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Find Boat Insurance Agents in Pearl City, HI

Compare boat insurance agents in Pearl City. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Pearl City, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 3 boat insurance agents in Pearl City, HI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Margaret Yamashita - State Farm Insurance Agent
850 Kamehameha Hwy Ste 113, Pearl City, HI 96782
(808) 455-7944 myamashita.com
Marcus Murakami: Allstate Insurance
98-1238 Kaʻahumanu St STE 303, Pearl City, HI 96782
(808) 638-4044 agents.allstate.com
Wayne Midro - State Farm Insurance Agent
425 Kamehameha Hwy STE 301, Pearl City, HI 96782
(808) 484-8844 teammidro.com

Boat insurance agents in Pearl City, Hawaii help you protect your vessel against risks like collision, theft, and liability. Hawaii law requires all motorized watercraft to carry minimum liability insurance under Hawaii Revised Statutes Section 200-38. Working with a local agent ensures your policy meets state requirements and covers common local hazards like coral reef damage and inter-island transit.

What Does a Boat Insurance Agent in Pearl City Cost?

Boat insurance costs in Hawaii typically range from $300 to $1,500 per year for a small powerboat, and $1,000 to $5,000 per year for larger yachts. Factors include vessel value, horsepower, navigation area, and claims history. Pearl City agents can provide quotes based on your specific boat and usage. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of boat insurance are available in Pearl City?
Agents offer liability, collision, comprehensive, and uninsured boater coverage. Many policies also include towing and salvage services for Hawaii waters.
Do I need boat insurance in Hawaii?
Yes, Hawaii law requires liability insurance for all motorized vessels. Minimum coverage is $5,000 for property damage and $10,000 for bodily injury per person per incident.
How do I choose a boat insurance agent in Pearl City?
Look for an agent licensed in Hawaii with experience insuring vessels used in local waters. Ask about coverage for hurricane season, reef damage, and transport to neighbor islands.