The top-rated boat insurance agent in O'Fallon, Illinois is Scott Huels - State Farm Insurance Agent, rated 4.9 stars across 663 reviews. Other highly rated options include Rob Isringhausen - State Farm Insurance Agent, Elisa Hager - State Farm Insurance Agent, JGP Insurance Group, LLC. This directory lists 18 boat insurance agents serving O'Fallon.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Scott Huels - State Farm Insurance Agent | 9 Eagle Center # 7 | (618) 632-3600 |
| 2 | Rob Isringhausen - State Farm Insurance Agent | 810 W Hwy 50 | (618) 589-9911 |
| 3 | Elisa Hager - State Farm Insurance Agent | 1315 W Hwy 50 | (618) 628-8800 |
| 4 | JGP Insurance Group, LLC | 513 W Hwy 50 | (618) 228-0383 |
| 5 | Mike Morrill - State Farm Insurance Agent | 102 Ruth Dr | (618) 632-6943 |
| 6 | Jessica Harrison-Wilkins: Allstate Insurance | 715 W Hwy 50 | (618) 632-1515 |
| 7 | Burgmann Insurance Group | 1132 River Birch Dr | (618) 206-2623 |
| 8 | Joe Wallace: Allstate Insurance | 1214 Paragon Dr #1 | (618) 624-8937 |
| 9 | Derrick Lebryk - COUNTRY Financial Representative | 1115 Frontage Rd Ste C | (618) 622-3767 |
| 10 | Nick Miller - COUNTRY Financial Representative | 1603 W Hwy 50 | (618) 233-1043 |
Scott Huels - State Farm Insurance Agent serves O'Fallon, IL, and the surrounding St. Clair County area, providing boat insurance to local boat owners. The agency helps clients find coverage that protects their watercraft against common risks on nearby lakes and rivers. Scott Huels works with customers to evaluate their needs for liability protection and physical damage coverage. The office specifically handles policies for personal watercraft and fishing boats.
Rob Isringhausen - State Farm Insurance Agent provides boat insurance coverage and related policy options in the O'Fallon, IL area. It offers personalized insurance plans, including liability and damage protection, alongside routine policy reviews and claims assistance. The agency structures its service to address common client questions and annual renewal needs. It services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Elisa Hager - State Farm Insurance Agent in O'Fallon, IL serves homeowners, boat owners, and other local residents who need coverage for watercraft and personal property. The agency provides boat insurance policies that help protect against risks like accidents, theft, and weather damage on lakes and rivers in the area. Customers can discuss coverage options for fishing boats, pontoon boats, and similar vessels with an agent who understands regional recreational boating needs. This O'Fallon agency also covers clients in nearby Belleville and the greater St. Louis metro area.
JGP Insurance Group, LLC serves the O'Fallon, IL area and surrounding communities, handling boat insurance for recreational watercraft owners. It addresses coverage needs for various vessels, including liability protection and physical damage. The company also helps clients understand policy options tailored to local waterways and seasonal usage patterns. To handle a typical job, it reviews the client’s boating habits and vessel details to recommend a balanced policy that meets both financial and operational requirements.
As a boat insurance agent serving O'Fallon, Illinois, Mike Morrill - State Farm Insurance Agent provides clients with either one-time policies for a single season or scheduled ongoing coverage that renews annually. These policies protect against common risks such as collision, theft, weather damage, and liability while a boat is on the water or in storage. Tailored to local boating habits, coverage can include protection for trailers and personal equipment. Service runs on both a one-time and as-needed basis, with options for clients to adjust their plan seasonally.
Jessica Harrison-Wilkins with Allstate Insurance offers specialty coverage for watercraft, including liability protection and physical damage options for boats of all sizes. The agency provides general insurance services to clients in O'Fallon, IL, focusing on personalized policy evaluations to match individual boating needs. Whether preparing for summer launches on nearby lakes or protecting against winter storage damage, the office helps boat owners address risks specific to seasonal use.
When the waters of the Mississippi and Kaskaskia rivers rise each spring, O'Fallon boat owners need insurance that protects against flood and storm damage. Burgmann Insurance Group provides boat insurance agent services to clients in the area. They help residents choose appropriate coverage for personal watercraft, fishing boats, or cabin cruisers, ensuring policies address both liability and physical damage. A typical engagement begins with the agent reviewing the vessel's current condition and storage arrangements during a thorough initial-assessment step.
Joe Wallace: Allstate Insurance assists boat owners in the O'Fallon, IL area with tailored coverage for watercraft liabilities and physical damage. Its specialty add-ons include protection for fishing equipment, onboard electronics, and emergency towing services on area waterways. Policies are designed to address risks specific to recreational vessels and personal watercraft common to the local region. This agency serves a range of commercial sectors, including marinas, lakeside retail offices, and food service operations located along lakes and rivers.
Derrick Lebryk - COUNTRY Financial Representative in O'Fallon, IL, provides residential boat insurance coverage for personal watercraft and recreational vessels. Commercial coverage is also available for marinas and small charter operations serving the greater O’Fallon area. Each policy is structured to address common local waterway risks. Clients can expect direct follow-up service between regular visits to adjust coverage or process policy changes as their boating needs evolve.
Nick Miller - COUNTRY Financial Representative in O'Fallon, IL, is known for offering tailored boat insurance policies to local boat owners. The company serves clients throughout the region, providing coverage for a wide variety of watercraft. They evaluate factors like boating frequency and storage locations to match appropriate protection plans. A specialty service they can add on is coverage for personal watercraft such as jet skis.
What Does a a Boat Insurance Agent in O'Fallon Cost?
Typical boat insurance costs in Illinois range from 200 to 500 dollars per year for basic liability coverage on a small fishing boat. Larger vessels or high performance boats may cost 800 to 2000 dollars annually. Factors like boat value horsepower and your claims history affect the premium. This is general information and not insurance advice.
About boat insurance agents in O'Fallon
Boat insurance agents in O'Fallon Illinois help you protect your watercraft with liability and physical damage coverage. Illinois law requires boat owners to carry liability insurance for certain watercraft operated on state waters. Local agents understand regional risks like weather and lake conditions.
Frequently Asked Questions
Do I need boat insurance in O'Fallon Illinois?
Illinois requires liability insurance for motorboats with over 25 horsepower. Coverage must meet minimum limits of 20 thousand dollars for bodily injury per person and 40 thousand dollars per accident. An agent can help you meet these requirements.
What does boat insurance typically cover in Illinois?
Standard boat insurance policies cover liability for injuries or damage to others, physical damage to your boat from collision or theft, and medical payments. Illinois agents can add coverage for trailers and personal property on board.
How do I choose a boat insurance agent in O Fallon?
Look for an agent licensed in Illinois who specializes in watercraft policies. Ask about coverage for local lakes like Carlyle Lake and the Mississippi River. Compare quotes from multiple agencies to find suitable terms.
Boat Insurance Agents in Other Illinois Cities
Addison · Algonquin · Arlington Heights · Aurora · Bartlett · Batavia · Belleville · Berwyn · Bloomington · Bolingbrook · Burbank · Calumet City · Carol Stream · Champaign · Chicago