The top-rated boat insurance agent in Coeur d'Alene, Idaho is Tim Skelton - State Farm Insurance Agent, rated 5.0 stars across 391 reviews. Other highly rated options include Redman & Company Insurance Inc., TJ Hake - State Farm Insurance Agent, Flathead Insurance Coeur d'Alene Insurance. This directory lists 19 boat insurance agents serving Coeur d'Alene.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tim Skelton - State Farm Insurance Agent | 2140 W Riverstone Dr Ste 202 | (208) 664-2155 |
| 2 | Redman & Company Insurance Inc. | 1410 S Lincoln Wy STE 100 | (208) 664-5263 |
| 3 | TJ Hake - State Farm Insurance Agent | 1900 Northwest Blvd UNIT 106 | (208) 714-0228 |
| 4 | Flathead Insurance Coeur d'Alene Insurance | 350 E Kathleen Ave #300 | (208) 667-7485 |
| 5 | 1st Choice Insurance Brokers, LLC | MAILING ADDRESS ONLY, 174 E Neider Ave #36 | (208) 758-8050 |
| 6 | Dirks Insurance Group, LLC | 1003 E Best Ave | (208) 664-9272 |
| 7 | Marsh McLennan Agency | 601 E Front Ave STE 502 | (208) 667-9406 |
| 8 | Panhandle Insurance | 1103 E Best Ave a | (208) 664-9223 |
| 9 | Pacific Crest Insurance - Coeur d'Alene | 402 W Canfield Ave # 2 | (208) 714-4251 |
| 10 | Wendy Gillies - State Farm Insurance Agent | 2201 N Government Wy A | (208) 765-8001 |
Tim Skelton - State Farm Insurance Agent serves the Coeur d'Alene, Idaho metro area, specializing in boat insurance coverage for local watercraft owners. The agency helps clients protect their vessels against common risks on nearby lakes and rivers. Policies address liability concerns and physical damage from accidents or weather events. This agent understands the specific needs of recreational boaters in the region. The company assists with insuring pontoons, fishing boats, or ski boats operating on Lake Coeur d'Alene.
Redman & Company Insurance Inc. provides a full range of boat insurance services, including liability coverage and hull protection for vessels on Lake Coeur d'Alene and surrounding waterways. The agency offers comprehensive service plans that address navigation hazards and seasonal storage risks typical in northern Idaho. It aims to maintain steady protection throughout the policy period. The company services a variety of local properties, including single-family homes with boat docks, waterfront apartments, lakeside retail establishments, and restaurants with marina access.
Serving boat owners, homeowners, and local property managers, TJ Hake - State Farm Insurance Agent in Coeur d'Alene, ID, provides marine coverage tailored to lake and river vessels. Policies typically include protection for physical damage, liability on the water, and equipment loss. The agency helps clients select appropriate deductibles and coverage limits for their watercraft. It also serves the greater Kootenai County area, including the communities around Hayden Lake and Post Falls.
Serving Coeur d'Alene and the surrounding lake communities of Kootenai County, Flathead Insurance Coeur d'Alene Insurance provides boat insurance agent services. It handles marine policies for a variety of watercraft, including personal powerboats, fishing vessels, and pontoons common to the region. The agency helps clients secure liability coverage, hull protection, and options for onboard equipment. Assessing each client’s specific navigational range and vessel type, the agent gathers quotes from multiple carriers to compare policy terms before recommending a tailored solution.
1st Choice Insurance Brokers, LLC offers both one-time and recurring service options for boat insurance needs. Their recurring service provides annual policy adjustments and seasonal coverage reviews, while one-time options assist with temporary coverage during transit or repairs. General boat insurance services in Coeur d'Alene, ID, protect against common risks like collision, theft, and weather damage. These services run on a scheduled basis, with renewals handled annually for ongoing policies.
Dirks Insurance Group, LLC handles general liability and property coverage for local businesses from its Coeur d'Alene, Idaho office. The company also specializes in boat insurance, offering tailored policies for watercraft used on Lake Coeur d'Alene and nearby waterways. Their agents assess individual boating risk and coverage needs. The firm can serve commercial offices, warehouses, and food service operations in the region.
As spring ice melts across Lake Coeur d'Alene, boat owners begin preparing their vessels for warmer months on the water. Marsh McLennan Agency in Coeur d'Alene offers boat insurance coverage designed to protect against common regional risks such as weather damage and liability during docking. The agency evaluates each client’s vessel type, storage arrangement, and typical cruising area. Coverage discussions typically begin with a full review of the boat’s current condition and documentation. Then an agent schedules an on-site inspection to confirm the details before issuing a policy.
Panhandle Insurance serves residential boat owners in Coeur d'Alene, ID, with policies tailored to personal watercraft and recreational vessels. Commercial coverage is also available for marinas or rental fleets operating on Lake Coeur d'Alene and surrounding waterways. The agency handles renewals and claims for clients across Kootenai County, ensuring policies stay current with seasonal usage patterns. Returning customers can contact the office between regular visits to adjust coverage following a new boat purchase or major equipment upgrade.
Pacific Crest Insurance - Coeur d'Alene is known for providing boat insurance coverage to recreational and personal watercraft owners throughout northern Idaho and the surrounding region. The agency works with clients living near Lake Coeur d'Alene, the Spokane River, and other local waterways to secure policies that address liability, damage, and theft. Policies can be tailored to cover different vessel types, including speedboats, fishing boats, and sailboats. A specialty service it offers is adding on coverage for towing and roadside assistance during water transport.
What Does a a Boat Insurance Agent in Coeur d'Alene Cost?
Typical boat insurance costs in Idaho range from 200 to 600 dollars per year for a standard runabout or fishing boat. Larger vessels or high-performance boats may cost 800 to 1,500 dollars annually. Factors include boat value, horsepower, storage location, and your boating experience. This is general information and not insurance advice.
About boat insurance agents in Coeur d'Alene
Boat insurance agents in Coeur d'Alene Idaho help protect your watercraft on Lake Coeur d'Alene and the Spokane River. Idaho requires liability insurance for motorized boats operated on public waters. Local agents understand the unique risks of mountain lakes and seasonal weather patterns in North Idaho.
Frequently Asked Questions
Is boat insurance required by law in Idaho?
Yes Idaho law requires liability insurance for motorized watercraft operated on public waters. Minimum coverage is 25,000 dollars for bodily injury per person and 50,000 dollars per accident plus 15,000 dollars for property damage.
What does a boat insurance policy typically cover in Coeur d'Alene?
A standard policy covers physical damage to your boat from collision or weather, liability for injuries or property damage you cause, and uninsured boater protection. Many agents also offer coverage for personal watercraft like jet skis.
How do I find a boat insurance agent in Coeur d'Alene Idaho?
You can search online for local independent agents or contact major insurers with offices in Coeur d'Alene. Look for agents who specialize in marine or recreational vehicle insurance for the best local knowledge.
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