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Boat Insurance Agents in West Melbourne, FL

Browse boat insurance agents serving West Melbourne, Florida. Contact information and addresses listed below.

3 agents listed
Updated May 2026
West Melbourne, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 3 boat insurance agents in West Melbourne, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Atlantic Coast Insurance
2350 Minton Rd #101, West Melbourne, FL 32904
(321) 242-7777 shoffinsurance.com
Insurance Icon
1128 S Wickham Rd, West Melbourne, FL 32904
(321) 727-0951 insuranceicon.com
Agency Insurance Inc.
1510-B S Wickham Rd, West Melbourne, FL 32904
(321) 956-9646 weinsuregroupfl.com

Boat insurance agents in West Melbourne Florida help you protect your vessel against damage liability and theft. Florida law requires all motorized watercraft to carry liability insurance if they are financed or used in certain public waterways. Local agents understand the specific risks of the Indian River Lagoon and Atlantic Ocean routes near Brevard County.

What Does a Boat Insurance Agent in West Melbourne Cost?

Typical boat insurance costs in Florida range from 300 to 800 dollars per year for a small runabout up to 1500 to 3000 dollars for a larger cabin cruiser. Factors include boat value horsepower age of owner and navigation area. Rates also vary based on claims history and safety equipment. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of boat insurance coverage are available in West Melbourne Florida?
Common coverages include liability physical damage medical payments uninsured boater and personal effects. Many agents also offer towing and salvage coverage for the waterways around West Melbourne.
Is boat insurance required by law in Florida?
Florida does not require boat insurance for all vessels but lenders usually require it for financed boats. You must carry proof of insurance if you operate a motorized vessel on public waters and the boat is registered.