.
Frequently Asked Questions
What is the minimum liability coverage for boats in Washington DC?
District of Columbia law mandates that all motorized vessels have liability insurance of at least 25000 dollars for bodily injury per person and 50000 dollars for total bodily injury per accident. Property damage liability coverage of 10000 dollars is also required.
Do I need a boat insurance agent if I only use my boat on the Potomac River?
Yes, because DC law applies to all District waterways including the Potomac River and the Anacostia River. A boat insurance agent can help you get the required liability coverage and optional protection for your specific boating area.
How does a boat insurance agent help with claims in Washington DC?
An agent can explain the claims process for incidents that occur on DC waters. They help you file claims for damage or liability and ensure you meet DC reporting deadlines, such as reporting an accident to the Harbor Police within 48 hours if injury or property damage exceeds 2000 dollars.