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Find Boat Insurance Agents Near You in Elgin, IL

Browse boat insurance agents serving Elgin, Illinois. Updated 2026-07-14.

The top-rated boat insurance agent in Elgin, Illinois is John Sutton - State Farm Insurance Agent, rated 4.9 stars across 1,002 reviews. Other highly rated options include ADH Insurance Agency, Inc, Greg Metelak - State Farm Insurance Agent, Insurance Navy Brokers. This directory lists 16 boat insurance agents serving Elgin.

Showing 16 boat insurance agents in Elgin, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1John Sutton - State Farm Insurance Agent1380 Dundee Ave Suite D(847) 888-8858
2ADH Insurance Agency, Inc2521 Technology Dr # 204(847) 697-0104
3Greg Metelak - State Farm Insurance Agent53 Douglas Ave(847) 888-9875
4Insurance Navy Brokers1106 Dundee Ave(847) 416-0030
5Farmers Insurance - Chantal Ortiz Meza79 S Grove Ave(224) 242-8132
6David Im - State Farm Insurance Agent1245 Larkin Ave(847) 742-2292
7Nancy Navarro - State Farm Insurance Agent1881 Larkin Ave B(847) 888-9040
8Melissa Myers - State Farm Insurance Agent1350 E Chicago St Unit 8(847) 888-8050
9Kirkpatrick, Jones & Herzog Insurance Agency, Inc.19 S Spring St(847) 741-9393
10Magnum Insurance Agency300 S McLean Blvd Unit C(847) 608-7260
JS
1380 Dundee Ave Suite D
John Sutton - State Farm Insurance Agent
Boat Insurance Agent · Elgin, IL
AI
2521 Technology Dr # 204
ADH Insurance Agency, Inc
Boat Insurance Agent · Elgin, IL

ADH Insurance Agency, Inc serves the Elgin, Illinois area and the surrounding Kane County region as a boat insurance agent. The company helps local boat owners secure coverage for various watercraft, including personal watercraft and larger vessels. Policies typically protect against damage, theft, and liability on nearby lakes and rivers. ADH Insurance Agency, Inc assists clients with obtaining hull insurance and liability coverage for their specific marine needs.

GM
53 Douglas Ave
Greg Metelak - State Farm Insurance Agent
Boat Insurance Agent · Elgin, IL

Greg Metelak - State Farm Insurance Agent in Elgin, IL, provides a full range of boat insurance policies to cover watercraft against liability, physical damage, and theft. Coverage options include protection for the vessel itself, as well as for trailers and onboard equipment. The agency helps clients tailor deductibles and liability limits to meet individual needs. Its service includes regular policy reviews to ensure adequate coverage remains in place. The agency services pleasure craft for single-family homes, as well as boats used at second properties like apartments and retail establishments.

IN
1106 Dundee Ave
Insurance Navy Brokers
Boat Insurance Agent · Elgin, IL

Insurance Navy Brokers is a local agency in Elgin, Illinois, known for offering boat insurance policies tailored to recreational watercraft owners. It serves clients throughout the regional waterways and surrounding communities, providing coverage for liability, physical damage, and towing. The agency works with multiple carriers to find suitable protection for various boat types, from fishing vessels to personal ski boats. A specialty service it can add on includes coverage for navigational equipment and onboard electronics against theft or accidental damage.

FI
79 S Grove Ave
Farmers Insurance - Chantal Ortiz Meza
Boat Insurance Agent · Elgin, IL

Farmers Insurance - Chantal Ortiz Meza serves homeowners and property managers in Elgin, Illinois who need coverage for their boats. The agency helps clients protect personal watercraft and larger vessels against common risks on local waterways. Policy options can be tailored to address liability, physical damage, and other exposures specific to recreational boating. Each customer receives guidance in selecting appropriate coverage limits and deductibles for their individual situation. The agency also extends its boat insurance services to property owners in nearby South Elgin.

DI
1245 Larkin Ave
David Im - State Farm Insurance Agent
Boat Insurance Agent · Elgin, IL

David Im - State Farm Insurance Agent serves clients in Elgin, Illinois, and the surrounding communities of the Fox Valley area. This agency handles boat insurance policies for personal watercraft, cabin cruisers, sailboats, and other recreational vessels. Clients looking to protect their investment can discuss hull coverage, liability, and protection for gear and trailers. David Im adopts a careful approach, reviewing each client’s typical usage and risk to tailor coverage for their specific boat and local waterway conditions.

NN
1881 Larkin Ave B
Nancy Navarro - State Farm Insurance Agent
Boat Insurance Agent · Elgin, IL

When seeking boat insurance, customers choose between a single policy for occasional use or ongoing coverage for frequent outings. Nancy Navarro - State Farm Insurance Agent in Elgin, IL, provides policies that address liability, physical damage, and theft for watercraft operating on local lakes and rivers. Standard options include protection for the hull, motor, trailer, and personal effects. Coverage is tailored for individual boat sizes and types without offering bundled commercial or multi-vessel plans. Boating insurance service operates on an as-needed basis as customers request new policies or renew existing ones.

MM
1350 E Chicago St Unit 8
Melissa Myers - State Farm Insurance Agent
Boat Insurance Agent · Elgin, IL

As a boat insurance agent, Melissa Myers - State Farm Insurance Agent in Elgin, IL specializes in policies covering watercraft liability, physical damage protection, and towing assistance. It also handles general insurance needs for local residents, including auto and homeowners services. For boaters on the Fox River and nearby Chain O’Lakes, this agency helps ensure proper winter lay-up coverage and storage protection for vessels during off-season months when boating activity stops.

KJ
19 S Spring St
Kirkpatrick, Jones & Herzog Insurance Agency, Inc.
Boat Insurance Agent · Elgin, IL

As summer boating season approaches on the Fox River and nearby glacial lakes, Kirkpatrick, Jones & Herzog Insurance Agency, Inc. in Elgin, IL helps boat owners prepare adequate liability and hull coverage. They provide tailored protection for various watercraft, addressing local policy requirements and typical risks like storm damage or towing incidents. Clients can expect a thorough assessment of their vessel's condition through an initial inspection or coverage review to begin the process.

MI
300 S McLean Blvd Unit C
Magnum Insurance Agency
Boat Insurance Agent · Elgin, IL

Magnum Insurance Agency serves the Elgin, Illinois area, specializing in comprehensive boat insurance solutions. The company helps clients protect their watercraft against risks such as accidents, theft, and damage from severe weather. Policies typically cover a variety of personal boats commonly used on local rivers and lakes through the region. A knowledgeable agent will review coverage options for liability and physical damage. This agency handles insurance for both motorized fishing boats and larger cabin cruisers in the area.

FI
829 Walnut Ave Ste B
Farmers Insurance - Elizabeth Estrada
Boat Insurance Agent · Elgin, IL
(847) 488-1600
agents.farmers.com/il/elgin/elizabeth-estrada
FI
2090 Larkin Ave Ste 2
Farmers Insurance - Anthony Eason
Boat Insurance Agent · Elgin, IL
(847) 888-8353
agents.farmers.com/il/elgin/anthony-eason
BK
840 Summit St Ste E
Bruce King: Allstate Insurance
Boat Insurance Agent · Elgin, IL
(847) 468-7500
agents.allstate.com/bruce-king-elgin-il.html
FI
1146 Dundee Ave
Farmers Insurance - Rojelio Medina
Boat Insurance Agent · Elgin, IL
(847) 592-7440
agents.farmers.com/il/elgin/rojelio-medina
GI
119 South St
Goosehead Insurance - Linda Ramirez
Boat Insurance Agent · Elgin, IL
(847) 942-5204
goosehead.com/agents/il/elgin/119-s-grove-st
GI
2205 Point Blvd Ste 200
Gallagher Insurance, Risk Management & Consulting
Boat Insurance Agent · Elgin, IL
(847) 741-1000
assuredpartners.com/Elgin

What Does a a Boat Insurance Agent in Elgin Cost?

Typical boat insurance costs in Illinois range from 200 to 600 dollars per year for a small fishing boat and 500 to 1500 dollars per year for a larger cruiser. Factors include the boats value horsepower age and your claims history. Premiums also vary based on where you store the boat and how often you use it. This is general information and not insurance advice.

About boat insurance agents in Elgin

Boat insurance agents in Elgin Illinois help you protect your watercraft on the Fox River and nearby lakes. Illinois law does not require boat insurance for most vessels but lenders and marinas often demand it. A local agent can explain coverage options for liability physical damage and uninsured boater protection.

Frequently Asked Questions

Do I need boat insurance in Illinois?

Illinois does not mandate boat insurance for most recreational watercraft. However if you finance your boat or keep it at a marina the lender or marina operator will likely require liability and physical damage coverage.

What does boat insurance cover in Elgin?

Boat insurance policies typically cover liability for injury or damage you cause to others physical damage to your boat from collision fire or theft and medical payments for injured passengers. You can also add coverage for personal belongings and towing.

How do I choose a boat insurance agent in Elgin?

Look for an agent who specializes in marine or recreational vehicle insurance. Ask about their experience with local waterways like the Fox River and confirm they offer policies that meet Illinois specific requirements for liability limits and uninsured boater coverage.

Boat Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.