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Browse boat insurance agents serving Lady Lake, Florida. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Lady Lake, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 2 boat insurance agents in Lady Lake, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Chris Semans - State Farm Insurance Agent
410 Hwy 466, Lady Lake, FL 32159
(352) 430-2270
semansagency.com
The Bascom Agency, LLC: Allstate Insurance
418 Teague Trail, Lady Lake, FL 32159
(352) 753-1177
agents.allstate.com
Boat insurance agents in Lady Lake, Florida help you protect your watercraft with policies that meet state requirements. Florida law does not require liability insurance for all boats, but marinas and lenders often demand it. Local agents can guide you through coverage options for lakes like Lake Griffin and the Harris Chain of Lakes.
What Does a Boat Insurance Agent in Lady Lake Cost?
Boat insurance costs in Florida vary widely based on boat value, length, horsepower, and usage. For a typical 20-foot runabout, annual premiums range from 300 to 800 dollars. Larger boats or those used in saltwater can cost 1,000 to 3,000 dollars or more per year. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need boat insurance in Lady Lake Florida?
Florida does not require boat liability insurance by law, but marinas and lenders often require it. You may also need proof of insurance to register your boat at certain facilities. An agent can explain the specific requirements for your situation.
What does boat insurance typically cover in Florida?
Boat insurance usually covers physical damage to your boat, liability for injuries or damage you cause, and uninsured boater coverage. Policies can also include towing and salvage services. Florida agents can tailor coverage for freshwater lakes and rivers common in Lady Lake.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.