Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 6 boat insurance agents in Urbana, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Brian Hanson - State Farm Insurance Agent
408 N Race St STE A, Urbana, IL 61801
(217) 344-1900
brianismyguy.com
Freeway Insurance
1112 W University Ave, Urbana, IL 61801
(217) 666-6012
locations.freeway.com
The Wesselman Agency : COUNTRY Financial
2740 S Philo Rd Ste B, Urbana, IL 61802
(217) 352-3466
advisors.countryfinancial.com
Sticklen Insurance Agency
3109 Tatman Ct Unit 101, Urbana, IL 61802
(217) 328-1612
stickleninsuranceagency.com
Loman-Ray Insurance Group, LLC
2702 Boulder Dr, Urbana, IL 61802
(888) 566-2679
lomanray.com
State Farm Insurance
1405 E Florida Ave A, Urbana, IL 61801
(217) 384-5727
statefarm.com
What Does a Boat Insurance Agent in Urbana Cost?
Boat insurance costs in Illinois typically range from 200 to 800 dollars per year for a standard runabout, depending on boat value, horsepower, and usage. A policy for a small fishing boat may start around 150 dollars annually, while a high-performance yacht can exceed 2,000 dollars. Factors like your boating history, storage location, and deductibles affect the premium. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does boat insurance cover in Urbana Illinois?
Boat insurance typically covers physical damage to your boat, liability for injury or property damage you cause, and medical payments for passengers. Illinois law does not require uninsured boater coverage but many agents recommend it for added protection.
Is boat insurance required by law in Illinois?
Yes, Illinois requires liability insurance for all motorized watercraft operated on public waterways. The minimum liability limit is 50,000 dollars for bodily injury or death per person and 100,000 dollars per accident. Non-motorized boats like canoes do not need insurance.
How do I choose a boat insurance agent in Urbana?
Look for an agent who specializes in marine or recreational vehicle policies. Ask about coverage for towing, salvage, and storage on land. Check that the agent is licensed in Illinois and has experience with local waterways and weather risks.