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HomeBoat Insurance AgentsIllinois › Rockford

Find Boat Insurance Agents Near You in Rockford, IL

Browse boat insurance agents serving Rockford, Illinois. Updated 2026-07-14.

The top-rated boat insurance agent in Rockford, Illinois is Insurance King, rated 4.7 stars across 1,290 reviews. Other highly rated options include Meagan Semmelroth - State Farm Insurance Agent, Magnum Insurance Agency, Freeway Insurance. This directory lists 18 boat insurance agents serving Rockford.

Showing 18 boat insurance agents in Rockford, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Insurance King127 N Alpine Rd(888) 839-1365
2Meagan Semmelroth - State Farm Insurance Agent6551 E Riverside Blvd #114(779) 238-3062
3Magnum Insurance Agency617 S Rockford Ave(815) 333-2645
4Freeway Insurance1090 W Riverside Blvd(815) 516-8552
5Solomon Foley - State Farm Insurance Agent5411 E State St #200(815) 397-3377
6William King Insurance Agency6785 Weaver Rd #2d(815) 397-2446
7Broadmoor Agency3923 E State St(815) 965-6700
8Harkness Insurance5301 E State St #101(815) 395-1942
9Rockford Mutual Insurance Company527 Colman Center Dr(815) 229-1500
10Spectrum Insurance5301 E State St # 201(815) 229-4040
IK
127 N Alpine Rd
Insurance King
Boat Insurance Agent · Rockford, IL

Insurance King provides boat insurance residential services in Rockford, Illinois, covering standard watercraft policies for personal water use. Commercial coverage may also be arranged for rental fleets or fishing charters operating in the broader Rockford area. As a local Boat Insurance Agent, the company works with policyholders throughout northern Illinois. The agent will follow up between regular visits for seasonal insurance adjustments or policy reviews as needed.

MS
6551 E Riverside Blvd #114
Meagan Semmelroth - State Farm Insurance Agent
Boat Insurance Agent · Rockford, IL

Meagan Semmelroth - State Farm Insurance Agent serves the Rockford, Illinois, metro area with boat insurance coverage. This agency assists local boat owners in protecting their watercraft from common risks on area lakes and rivers. Policies typically include coverage for physical damage, liability, and theft. The agency also provides options for personal property stored on the vessel. Common services handled here include quotation for liability limits and hull coverage for recreational boats.

MI
617 S Rockford Ave
Magnum Insurance Agency
Boat Insurance Agent · Rockford, IL

Magnum Insurance Agency in Rockford, Illinois, is known for providing boat insurance coverage. It serves local boat owners seeking protection for their watercraft on area lakes and rivers. The agency offers policies that cover liability, physical damage, and theft. Boat owners can secure plans tailored to fishing boats, sailboats, and personal watercraft. A specialty service available is add-on coverage for towing and on-water assistance, ensuring prompt help if a boat becomes disabled during a trip.

FI
1090 W Riverside Blvd
Freeway Insurance
Boat Insurance Agent · Rockford, IL

Freeway Insurance serves the Rockford, Illinois metro area as a boat insurance agent. The company offers policies designed to protect personal watercraft, fishing boats, and larger vessels from damage, theft, and liability risks common on area waterways. Coverage typically includes physical damage protection, medical payments, and uninsured boater coverage tailored to local lakes and rivers. Freeway Insurance also handles policy adjustments for trailer coverage and seasonal lay-up periods.

SF
5411 E State St #200
Solomon Foley - State Farm Insurance Agent
Boat Insurance Agent · Rockford, IL

Solomon Foley’s State Farm Insurance Agency serves homeowners, businesses, and property managers in Rockford, Illinois, by providing boat insurance policies tailored to protect watercraft against common regional risks. Policies typically cover damage from collisions, theft, and weather events that occur on area lakes and rivers. The agency guides clients through coverage options, including liability and physical damage protection, to fit different sizes and types of vessels. Service extends throughout the Rockford metro area, including the bordering communities of Loves Park and Machesney Park.

WK
6785 Weaver Rd #2d
William King Insurance Agency
Boat Insurance Agent · Rockford, IL

William King Insurance Agency in Rockford, IL, offers one-time policy setup for seasonal boaters and recurring annual coverage for year-round watercraft protection. Boat insurance agents in this area typically provide customizable plans that cover physical damage, liability, and theft for vessels such as fishing boats, pontoons, and small cruisers. Service appointments, whether for new policy consultations or coverage adjustments, are available on a scheduled or as-needed basis to accommodate different client needs throughout the boating season.

BA
3923 E State St
Broadmoor Agency
Boat Insurance Agent · Rockford, IL

Broadmoor Agency serves the Rockford, Illinois area and surrounding communities along the Rock River, providing boat insurance coverage for personal watercraft, fishing boats, and larger cabin cruisers. The agency handles policies that protect against common risks on inland lakes and waterways, including collision, theft, and liability for passenger injuries. To complete a typical job, it reviews the vessel’s value, storage location, and typical operating season before tailoring a policy to match each owner’s specific exposure on the water.

HI
5301 E State St #101
Harkness Insurance
Boat Insurance Agent · Rockford, IL

Harkness Insurance provides a full range of boat insurance policies for boaters in the Rockford, Illinois area, including coverage for liability, physical damage, and theft. Its service plans often include options for lay-up periods during winter months and agreed value policies for older vessels. The agency works with clients to create customized protection for various watercraft. It services properties such as single-family homes, apartments, retail stores, and local restaurants.

RM
527 Colman Center Dr
Rockford Mutual Insurance Company
Boat Insurance Agent · Rockford, IL

Rockford Mutual Insurance Company provides boat insurance agency services for local clients, securing coverage for watercraft and marine liabilities. Its service plans include policy review sessions and annual coverage assessments to adapt to changing needs. The company maintains documentation for claims support and navigational area considerations. Rockford Mutual Insurance Company insures single-family homes, apartments, retail shops, and restaurants.

SI
5301 E State St # 201
Spectrum Insurance
Boat Insurance Agent · Rockford, IL

Homeowners and small businesses in Rockford, Illinois turn to Spectrum Insurance for boat insurance coverage that protects watercraft from liability and physical damage. The agency works with clients to secure policies for a variety of recreational vessels. Serving the wider Winnebago County region, Spectrum Insurance also provides availability for boat owners in nearby Loves Park and Machesney Park.

IK
1801 11th St
Insurance King
Boat Insurance Agent · Rockford, IL
(815) 316-9522
insuranceking.com
IK
1515 N Rockton Ave
Insurance King
Boat Insurance Agent · Rockford, IL
(815) 968-5464
insuranceking.com
BR
5411 E State St
Beth & Rudnicki Insurance
Boat Insurance Agent · Rockford, IL
(815) 399-6690
brinsurance.net
NI
5301 E State St Ste 122
Nystrom Insurance Agency
Boat Insurance Agent · Rockford, IL
(815) 316-0370
agents.farmers.com/il/rockford/juanita-nystrom
CI
810 N Alpine Rd
CoyleKiley Insurance Agency, Inc.
Boat Insurance Agent · Rockford, IL
(815) 987-2170
coylekiley.com
SI
7445 Newburg Rd Ste 102A
Shelter Insurance - Lisa Radant
Boat Insurance Agent · Rockford, IL
(815) 332-9312
shelterinsurance.com/CA/agent/LRADANT
TI
4615 E State St Suite 10
Tipp Insurance Agency, LLC
Boat Insurance Agent · Rockford, IL
(815) 800-2525
tippinsurance.com
BA
202 W State St
Broadmoor Agency Inc: Ripplinger Matthew
Boat Insurance Agent · Rockford, IL
(815) 965-6700
broadmooragency.com/meet-the-staff

What Does a a Boat Insurance Agent in Rockford Cost?

Typical boat insurance in Illinois costs between 200 and 500 dollars per year for a basic policy on a small fishing boat. Larger or faster boats may cost 500 to 1,500 dollars annually. Premiums depend on boat value, horsepower, and your driving record. This is general information and not insurance advice.

About boat insurance agents in Rockford

Rockford boat owners need insurance that covers liability on the Rock River and other local waterways. Illinois requires liability coverage for boats with motors over 25 horsepower. A local agent can help you meet state minimums and protect against common risks like collision and theft.

Frequently Asked Questions

What coverage does Illinois law require for boats in Rockford?

Illinois requires liability insurance for boats with motors over 25 horsepower. Minimum limits are 20,000 per person for bodily injury and 40,000 per accident. Your agent can help you meet these requirements.

How do I find a boat insurance agent in Rockford Illinois?

Look for independent agents who specialize in watercraft coverage. Many Rockford agencies offer policies for fishing boats, pontoons, and speedboats. Ask about discounts for safety courses and multiple policies.

Does boat insurance cover damage from Lake Winnebago storms?

Standard policies often cover storm damage but may exclude flood or hurricane risks. Check your policy for specific exclusions. An agent can add comprehensive coverage for weather-related damage.

Boat Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.