The top-rated boat insurance agent in Alpharetta, Georgia is North Point Insurance Group, rated 5.0 stars across 674 reviews. Other highly rated options include Integrity Insurance & Financial Services, Inc., Jon Jones - State Farm Insurance Agent, Tommy McNaull - State Farm Insurance Agent. This directory lists 24 boat insurance agents serving Alpharetta.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | North Point Insurance Group | 1005 Powers Pl | (770) 696-5569 |
| 2 | Integrity Insurance & Financial Services, Inc. | 282 S Main St STE D | (770) 475-4000 |
| 3 | Jon Jones - State Farm Insurance Agent | 4005 Nine McFarland Dr #100 | (770) 817-5050 |
| 4 | Tommy McNaull - State Farm Insurance Agent | 5755 North Point Pkwy UNIT 54 | (678) 205-5233 |
| 5 | Craig Ritchie - State Farm Insurance Agent | 3970 Old Milton Pkwy Suite 110 | (770) 685-6133 |
| 6 | David Chamblee - State Farm Insurance Agent | 5530 Windward Pkwy #240 | (770) 777-1801 |
| 7 | Gillman Insurance Problem Solvers | 11175 Cicero Dr Suite 575 | (678) 822-0148 |
| 8 | Barr Insurance Agency | 4010 Old Milton Pkwy # 100 | (770) 623-0323 |
| 9 | Southern States Insurance, Inc. of Alpharetta | 3600 Mansell Rd #525 | (678) 715-9513 |
| 10 | Garrett Schafer - State Farm Insurance Agent | 4080 McGinnis Ferry Rd STE 101 | (770) 817-5055 |
North Point Insurance Group serves boat owners throughout Alpharetta and Fulton County, Georgia, providing specialized boat insurance agency services. They help clients secure coverage for a variety of watercraft, addressing the unique risks associated with regional lakes and waterways. Their work includes advising on hull and liability protection while also assisting with claims navigation. The company handles coverage for personal watercraft and policy bundling for homeowners with boats.
Integrity Insurance & Financial Services, Inc. offers boat insurance to protect watercraft and personal liability on lakes and rivers around Alpharetta, GA. It arranges coverage for damage, theft, and towing, and provides consultation on seasonal storage and routine maintenance risks. The firm helps secure appropriate policies for fishing boats, pontoons, and speedboats. Its services extend to single-family homes, apartments, retail, and restaurants.
Jon Jones - State Farm Insurance Agent provides residential boat insurance coverage for watercraft used on area lakes and rivers. The agency also offers commercial boat insurance for clients operating charter or rental vessels. Services are available throughout Alpharetta, Georgia, and the surrounding North Fulton communities. Policies are tailored to individual boating habits, including options for liability and physical damage protection. The agency welcomes follow-up consultations to adjust coverage after each season and schedules repeat service between regular boat maintenance visits.
Tommy McNaull - State Farm Insurance Agent serves the Alpharetta, Georgia area and its surrounding communities, handling boat insurance policies for local recreational watercraft owners. This includes coverage considerations for damage, liability, and potential on-water incidents common in the region. Each typical job involves an individual assessment of the vessel’s specific needs and the client’s boating habits. The agent generally works to match the policy parameters to the often varied local boating conditions by reviewing coverage options with each client.
Craig Ritchie, a local boat insurance agent in Alpharetta, Georgia, distinguishes between one-time policies for short-term needs and recurring annual plans for year-round watercraft protection. He focuses on safeguarding pleasure boats against common local risks such as collision, theft, and storm damage on nearby lakes. This coverage extends to liability for accidents and physical damage to the hull, motor, and trailer. Service arrangements operate entirely on an as-needed basis, allowing clients to request policy reviews or adjustments whenever necessary.
David Chamblee - State Farm Insurance Agent in Alpharetta, GA, offers specialized coverage options tailored for boat owners in the Lake Lanier region. The agency provides comprehensive policies addressing physical damage, liability protection, and personal property on board. They also assist clients with standard auto, home, and life insurance needs. With seasonal shifts affecting local waterways, the office helps customers adjust their protection for winter storage or peak summer boating activity.
As spring boating season approaches on nearby Lake Lanier and the Chattahoochee River, many owners in Alpharetta begin reviewing their coverage. Gillman Insurance Problem Solvers helps these boat owners secure policies that address liability on open water and damage from storms or wakes typical to the region. They explain the nuances of trailer coverage, navigation limits, and agreed-value hull protection during an initial conversation. To finalize a quote accurately, a policy specialist will schedule a brief survey or photographic inspection of the vessel before binding the new plan.
Barr Insurance Agency works with clients across Alpharetta, GA to secure coverage for their watercraft, handling both personal vessels and commercial marine needs. The agency specializes in adding protections for liability, physical damage, and uninsured boater incidents on local lakes and rivers. These policies can be tailored to meet the exposures of marinas, boat repair facilities, and storage yards. Barr Insurance Agency also serves broader commercial sectors, including offices, warehouses, and food service operations.
Southern States Insurance, Inc. of Alpharetta is known for providing boat insurance coverage to clients throughout the Alpharetta area. Its service range includes protection for a variety of watercraft commonly used on local lakes and rivers in north Georgia. Policies typically address physical damage, liability, and towing expenses that can arise during recreational boating season. As a local agent, it helps policyholders understand regional navigational rules and seasonal storage requirements. A specialty service this agent can add on is coverage for personal watercraft, such as Jet Skis.
Garrett Schafer - State Farm Insurance Agent serves the Alpharetta, Georgia area and surrounding counties, specializing in boat insurance policies. This agency helps local boat owners secure coverage that protects their watercraft from common risks on area lakes and rivers. The agent provides personal liability and physical damage protection for vessels. Policies can be tailored for fishing boats, pontoons, and personal watercraft. Comprehensive options typically include towing and roadside assistance, as well as coverage for unattached equipment like trolling motors and trailers.
What Does a a Boat Insurance Agent in Alpharetta Cost?
Boat insurance in Georgia typically costs between 300 and 800 dollars per year for a standard runabout or fishing boat. Larger yachts or high performance vessels can cost 1,500 to 3,000 dollars annually. Factors like your driving record, boat value, and coverage limits change the price. This is general information and not insurance advice.
About boat insurance agents in Alpharetta
Boat insurance agents in Alpharetta Georgia help you protect your watercraft on Lake Lanier and other local waterways. Georgia law does not require boat insurance for most vessels, but lenders and marinas often require coverage. An agent can explain hull coverage, liability limits, and uninsured boater protection specific to Georgia regulations.
Frequently Asked Questions
Do I need boat insurance to operate on Lake Lanier near Alpharetta?
Georgia law does not mandate boat insurance for most recreational vessels. However, if you have a loan on your boat your lender will require comprehensive and collision coverage. Many marinas on Lake Lanier also require proof of liability insurance before allowing you to dock or launch.
What factors affect boat insurance rates in Georgia?
Rates depend on the boat type, its value, your boating experience, and where you store the vessel. Georgia agents also consider your claims history and the horsepower of your motor. Operating on large bodies of water like Lake Lanier may increase premiums due to higher traffic.
Does boat insurance cover damage from Georgia storms or hurricanes?
Standard boat insurance policies often cover wind and storm damage if you have comprehensive coverage. However, named storm deductibles may apply in Georgia. You should ask your agent about specific exclusions for hurricanes and flooding in the Alpharetta area.
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