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Browse boat insurance agents serving Edgewater, Florida. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Edgewater, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 2 boat insurance agents in Edgewater, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
State Farm: Todd Perry
341 N Ridgewood Ave, Edgewater, FL 32132
(386) 428-0785
toddeperry.com
AA Armstrong Insurance
1 Pelican Dr, Edgewater, FL 32141
(386) 427-6830
aaarmstronginsurance.com
Boat insurance agents in Edgewater, Florida help you protect your vessel with policies that meet state requirements. Florida law does not require boat insurance for most vessels, but marinas and lenders often require liability coverage. Local agents can also advise on hurricane season preparedness and navigational limits for the Indian River Lagoon and nearby waterways.
What Does a Boat Insurance Agent in Edgewater Cost?
Typical boat insurance costs in Florida range from 300 to 800 dollars per year for a small runabout, while larger vessels or yachts can cost 1,500 to 5,000 dollars or more annually. Rates depend on factors like boat value, horsepower, usage, and your boating experience. Florida policies may also include surcharges for hurricane exposure or navigational risks. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need boat insurance in Edgewater, Florida?
Florida law does not mandate boat insurance for most recreational vessels. However, if you have a loan on your boat, the lender will require coverage. Many marinas and storage facilities also require proof of liability insurance before you can dock or store your boat.
What types of coverage do boat insurance agents offer in Florida?
Agents offer liability coverage, physical damage coverage for hull and machinery, uninsured boater coverage, and personal property coverage. They can also add optional coverages like towing assistance, fuel spill liability, and hurricane haul-out protection.
How does Florida law affect boat insurance policies?
Florida has specific laws regarding navigational limits and liability for accidents. For example, Florida Statute 327.30 outlines liability for vessel accidents. Agents can help you understand how these laws apply to your policy and ensure you have adequate coverage for incidents on state waters.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.