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HomeBoat Insurance AgentsIllinois › St. Charles

Find Boat Insurance Agents Near You in St. Charles, IL

Browse boat insurance agents serving St. Charles, Illinois. Updated 2026-07-14.

The top-rated boat insurance agent in St. Charles, Illinois is Bill Nelson - State Farm Insurance Agent, rated 5.0 stars across 311 reviews. Other highly rated options include Larry Laino - State Farm Insurance Agent, Chris Knapp - State Farm Insurance, Relation Insurance - Joseph M. Wiedemann & Sons Inc. This directory lists 16 boat insurance agents serving St. Charles.

Showing 16 boat insurance agents in St. Charles, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Bill Nelson - State Farm Insurance Agent1309 W Main St(630) 443-5100
2Larry Laino - State Farm Insurance Agent525 N Tyler Rd Unit B(630) 587-0200
3Chris Knapp - State Farm Insurance1103 W Main St(630) 584-8500
4Relation Insurance - Joseph M. Wiedemann & Sons Inc303 E Main St STE B(847) 228-8400
5Rosenberg Insurance & Financial1121 E Main St Suite 200(630) 576-0009
6Bill Recchia - State Farm Insurance Agent2560 Foxfield Rd #260(630) 513-1191
7Hazen Insurance Agency, Inc.1100 W Main St STE B(630) 485-5100
8RKM Insurance Services, INC.100 Illinois St Ste 200A(630) 796-4422
9Chris Muehlschlegel: Allstate Insurance3755 E Main St Ste 200(630) 443-4141
10Shelter Insurance - Katherine Zimmerman4N645 School Rd(630) 879-6100
BN
1309 W Main St
Bill Nelson - State Farm Insurance Agent
Boat Insurance Agent · St. Charles, IL

Bill Nelson - State Farm Insurance Agent serves the St. Charles, IL area, offering boat insurance coverage for local watercraft owners. Policies typically protect against damage from collisions, theft, and severe weather on area lakes and rivers. Standard liability coverage also helps pay for injuries or property damage that may occur while operating a vessel. Specific endorsements can extend protection to cover personal belongings on board and provide towing or roadside assistance for boaters on the Fox River.

LL
525 N Tyler Rd Unit B
Larry Laino - State Farm Insurance Agent
Boat Insurance Agent · St. Charles, IL

Larry Laino - State Farm Insurance Agent in St. Charles, IL, offers boat insurance policies that cover liability, physical damage, and medical payments for watercraft owners. Service and maintenance plans typically include coverage for towing, repairs, and replacement costs in the event of an accident or storm damage. Policies can also include protection for on-water equipment and storage facilities. The company services single-family homes, apartments, retail, and restaurants.

CK
1103 W Main St
Chris Knapp - State Farm Insurance
Boat Insurance Agent · St. Charles, IL

Chris Knapp - State Farm Insurance serves local homeowners, boat owners, and property managers in St. Charles, Illinois, with boat insurance coverage tailored to protect watercraft and liability. Policies are designed for recreational vessels, including fishing boats and personal watercraft, and can be bundled with homeowners coverage for convenience. The agency also extends its services to nearby communities such as Geneva, Batavia, and the surrounding Fox Valley area, ensuring accessibility for clients across the western suburbs.

RI
303 E Main St STE B
Relation Insurance - Joseph M. Wiedemann & Sons Inc
Boat Insurance Agent · St. Charles, IL

Serving St. Charles and the surrounding Fox River Valley communities, Relation Insurance - Joseph M. Wiedemann & Sons Inc handles boat insurance for recreational watercraft owners. This agency focuses on securing coverage tailored to the specific risks of local lakes and waterways. Their typical approach involves reviewing a client’s vessel type and typical usage patterns to identify appropriate coverage levels and policy options.

RI
1121 E Main St Suite 200
Rosenberg Insurance & Financial
Boat Insurance Agent · St. Charles, IL

Rosenberg Insurance & Financial in St. Charles, IL distinguishes between one-time liability policies for seasonal boaters and recurring comprehensive plans that protect high-value personal watercraft year-round. Coverage typically safeguards against theft, accidental damage, and liability for property damage or injury on the water. As a local boat insurance agent, the company helps clients navigate Lake Michigan and Fox River risks by comparing options from multiple insurers. Service is available on an as-needed basis, with appointments scheduled according to each customer’s unique boating calendar and policy renewal date.

BR
2560 Foxfield Rd #260
Bill Recchia - State Farm Insurance Agent
Boat Insurance Agent · St. Charles, IL

Serving St. Charles and the surrounding area, Bill Recchia - State Farm Insurance Agent provides boat insurance policies tailored to cover watercraft from small fishing boats to larger cruisers. The agency also offers general insurance services including auto, home, and life coverage. It helps boat owners protect their vessels against common risks such as damage from storms, collisions, and theft. As winter approaches, the office can assist with updating policies to cover boats while they are stored in dry dock or shrink-wrapped for the cold months.

HI
1100 W Main St STE B
Hazen Insurance Agency, Inc.
Boat Insurance Agent · St. Charles, IL

As spring launches boats back onto the Fox River and area lakes, boat insurance needs become urgent for St. Charles owners. Hazen Insurance Agency, Inc. provides coverage that protects against damages, theft, and liability unique to watercraft. A knowledgeable agent discusses available policy options, including protection for physical damage and medical payments. To ensure accurate risk evaluation, a review of the boat's condition, safety equipment, and mooring details is required before a formal quote is given.

RI
100 Illinois St Ste 200A
RKM Insurance Services, INC.
Boat Insurance Agent · St. Charles, IL

RKM Insurance Services, INC. in St. Charles, IL provides boat insurance coverage along the Fox River and nearby inland lakes. It assists local boaters with protecting watercraft and personal watercraft from common risks on the water. The agency can help customize policies to include liability protection and coverage for onboard equipment. Its commercial insurance services also address the needs of offices, warehouses, and food service businesses throughout the region.

CM
3755 E Main St Ste 200
Chris Muehlschlegel: Allstate Insurance
Boat Insurance Agent · St. Charles, IL

Chris Muehlschlegel: Allstate Insurance provides boat insurance for residential clients in the St. Charles, Illinois area. The agency also handles commercial watercraft coverage, tailoring policies to various vessel needs. Service extends throughout the surrounding region, ensuring local boat owners have access to protection on the Fox River and nearby lakes. Policies can be reviewed and adjusted during the off-season, and the office is available for follow-up inquiries or policy updates between regular visits.

SI
4N645 School Rd
Shelter Insurance - Katherine Zimmerman
Boat Insurance Agent · St. Charles, IL

Shelter Insurance - Katherine Zimmerman is a boat insurance agent known for serving St. Charles, IL, and the surrounding Fox River area. The agency helps clients protect personal watercraft, sailboats, and small motor yachts against common perils on local lakes and waterways. Policies typically cover physical damage, liability, and uninsured boater risks. Katherine Zimmerman’s office can add on coverage for towing and mechanical breakdown assistance.

FI
1434 E Main St Ste 2
Farmers Insurance - Harry Stout
Boat Insurance Agent · St. Charles, IL
(847) 640-0402
agents.farmers.com/il/st-charles/harry-stout
BF
2435 Dean St #2d
Brian Feltes & Associates, Inc.
Boat Insurance Agent · St. Charles, IL
(630) 762-9090
feltesinsurance.com
NI
218 State St Ste 2
Nationwide Insurance: Julien Insurance Agency Inc.
Boat Insurance Agent · St. Charles, IL
(630) 845-2740
agency.nationwide.com/il/saint-charles/60174/julien-insurance-agency-inc
FI
525 Dunham Rd Ste 5
Farmers Insurance - Joseph DAmico
Boat Insurance Agent · St. Charles, IL
(630) 587-9940
agents.farmers.com/il/st--charles/joseph-damico
RC
11 E Main St
Railside Citrus Insurance Agency
Boat Insurance Agent · St. Charles, IL
(630) 377-0700
railsidecitrus.com
DI
605 W Main St
Debruyne Insurance Agency, Inc.
Boat Insurance Agent · St. Charles, IL
(630) 377-7799
debinsinc.com

What Does a a Boat Insurance Agent in St. Charles Cost?

Typical boat insurance costs in Illinois range from 200 to 500 dollars per year for a basic policy on a small boat. Larger vessels or those with high performance engines may cost 600 to 1 200 dollars annually. Factors like your boating experience the boats value and your claims history affect the premium. This is general information not insurance advice.

About boat insurance agents in St. Charles

Boat insurance agents in St. Charles Illinois help you protect your watercraft on the Fox River and nearby lakes. Illinois law requires liability coverage for boats with motors over 25 horsepower. An agent can explain state regulations and find a policy that fits your needs.

Frequently Asked Questions

What does boat insurance cover in Illinois?

Boat insurance typically covers physical damage to your watercraft liability for injuries or property damage and medical payments. Illinois requires liability insurance for motorized boats over 25 horsepower. Your agent can help you add coverage for theft or towing.

Do I need boat insurance to dock on the Fox River in St. Charles?

Marinas and docking facilities in St. Charles often require proof of liability insurance before you can moor your boat. Even if not required by law for smaller boats many marinas set their own insurance minimums. Check with your agent to meet local docking requirements.

How does Illinois boating law affect my insurance needs?

Illinois law mandates liability insurance for boats with motors over 25 horsepower. The state also requires operators born after January 1 1998 to complete a boating safety course. Your agent can help ensure your policy meets these legal requirements.

Boat Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.