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Find Boat Insurance Agents in Matteson, IL

Directory of boat insurance agents in Matteson, Illinois. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Matteson, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 2 boat insurance agents in Matteson, IL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Steven Gardner - State Farm Insurance Agent
4747 Lincoln Mall Dr Ste 210, Matteson, IL 60443
(708) 248-6430 stevengardneragent.net
David Horton - State Farm Insurance Agent
21141 Governors Hwy #104, Matteson, IL 60443
(708) 748-5475 davidlhorton.com

Boat insurance agents in Matteson Illinois help you protect your watercraft with policies that meet state requirements. Illinois law does not require boat insurance for most vessels, but marinas and lenders often require it. Local agents can explain coverage options including liability, physical damage, and uninsured boater protection.

What Does a Boat Insurance Agent in Matteson Cost?

Boat insurance costs in Illinois typically range from 200 to 800 dollars per year for a standard policy. Factors that affect cost include boat value, horsepower, age of the vessel, and your boating experience. Liability coverage alone may cost 100 to 300 dollars annually. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Is boat insurance required in Illinois?
Illinois does not require boat insurance for most recreational watercraft. However, marinas may require proof of insurance to dock your boat. Lenders also require coverage if you finance your vessel.
What does boat insurance cover in Illinois?
Boat insurance typically covers liability for damage to other boats or property, physical damage to your boat, and medical payments. Many policies also include coverage for theft, vandalism, and towing.
How do I choose a boat insurance agent in Matteson?
Look for an agent who specializes in watercraft insurance and understands local boating conditions. Ask about policy limits, deductibles, and whether the policy covers navigation on the Kankakee River or Lake Michigan.