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Directory of boat insurance agents in Lutz, Florida. Verify credentials with the state department of insurance before hiring.
9 agents listed
Updated May 2026
Lutz, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 9 boat insurance agents in Lutz, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Triton Insurance Group
18701 Dale Mabry Hwy, Lutz, FL 33548
(813) 948-5990
tritonagency.com
ABC Dennis Insurance
1022 Land O' Lakes Blvd STE 103, Lutz, FL 33549
(813) 949-7765
abcdennisinsurance.com
Florida Insurance Team
1843 Collier Pkwy, Lutz, FL 33549
(888) 249-8396
flinsuranceteam.com
Comfort Insurance & Finances Tampa
26614 Magnolia Blvd, Lutz, FL 33559
(800) 630-7518
comforttampa.com
Insurance Finders of Florida
25200 Sawyer Francis Ln Suite 106, Lutz, FL 33559
(813) 807-7020
insurancefindersofflorida.com
GreatFlorida Insurance - Milane Miranda
24140 FL-54 Suite 105, Lutz, FL 33559
(813) 949-2995
lutz.greatflorida.com
Borruso Insurance Group
1851 Collier Pkwy suite g, Lutz, FL 33549
(813) 321-2367
borrusoinsurancegroup.com
Florida Premier Insurance Agency
24740 FL-54, Lutz, FL 33559
(813) 909-6333
flpremierinsurance.com
GreatFlorida Insurance - Lutz Insurance Agency
24756 FL-54, Lutz, FL 33559
(813) 949-2010
Boat insurance agents in Lutz Florida help you find coverage for your watercraft. Florida law does not require boat insurance for most vessels but lenders and marinas often do. An agent can explain hull coverage liability and protection for theft or damage on Lake Como or the Gulf.
What Does a Boat Insurance Agent in Lutz Cost?
Typical boat insurance costs in Florida range from 300 to 800 dollars per year for a small to mid size powerboat. Larger vessels or those used in saltwater may cost 1000 to 3000 dollars annually. Factors include boat value horsepower age of owner and navigation area. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need boat insurance in Lutz Florida?
Florida does not mandate boat insurance for most private vessels. However if you finance your boat the lender will require it. Many marinas also require proof of liability coverage before you can dock your boat.
What does boat insurance cover in Florida?
A standard policy includes liability for bodily injury and property damage. It also covers physical damage to your boat from collision fire theft or vandalism. You can add coverage for trailer fishing equipment and uninsured boaters.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.