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Find Boat Insurance Agents Near You in North Bay Village, FL

Looking for a boat insurance agent in North Bay Village? Review the directory below to compare your options.

2 agents listed
Updated May 2026
North Bay Village, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 2 boat insurance agents in North Bay Village, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Bell & Lyons Insurance brokers
1666 79th Street Causeway ste 410, North Bay Village, FL 33141
(954) 998-3860 bellandlyons.com
AllStar Insurance Services Inc
1666 79th Street Causeway Suite 607, North Bay Village, FL 33141
(305) 865-7777 chooseallstar.com

North Bay Village boat owners can work with a licensed boat insurance agent to secure coverage that meets Florida requirements. Florida law mandates that all motorized vessels have at least liability insurance. An agent can help you understand local risks such as storm damage and navigable waterways in Biscayne Bay.

What Does a Boat Insurance Agent in North Bay Village Cost?

Typical boat insurance costs in Florida range from 300 to 800 dollars per year for a small runabout up to 1500 to 3000 dollars for a larger yacht. Premiums depend on the boat value horsepower navigation area and your claims history. Florida policies often include a hurricane deductible of 2 to 5 percent of the insured value. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a boat insurance agent in North Bay Village do?
A boat insurance agent helps you find a policy that covers physical damage liability and uninsured boater protection. They explain Florida specific requirements such as the 30 day grace period for new boat purchases. They also advise on coverage for theft and hurricane damage.
Is boat insurance required by law in Florida?
Yes Florida law requires liability insurance for any motorized vessel operated on state waters. The minimum liability coverage is 10000 dollars for bodily injury per person and 20000 dollars per accident. An agent can help you meet these legal minimums.
How do I choose a boat insurance agent in North Bay Village?
Look for an agent licensed in Florida with experience insuring boats used in local waters. Ask about their knowledge of North Bay Village specific risks like shallow channels and high traffic areas. Verify they offer policies from multiple insurers to compare options.