The top-rated boat insurance agent in Moline, Illinois is Matt Fitzpatrick - State Farm Insurance Agent, rated 5.0 stars across 283 reviews. Other highly rated options include Chad Cruse - State Farm Insurance Agent, Freeway Insurance, Farmers Insurance - David Williams. This directory lists 19 boat insurance agents serving Moline.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Matt Fitzpatrick - State Farm Insurance Agent | 800 36th Ave | (309) 948-2071 |
| 2 | Chad Cruse - State Farm Insurance Agent | 1922 7th St Suite 201 | (309) 736-9337 |
| 3 | Freeway Insurance | 2022 1st St Ct A | (309) 832-7011 |
| 4 | Farmers Insurance - David Williams | 2800 41st St | (309) 762-8100 |
| 5 | Goosehead Insurance - Rose & Carlos Gomez | 2928 Avenue of the Cities | (309) 402-0118 |
| 6 | Derek Newton: Allstate Insurance | 3311 Avenue of the Cities | (309) 797-9355 |
| 7 | Marcussen Insurance | 2721 16th St | (309) 764-6850 |
| 8 | Goosehead Insurance - Pat Moody | 4720 Avenue of the Cities | (309) 740-2272 |
| 9 | Nelson Brothers Agency | 1701 52nd Ave | (309) 762-4173 |
| 10 | Bill Potter Insurance Agency, LLC | 3811 16th St | (309) 797-9200 |
Matt Fitzpatrick - State Farm Insurance Agent serves the Moline, Illinois metro area, providing boat insurance policies tailored to local watercraft owners. Their services include protection coverage for liability, physical damage, and theft for boats and personal watercraft. This agency helps clients secure policies that address regional risks such as inland lake navigation and seasonal storage needs. Specific coverage handles docking equipment and trailer protection.
Chad Cruse - State Farm Insurance Agent in Moline, IL provides comprehensive boat insurance coverage, including liability, physical damage, and personal property protection. The agency helps clients customize policies to safeguard watercraft against common risks unique to the Mississippi River region. Regular policy reviews ensure coverage keeps pace with changing boating seasons and asset values. Their services extend to insuring single-family homes, apartments, retail shops, and local restaurants.
Freeway Insurance serves the Moline, Illinois area and surrounding communities, providing boat insurance policies for clients who own watercraft. It handles typical coverage needs such as liability protection, physical damage coverage, and options for trailers or equipment. When approached with a standard boating insurance request, the agent reviews the client’s vessel details and usage to tailor a policy that meets local regulatory requirements and individual risk factors.
Homeowners, boat owners, and small businesses in the Moline, IL area turn to Farmers Insurance - David Williams for boat insurance agent services. As a local agent, he helps clients secure coverage for watercraft, addressing liability and physical damage needs typical of the Quad Cities region. His agency works with residents to find policies that protect their boats and personal assets. The same tailored approach is offered to those in neighboring Rock Island, ensuring comprehensive service across the metro area.
Goosehead Insurance - Rose & Carlos Gomez in Moline, IL, offers both one-time boat insurance policies and recurring annual plans, with coverage protecting against damage, theft, and liability on the water. Their advisors help local boat owners review hull values, equipment, and navigational limits to match policy types to vessels and usage patterns. Service operates on an annual renewal cycle with as-needed policy updates and claims assistance throughout each term.
Serving Moline and the surrounding communities of the Illinois Quad Cities, Derek Newton: Allstate Insurance provides boat insurance coverage for local watercraft owners. The agency handles policies for a range of recreational vessels, including fishing boats and pontoons common on the Mississippi River. It helps customers with liability protection and coverage for physical damage, theft, and towing. For a typical job, the agency assesses the specific needs and usage patterns of each client to tailor a policy accordingly.
Marcussen Insurance specializes in boat insurance coverage for a variety of watercraft in the Moline area, serving as a local agent for protection on the Mississippi River and nearby lakes. It assists clients with obtaining hull and liability policies tailored to their individual needs. The agency helps boat owners manage the unique risks of navigating seasonal weather changes and spring thaw conditions on regional waterways.
Spring storms bring high winds and rising waters to the Quad Cities region, making it essential for boat owners to reassess their coverage each season. Goosehead Insurance in Moline, with agent Pat Moody, helps local clients select policies that cover damage from weather, accidents, and liability on the Mississippi and surrounding lakes. Every boater’s needs differ, so the process begins with a review of the vessel’s current value and typical usage. Pat then requests a recent inspection report to finalize the initial assessment before quoting any policy.
Nelson Brothers Agency provides boat insurance solutions for clients in Moline, Illinois. They can add specialized coverage for equipment, trailer transport, and personal liability. These policies protect against common risks on nearby rivers and lakes, including collision, weather damage, and theft. Their service extends beyond recreational watercraft to commercial clients, including offices that manage fleets, warehouses storing marine equipment, and food service operations requiring delivery boat insurance.
Bill Potter Insurance Agency, LLC in Moline, IL provides residential boat insurance for personal watercraft and recreational vessels, along with commercial coverage for charter or rental operations serving the Quad Cities area. The agency reviews policies to match local river and lake navigation needs, offering professional advice on liability and hull protection. After a seasonal claim or policy adjustment, clients can rely on straightforward follow-up service before their next boating season.
What Does a a Boat Insurance Agent in Moline Cost?
Boat insurance in Illinois typically costs 200 to 600 dollars per year for a small fishing boat and 400 to 1,200 dollars for a larger cruiser. Premiums vary based on boat value, engine power, and coverage limits. This is general information and not insurance advice.
About boat insurance agents in Moline
Boat insurance agents in Moline, Illinois help protect your watercraft on the Mississippi River and local lakes. Illinois does not require boat insurance by law, but lenders and marinas often require coverage. Local agents can tailor policies for fishing boats, pontoons, and personal watercraft.
Frequently Asked Questions
What types of boat insurance coverage are available in Moline?
Common coverages include liability, physical damage, medical payments, and uninsured boater protection. Illinois law does not mandate boat insurance, but liability coverage is recommended to cover damage to other boats or property.
How does Illinois law affect boat insurance requirements?
Illinois does not require boat insurance for registration or operation. However, if you finance your boat, the lender will likely require comprehensive and collision coverage. Marinas may also require proof of liability insurance for dockage.
What factors affect boat insurance costs in Moline?
Costs depend on boat type, value, horsepower, usage, and your boating experience. The Mississippi River and local lakes may increase risk due to currents and weather. Typical annual premiums range from 300 to 800 dollars for a standard runabout.
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