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Compare Boat Insurance Agents in Merritt Island, FL

Looking for a boat insurance agent in Merritt Island? Review the directory below to compare your options.

9 agents listed
Updated May 2026
Merritt Island, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 9 boat insurance agents in Merritt Island, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
A-AARROW Insurance
105 N Courtenay Pkwy, Merritt Island, FL 32952
(321) 459-2434 aarrowinsurance.com
Sara Houston - State Farm Insurance Agent
2255 N Courtenay Pkwy #3, Merritt Island, FL 32953
(321) 252-4800 gotsara.com
Turner Florida Insurance
232 S Courtenay Pkwy, Merritt Island, FL 32952
(321) 252-1720 turnerfloridains.com
Jim Holder - State Farm Insurance Agent
125 E Merritt Island Cswy Ste 102, Merritt Island, FL 32952
(321) 452-8000 calljimholder.com
Rutledge Insurance Group
2235 N Courtenay Pkwy F, Merritt Island, FL 32953
(321) 441-4805 rutledgeinsgroup.com
Mr Auto Insurance
325 E Merritt Island Cswy STE G, Merritt Island, FL 32952
(321) 452-5022 mrauto-insurance.com
Brevard Coastal Insurance
125 E Merritt Island Cswy Suite 105, Merritt Island, FL 32952
(321) 452-8888 brevardcoastal.com
John Merrick Jr. Insurance Inc.
1365 N Courtenay Pkwy Unit D, Merritt Island, FL 32953
(321) 635-1650 johnmerrickinsurance.com
Benefit Providers
220 Andros Dr, Merritt Island, FL 32952
(321) 501-1043 seniorbenefitproviders.com

Boat insurance agents in Merritt Island help protect your watercraft against risks like collision theft and storm damage. Florida law requires all registered vessels to carry liability insurance if they have a motor over 50 horsepower. Local agents understand the unique needs of boaters on the Indian River and Banana River.

What Does a Boat Insurance Agent in Merritt Island Cost?

Typical boat insurance costs in Florida range from 300 to 800 dollars per year for a small runabout. Larger vessels or yachts can cost 1,500 to 5,000 dollars or more annually. Factors like boat value horsepower and navigation area affect the premium. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a boat insurance agent in Merritt Island do?
A boat insurance agent helps you find a policy that covers your boat liability and physical damage. They can explain Florida specific requirements like the 50 horsepower liability rule. They also assist with claims and policy adjustments.
Is boat insurance required in Florida?
Yes Florida requires liability insurance for any vessel with a motor of 50 horsepower or more. This law applies to boats used on public waterways in Merritt Island. Additional coverage like comprehensive and collision is optional but recommended.
How do I choose a boat insurance agent in Merritt Island?
Look for an agent who specializes in marine insurance and knows local waterways. Ask about their experience with Florida hurricane claims and salvage coverage. Compare quotes from multiple agents to find suitable coverage.