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Directory of boat insurance agents in Elgin, Illinois. Verify credentials with the state department of insurance before hiring.
15 agents listed
Updated May 2026
Elgin, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 15 boat insurance agents in Elgin, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
ADH Insurance Agency, Inc
2521 Technology Dr # 204, Elgin, IL 60124
(847) 697-0104
adhins.com
Greg Metelak - State Farm Insurance Agent
53 Douglas Ave, Elgin, IL 60120
(847) 888-9875
gregmetelak.com
Insurance Navy Brokers
1106 Dundee Ave, Elgin, IL 60120
(847) 416-0030
insurancenavy.com
Farmers Insurance - Chantal Ortiz Meza
79 S Grove Ave, Elgin, IL 60120
(224) 242-8132
agents.farmers.com
David Im - State Farm Insurance Agent
1245 Larkin Ave, Elgin, IL 60123
(847) 742-2292
ouragentdavid.com
Nancy Navarro - State Farm Insurance Agent
1881 Larkin Ave B, Elgin, IL 60123
(847) 888-9040
nancymyagent.com
Melissa Myers - State Farm Insurance Agent
1350 E Chicago St Unit 8, Elgin, IL 60120
(847) 888-8050
melissamyersinsurance.com
Magnum Insurance Agency
300 S McLean Blvd Unit C, Elgin, IL 60123
(847) 608-7260
magnuminsurance.com
Kirkpatrick, Jones & Herzog Insurance Agency, Inc.
19 S Spring St, Elgin, IL 60120
(847) 741-9393
kjhins.com
Farmers Insurance - Elizabeth Estrada
829 Walnut Ave Ste B, Elgin, IL 60123
(847) 488-1600
agents.farmers.com
Farmers Insurance - Anthony Eason
2090 Larkin Ave Ste 2, Elgin, IL 60123
(847) 888-8353
agents.farmers.com
Farmers Insurance - Rojelio Medina
1146 Dundee Ave, Elgin, IL 60120
(847) 592-7440
agents.farmers.com
Bruce King: Allstate Insurance
840 Summit St Ste E, Elgin, IL 60120
(847) 468-7500
agents.allstate.com
Goosehead Insurance - Linda Ramirez
119 South St, Elgin, IL 60120
(847) 942-5204
goosehead.com
Gallagher Insurance, Risk Management & Consulting
2205 Point Blvd Ste 200, Elgin, IL 60123
(847) 741-1000
assuredpartners.com
Boat insurance agents in Elgin Illinois help you protect your watercraft on the Fox River and nearby lakes. Illinois law does not require boat insurance for most vessels but lenders and marinas often demand it. A local agent can explain coverage options for liability physical damage and uninsured boater protection.
What Does a Boat Insurance Agent in Elgin Cost?
Typical boat insurance costs in Illinois range from 200 to 600 dollars per year for a small fishing boat and 500 to 1500 dollars per year for a larger cruiser. Factors include the boats value horsepower age and your claims history. Premiums also vary based on where you store the boat and how often you use it. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need boat insurance in Illinois?
Illinois does not mandate boat insurance for most recreational watercraft. However if you finance your boat or keep it at a marina the lender or marina operator will likely require liability and physical damage coverage.
What does boat insurance cover in Elgin?
Boat insurance policies typically cover liability for injury or damage you cause to others physical damage to your boat from collision fire or theft and medical payments for injured passengers. You can also add coverage for personal belongings and towing.
How do I choose a boat insurance agent in Elgin?
Look for an agent who specializes in marine or recreational vehicle insurance. Ask about their experience with local waterways like the Fox River and confirm they offer policies that meet Illinois specific requirements for liability limits and uninsured boater coverage.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Illinois.