Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 5 boat insurance agents in Kapaʻa, HI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Donovan Gardner: Allstate Insurance
4-901 Kuhio Hwy Ste 112, Kapaʻa, HI 96746
(808) 212-9848
agents.allstate.com
Darrellyn Lemke - State Farm Insurance Agent
4-1593 Kuhio Hwy, Kapaʻa, HI 96746
(808) 822-7335
darrellynlemke.com
Hawaiʻi Life
4-1379 Kuhio Hwy Suite 101, Kapaʻa, HI 96746
(800) 370-3848
hawaiilife.com
Ala Wai Yacht Brokerage
Kapaʻa, HI 96746
(808) 634-8703
Insurance Factors
5196 Kome St, Kapaʻa, HI 96746
(808) 822-3097
insurancefactors.com
What Does a Boat Insurance Agent in Kapaʻa Cost?
Boat insurance costs in Hawaii typically range from $300 to $1,500 per year for basic liability coverage on a small boat. For larger vessels or full coverage, annual premiums can be $2,000 to $5,000 or more. Factors include boat value, horsepower, usage, and your claims history. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of boat insurance are available in Kapaʻa?
Common policies include liability, collision, comprehensive, and uninsured boater coverage. Many agents also offer coverage for fishing gear and personal effects. Hawaii requires liability insurance for all motorized vessels over 10 horsepower.
Do I need boat insurance in Hawaii?
Yes, Hawaii law requires liability insurance for boats with motors of 10 horsepower or more. This includes personal watercraft like jet skis. Even if not required by law, insurance is recommended for all vessels.
How do I choose a boat insurance agent in Kapaʻa?
Look for an agent with experience in marine insurance and knowledge of Hawaii regulations. Ask about coverage for hurricane damage and salvage costs. Compare quotes from multiple agents to find a policy that fits your needs.